David Ramirez
$499,000$525,0004 bd2.5 ba1,722 sqft$290 /sqft$4,032 /mo all-in ↓

24 MEDFORD DRIVE, PALM COAST, FL, 32137

Active291 days on marketListed Oct 15, 2025MLS #FC312520

Reduced $26KSingle Family ResidenceSEA COLONY SUB

About this home

24 MEDFORD DRIVE

DRASICALLY REUCED AND Seller just put on a NEW ROOF! Grab this one quick! Seller says 'Make OFFER! If you are looking to be steps from the beach and live in Sea Colony a GATED oceanfront community this is the home for you! Can you believe this home at this price has 4 bedrooms, (Owners suite on FIRST floor) 2.5 bath 2 car garage with a large screened lanai with a new vinyl fence backing to woods? New updated kitchen, Quartz counter tops, new LPV flooring, freshly painted. Beautiful clubhouse located ocean front with heated pool and spa. Sit on the walkover and watch the sunrise. Walk the beach with your fur baby to collect those treasures. 5 minutes to Intracoastal waterway marina to drop in your boat, jet ski or kayak, fishing pole. Close to public golf courses, tennis and pickle ball courts, shopping, medical facilities, Historic St. Augustine and Daytona Beach 30 minutes from your door for NASCAR -Bike week touring and fine dining. So much for so little. If you are looking for that family home, retirement home or investment property this is a GEM! A County park next door for fishing, bike paths, look out for dolphin and whales. Drive your golf cart to meet your neighbors. Call today to see this beach home! Owners have already relocated so they are anxious to make a deal! Call today!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

1,722

Sqft

0.13 ac

Lot size

2

Garage

1988

Year built

Two

Levels

$290

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationSlab
FacesNorth
ParkingGarage Door Opener
ExteriorIrrigation System

Community & fees

HOA fee$250/mo
Taxes (2024)$5,568/yr
PetsCats OK, Dogs OK
CommunityGulf/Ocean Front · Lake · Water Access · Waterfront · Deed Restrictions · Gated Community - Guard · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,032 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property tax — 2024 actual bill$464
HOA fee — from the listing$250
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,465
Interest rate6.00%
Loan term

Estimated payment

$4,032/mo

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$464
HOA / condo fee$250
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs SEA COLONY SUB

$290 vs $331

Days on market

291 vs 47 typical

Where $290/sqft sits among the 7 homes for sale in SEA COLONY SUB

1
1 · this home
0
3
1
1
$226–258$258–291$291–323$323–355$355–387$387+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Coast

Map of 24 MEDFORD DRIVE

Get to know Palm Coast. See the full Palm Coast guide →

PALM COAST 32137 — neighborhood snapshot

Population

47,003

Median age

56.5

Median income

$78,731

Median home value

$360,600

Avg household

2.3

Households w/ children

3,437

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

3 of 7

SEA COLONY SUB have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $499,000 $26K
Oct 15, 2025Listed at $525,000 · 291 days on market since
1988Built · SEA COLONY SUB

Reality check

What actually sold near 24 MEDFORD DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

30 MEDFORD DRIVESold · Jan ’26

$325,600

30 MEDFORD DRIVE · same community

3 bd · 2.5 ba · 1,722 sqft · $189/sqft · 11 DOM

31 ANDOVER DRIVESold · Mar ’26

$325,000

31 ANDOVER DRIVE · same community

3 bd · 2.5 ba · 1,758 sqft · $185/sqft · 102 DOM

67 BRISTOL LANESold · Aug ’25

$575,000

67 BRISTOL LANE · same community

3 bd · 2.5 ba · 1,786 sqft · $322/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 24 MEDFORD DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 24 MEDFORD DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

24 MEDFORD DRIVE FAQs

What would the monthly payment be for 24 MEDFORD DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,032/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 24 MEDFORD DRIVE?+

The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 24 MEDFORD DRIVE?+

The most recent tax bill on record (2024) was $5,568. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 24 MEDFORD DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $499,000, this home is listed about 26% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 24 MEDFORD DRIVE?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$499,000 runs 31% above the PALM COAST 32137 median.

02Time on market is leverage

291 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $525,000, now $499,000 — a $26K cut. The full history is in the market section below.

Listing courtesy of REALTY EXECUTIVES OCEANSIDE · Louise Bubser. MLS #FC312520.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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