15 SEA VISTA DRIVE, PALM COAST, FL, 32137
Active81 days on marketListed May 18, 2026MLS #FC318571
About this home
15 SEA VISTA DRIVE
Third row of homes from the Atlantic Ocean and one block back, steps to the beach; located in the Hammock of Palm Coast in a private gated Ocean front community of Sea Colony. This amazing beach bungalow boast three bedrooms, two bathrooms, an updated kitchen and ceramic tile throughout the home. There is a flex space/Florida room that has its own AC unit that is currently serving as a 4th bedroom, that over looks the garden. The home is situated on a corner lot with mature trees and lush landscaping. The private backyard is like an Oasis with winding walking paths throughout the gardens, multiple seating areas, and a pergola to sit and eat alfresco all while listening the sounds of the ocean. Sea Colony has a 24 hour manned guard gate, an oceanfront club house, pool, spa, and board walk for direct access to the beach. The board walk is handicap accessible. Located close to down town Saint Augustine and Flagler Beach. Close to a grocery store and restaurants. The Hammock is home to beautiful walking and biking trails all accessible from this home. This is like resort living but in old Florida style and without the price tag. New roof installed 2023
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,382
Sqft
0.2 ac
Lot size
2
Garage
1989
Year built
One
Levels
$420
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,067 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,067/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.4%
$/sqft vs SEA COLONY SUB
$420 vs $330
Days on market
81 vs 50 typical
Where $420/sqft sits among the 7 homes for sale in SEA COLONY SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
4 of 7
SEA COLONY SUB have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 15 SEA VISTA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$519,000
29 BRISTOL LANE · same community
3 bd · 2 ba · 1,398 sqft · $371/sqft · 141 DOM
Sold · Mar ’26$459,000
58 BRISTOL LANE · same community
3 bd · 2 ba · 1,306 sqft · $351/sqft · 155 DOM
Sold · Feb ’26$360,000
7 NANTUCKET TERRACE · same community
2 bd · 2 ba · 1,276 sqft · $282/sqft · 116 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15 SEA VISTA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15 SEA VISTA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15 SEA VISTA DRIVE FAQs
What would the monthly payment be for 15 SEA VISTA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,067/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15 SEA VISTA DRIVE?+
The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15 SEA VISTA DRIVE?+
The most recent tax bill on record (2025) was $3,717. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15 SEA VISTA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $580,000, this home is listed about 45% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 15 SEA VISTA DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SELECT PROFESSIONALS · Jeremie Purdy. MLS #FC318571.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Coast homes, in your inbox
Like 15 SEA VISTA DRIVE but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →