13113 GASPARILLA ROAD UNIT 405, PLACIDA, FL, 33946
Active55 days on marketListed Jun 11, 2026MLS #D6147774
About this home
13113 GASPARILLA ROAD UNIT 405
Boca Vista Harbor is the epitome of resort style living offering picturesque Gasparilla Sound views while surrounded by countless recreational amenities! Adjacent to the property is Gasparilla Marina, where you can easily find boat storage, rentals, bait & fuel or grab lunch & dinner at the Tiki Hut! Join the wait list for onsite dockage with the ability to purchase or lease your own slip when they become available. Just across the road, you can hop on the Cape Haze Pioneer Trail and enjoy a leisurely bike ride or walk on the trail that extends along the length of the Peninsula with extensions leading to Placida and Boca Grande! If golf is on your agenda, there are nearly a dozen public and club courses within a 15 minute drive. Dining and entertainment venues are too numerous to mention! Included in this offering is a deeded one car garage where you can keep the toys dry and secure! This 3 bedroom, 2 bathroom end unit has been completely remodeled! The fully loaded kitchen features stainless steel appliances, quartz countertops, Mouser cabinets, full height tile backsplash, under cabinet lighting, hidden charging station, illuminated decorative cabinets, rollout waste, spice rack, and dry bar. The entire floor is blanketed with decorative plank porcelain tile. The lighting fixtures are even more gorgeous in person! The master bath has a water closet, double sinks with a storage tower that contains an outlet to keep hair dyer, electric razor or toothbrush plugged in and out of sight. The tub and shower feature stunning decorative mother of pearl tiles, niches for soap bottles, and a hand spray. The larger guest bedroom is big enough for a king size bed. The unit currently sleeps 7 within the bedrooms. Motorized screen shades make it easy to enjoy the picturesque view from the living room. You can step out onto the screened in lanai from either the master bedroom or living room and enjoy the sunset all year round and a water view on two sides. The picturesque and historic Village of Boca Grande is just 13 miles away and provides a great option for additional dining and entertainment. The local waters and well known for World Class Fishing of Tarpon, Snook, Redfish and countless others will test your angling skills. Boca Vista is the best choice in the area for resort style living with such unique access to recreation and lifestyle amenities! The listing agent is the owner of the property.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,701
Sqft
0.04 ac
Lot size
1
Garage
2003
Year built
One
Levels
$382
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,799 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,799/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+54.7%
$/sqft vs Placida actives
$382 vs $343
Days on market
55 vs 91 typical
Where $382/sqft sits among the 151 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $595K
Placida median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
64 of 151
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1754% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 13113 GASPARILLA ROAD UNIT 405
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$750,000
13113 GASPARILLA ROAD UNIT 503 · same community
3 bd · 3 ba · 2,138 sqft · $351/sqft · 99 DOM
Sold · Oct ’25$615,000
13313 GASPARILLA ROAD UNIT C205
3 bd · 2 ba · 1,701 sqft · $362/sqft · 305 DOM
Sold · Jan ’26$539,000
13113 GASPARILLA ROAD UNIT A305
3 bd · 2 ba · 1,701 sqft · $317/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13113 GASPARILLA ROAD UNIT 405 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13113 GASPARILLA ROAD UNIT 405 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13113 GASPARILLA ROAD UNIT 405 FAQs
What would the monthly payment be for 13113 GASPARILLA ROAD UNIT 405?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,799/mo — principal and interest, the actual property-tax bill, the $1,177/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13113 GASPARILLA ROAD UNIT 405?+
The association fee works out to $1,177 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13113 GASPARILLA ROAD UNIT 405?+
The most recent tax bill on record (2025) was $8,597. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13113 GASPARILLA ROAD UNIT 405?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $649,000, this home is priced right at the Placida median.
Which schools are assigned to 13113 GASPARILLA ROAD UNIT 405?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$649,000 runs 1754% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,177/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PARSLEY BALDWIN REAL ESTATE · Mary Burdette. MLS #D6147774.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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