13113 GASPARILLA ROAD UNIT 403, PLACIDA, FL, 33946
Active252 days on marketListed Nov 26, 2025MLS #D6144439
About this home
13113 GASPARILLA ROAD UNIT 403
One or more photo(s) has been virtually staged. Best Value in Boca Vista Harbor – Fourth-Floor Waterfront Residence Experience one of the best values in Boca Vista Harbor. Perched on the fourth floor, this beautifully maintained waterfront residence captures panoramic views of Gasparilla Sound, where passing boats, coastal wildlife, and spectacular Florida sunsets create an ever-changing backdrop. Combining quality finishes, an attached private garage, electric shutters and resort-style amenities, this home offers the perfect balance of comfort, convenience, and waterfront living. Inside, you’ll find an inviting floor plan designed for both everyday living and entertaining, complemented by custom cabinetry, granite countertops, premium appliances, plantation shutters, generous storage, and a spacious screened double lanai that extends your living space outdoors. Whether relaxing with a morning coffee or hosting friends at sunset, the views become part of your everyday lifestyle. Located within the gated community of Boca Vista Harbor, residents enjoy a heated waterfront pool and spa, clubhouse, tennis and pickleball courts, beautifully landscaped grounds, and maintenance-free living. Adjacent to Gasparilla Marina, you’ll enjoy convenient access to boat slips (when available), boat rentals, and some of Southwest Florida’s finest boating, fishing, paddleboarding, kayaking, and Gulf waters. Just minutes away, Boca Grande offers charming boutiques, exceptional dining, pristine beaches, and the timeless character that has made it one of Florida’s most treasured coastal destinations. For buyers seeking exceptional value in a premier waterfront community, this residence represents one of the most compelling opportunities currently available in Boca Vista Harbor. Combining panoramic water views, outstanding amenities, marina convenience, and a competitive price point, it offers a coastal lifestyle that would be difficult to duplicate at this value. Imagine beginning your mornings with coffee on the lanai as the sun rises over Gasparilla Sound, watching dolphins, manatees, and boats pass by. Spend the afternoon boating, exploring Boca Grande, relaxing by the pool, or enjoying waterfront dining before returning home to unwind with evening breezes and colorful coastal sunsets. At Boca Vista Harbor #403, you’re not simply purchasing a waterfront residence—you’re embracing a lifestyle defined by the water, the beauty of Southwest Florida, and the freedom to enjoy it every day.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,316
Sqft
0.04 ac
Lot size
1
Garage
2003
Year built
One
Levels
$334
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,369 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,369/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−46.1%
$/sqft vs Placida actives
$334 vs $365
Days on market
252 vs 91 typical
Where $334/sqft sits among the 151 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $595K
Placida median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
63 of 151
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1157% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 13113 GASPARILLA ROAD UNIT 403
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$750,000
13113 GASPARILLA ROAD UNIT 503 · same community
3 bd · 3 ba · 2,138 sqft · $351/sqft · 99 DOM
Sold · May ’26$460,000
13313 GASPARILLA ROAD UNIT C-202
2 bd · 2 ba · 1,456 sqft · $316/sqft · 186 DOM
Sold · Jul ’26$535,000
11000 PLACIDA ROAD UNIT 301
2 bd · 2 ba · 1,593 sqft · $336/sqft · 459 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13113 GASPARILLA ROAD UNIT 403 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13113 GASPARILLA ROAD UNIT 403 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13113 GASPARILLA ROAD UNIT 403 FAQs
What would the monthly payment be for 13113 GASPARILLA ROAD UNIT 403?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,369/mo — principal and interest, the actual property-tax bill, the $1,119/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13113 GASPARILLA ROAD UNIT 403?+
The association fee works out to $1,119 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13113 GASPARILLA ROAD UNIT 403?+
The most recent tax bill on record (2024) was $3,667. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13113 GASPARILLA ROAD UNIT 403?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $440,000, this home is listed about 32% below the Placida median of $649,450. The market section on this page shows how the area is trending.
Which schools are assigned to 13113 GASPARILLA ROAD UNIT 403?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$440,000 runs 1157% above the PLACIDA 33946 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Know the monthly fee
The association fee is $1,119/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
252 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Cheryl Hayek, LLC. MLS #D6144439.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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