David Ramirez
$459,999$465,0002 bd2 ba946 sqft$486 /sqft$4,376 /mo all-in ↓

9400 LITTLE GASPARILLA ISLAND UNIT I-9, PLACIDA, FL, 33946

Active110 days on marketListed Apr 29, 2026MLS #TB8500364

Reduced $5KWaterfrontFully furnishedCondominiumHIDEAWAY BAY BEACH CLUB

About this home

9400 LITTLE GASPARILLA ISLAND UNIT I-9

PRICE IMPROVEMENT! Little Gasparilla Island is not simply a destination; it is a lifestyle that feels increasingly rare in today's world. Accessible only by a short ferry ride from the mainland, this hidden barrier island invites you to leave behind traffic, schedules, and the constant demands of everyday life. Within minutes, the pace slows, the noise fades, and island living takes over. Here, there are no crowded roads, no high rises, and no rush. Days are spent shelling along miles of uncrowded beaches, fishing Gulf waters, exploring by golf cart, and ending each evening with breathtaking sunsets. Whether you are seeking a winter escape, a peaceful vacation retreat, or an investment property, Little Gasparilla Island offers a truly unique coastal experience. One of the most valuable features of this property is the dedicated ferry service provided through Hideaway Bay Beach Club. Ferry access is a major convenience and a rare amenity on the island, making it easy to welcome visitors, enjoy dinner on the mainland, run errands, or accommodate rental guests. For owners and investors alike, this added accessibility enhances both the ownership and guest experience. This is a rare opportunity to own within Building I at Hideaway Bay Beach Club, the only building in the community offering direct Gulf-facing views. From your private lanai, enjoy front row seats to some of the island's most spectacular sunsets. The recently updated two bedroom, two bathroom condominium combines modern finishes with effortless island living. The kitchen features wood cabinetry, quartz countertops, stainless steel appliances, and wood look tile flooring. Both bathrooms have been updated with stylish vanities and walk in showers. The first floor primary suite offers convenience and privacy, while the upstairs sleeping quarters comfortably accommodate guests with a queen bed and two stacked twin beds. Recent updates include new bedding in 2024, a new Maytag washer in 2024, and a refurbished golf cart in 2025. Spacious storage beneath the unit provides room for the golf cart and all your beach gear. Whether you're looking for a personal island retreat, a seasonal escape from colder climates, or a property that can generate rental income while you're away, this exceptional condominium offers the perfect combination of relaxation, convenience, and investment potential.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

946

Sqft

0.01 ac

Lot size

1994

Year built

Two

Levels

$486

Per sqft

WaterfrontFurnishedPets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Vaulted Ceiling(s) · Window Treatments
LaundryElectric Dryer Hookup · Outside · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionWood Siding
FoundationPillar/Post/Pier
FacesEast
ParkingNone
ExteriorBalcony · Fire Pit · French Doors · Outdoor Grill · Private Entrance · Sliding Doors · Storage

Community & fees

HOA fee$1,199/mo
Taxes (2025)$1,264/yr
PetsYes
CommunityBoat Slip · Dock · Gulf/Ocean Front · Intracoastal Waterway · Clubhouse · Deed Restrictions · Golf Carts OK · Pool

Utilities & systems

UtilitiesElectricity Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,376 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,708
FHA mortgage insurance (est.)$203
Property tax — 2025 actual bill$105
Condo fee — from the listing$1,199
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,100Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,100
Interest rate6.00%
Loan term

Estimated payment

$4,376/mo

Principal & interest$2,708
FHA mortgage insurance (est.)$203
Property taxes (actual bill)$105
HOA / condo fee$1,199
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $460K
$164KedgeAI estimate $183,798 · range $171K$189K$478K

vs edgeAI estimate

+150.3%

$/sqft vs Placida actives

$486 vs $355

Days on market

110 vs 105 typical

Where $486/sqft sits among the 148 Placida actives

62
32
15 · this home
14
14
11
$180–319$319–457$457–595$595–734$734–872$872+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Placida

Map of 9400 LITTLE GASPARILLA ISLAND UNIT I-9

Get to know Placida. See the full Placida guide →

PLACIDA 33946 — neighborhood snapshot

Population

2,745

Median age

63.2

Median income

$93,466

Median home value

$626,500

Avg household

2.02

Households w/ children

86%

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Placida market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$475K$595K

Placida median sold, yr/yr

92.4%

Sale-to-list ratio (12 mo)

65 of 148

Placida actives have cut their price

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1215% above the PLACIDA 33946 median. See the full Placida market guide →

Paper trail

This home's history

CurrentPrice reduced to $459,999 $5K
Apr 29, 2026Listed at $465,000 · 110 days on market since
1994Built · HIDEAWAY BAY BEACH CLUB

Reality check

What actually sold near 9400 LITTLE GASPARILLA ISLAND UNIT I-9

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9400 LITTLE GASPARILLA ISLAND UNIT H2Sold · Jul ’26

$190,000

9400 LITTLE GASPARILLA ISLAND UNIT H2

2 bd · 2 ba · 946 sqft · $201/sqft · 195 DOM

9400 LITTLE GASPARILLA ISLAND UNIT H4Sold · Jun ’26

$390,000

9400 LITTLE GASPARILLA ISLAND UNIT H4

3 bd · 2 ba · 946 sqft · $412/sqft · 102 DOM

9400 LITTLE GASPARILLA ISLAND UNIT A8Sold · Aug ’26

$395,000

9400 LITTLE GASPARILLA ISLAND UNIT A8

3 bd · 2 ba · 946 sqft · $418/sqft · 21 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9400 LITTLE GASPARILLA ISLAND UNIT I-9 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9400 LITTLE GASPARILLA ISLAND UNIT I-9 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

9400 LITTLE GASPARILLA ISLAND UNIT I-9 FAQs

What would the monthly payment be for 9400 LITTLE GASPARILLA ISLAND UNIT I-9?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,376/mo — principal and interest, the actual property-tax bill, the $1,199/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9400 LITTLE GASPARILLA ISLAND UNIT I-9?+

The association fee works out to $1,199 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9400 LITTLE GASPARILLA ISLAND UNIT I-9?+

The most recent tax bill on record (2025) was $1,264. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9400 LITTLE GASPARILLA ISLAND UNIT I-9?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Placida?+

At $459,999, this home is listed about 29% below the Placida median of $649,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9400 LITTLE GASPARILLA ISLAND UNIT I-9?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$459,999 runs 1215% above the PLACIDA 33946 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $1,199/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $465,000, now $459,999 — a $5K cut. The full history is in the market section below.

Listing courtesy of GULF SHORES REALTY ERA POWERED LLC · Anita Roederer. MLS #TB8500364.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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