13413 GASPARILLA ROAD UNIT 304, PLACIDA, FL, 33946
Active70 days on marketListed May 26, 2026MLS #TB8512186
About this home
13413 GASPARILLA ROAD UNIT 304
Beautiful waterfront condo featuring panoramic views of Gasparilla Sound and Boca Grande. This turnkey, fully furnished condo is an open-concept 2-bedroom, 2-bathroom, with a versatile space perfect for a den, office, or additional bedroom, with eat-in breakfast nook area and bar. The primary suite offers harbor views with a private access to the screened lanai, walk-in closet, en-suite bathroom with double sinks and spacious linen closet. Notable interior features include plantation shutters throughout and a roll-down hurricane shutter for the screened lanai, brand newly installed dishwasher, disposal, and refrigerator. The condo comes with a large private garage with plenty of storage space, located under the building on the end, providing a short walk to the kayak launch. Move-in ready for primary/seasonal residence or vacation rental. The Boca Vista Harbor complex is situated on Gasparilla Bay within a gated community that offers premium amenities, including a heated swimming pool, hot tub, poolside area BBQ grills, clubhouse, tennis/pickleball court, kayak and paddleboard launch area with nearby trails and access to boat docks and slips that may be available for rent and purchase. The property is conveniently located next to a full-service marina, a walkable ship store and a waterfront restaurant with live entertainment. Direct access to boating, fishing, kayaking, and paddle boarding. Just minutes from Gasparilla Island and Boca Grande. Only a 5-10 minute drive from the Boca Grande beaches.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,456
Sqft
0 ac
Lot size
1
Garage
2004
Year built
One
Levels
$343
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$5,182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11%
$/sqft vs Placida actives
$343 vs $365
Days on market
70 vs 91 typical
Where $343/sqft sits among the 151 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $595K
Placida median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
64 of 151
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1326% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 13413 GASPARILLA ROAD UNIT 304
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,740,000
13413 GASPARILLA ROAD UNIT D501 & Slip 10 · same community
3 bd · 3 ba · 2,142 sqft · $812/sqft · 3 DOM
Sold · May ’26$460,000
13313 GASPARILLA ROAD UNIT C-202
2 bd · 2 ba · 1,456 sqft · $316/sqft · 186 DOM
Sold · Jul ’26$535,000
11000 PLACIDA ROAD UNIT 301
2 bd · 2 ba · 1,593 sqft · $336/sqft · 459 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13413 GASPARILLA ROAD UNIT 304 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13413 GASPARILLA ROAD UNIT 304 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13413 GASPARILLA ROAD UNIT 304 FAQs
What would the monthly payment be for 13413 GASPARILLA ROAD UNIT 304?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $5,182/mo — principal and interest, the actual property-tax bill, the $1,176/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13413 GASPARILLA ROAD UNIT 304?+
The association fee works out to $1,176 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13413 GASPARILLA ROAD UNIT 304?+
The most recent tax bill on record (2025) was $8,253. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13413 GASPARILLA ROAD UNIT 304?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $499,000, this home is listed about 23% below the Placida median of $649,450. The market section on this page shows how the area is trending.
Which schools are assigned to 13413 GASPARILLA ROAD UNIT 304?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$499,000 runs 1326% above the PLACIDA 33946 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,176/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BY OWNER.COM · Greg Sullivan. MLS #TB8512186.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Placida homes, in your inbox
Like 13413 GASPARILLA ROAD UNIT 304 but not quite? A daily digest of every new listing in Placida — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →