David Ramirez
$509,000$519,0003 bd3 ba2,390 sqft$213 /sqft$4,125 /mo all-in ↓

10420 CORAL LANDINGS LANE UNIT 115, PLACIDA, FL, 33946

Active128 days on marketListed Apr 6, 2026MLS #A4688932

Reduced $10KWaterfrontTownhouseLANDINGS CORAL CRK

About this home

10420 CORAL LANDINGS LANE UNIT 115

This stunning, turnkey move-in-ready 3-bedroom, 3-bath townhome in The Landings at Coral Creek offers luxury coastal living with exceptional craftsmanship throughout. Built in 2019, the home features nearly 2,400 sq. ft. of air-conditioned space and over 3,800 total sq. ft., constructed with durable concrete block and topped with a new Miami-Dade code standing seam metal roof, complete with a 20-year transferable warranty. Impact-rated windows and sliders provide both security and peace of mind. Inside, the spacious floor plan includes two luxurious primary suites, two expansive lanais, and a private elevator for convenient access to all levels. The home is loaded with upgrades, including pull-out cabinetry, stainless steel appliances with a Grande Aire service contract, stone countertops, and an enhanced laundry room with utility sink. Additional features include whole-home surge protection, fresh interior paint, upgraded tile flooring on the main lanai, and designer lighting and ceiling fans throughout. The oversized 4-car garage with epoxy flooring offers ample space for vehicles, storage, and recreational gear. Residents of The Landings at Coral Creek enjoy resort-style amenities, including a clubhouse, pool and spa, fitness center, pickleball courts, fishing pier, and abundant guest parking. Ideally located in the desirable Placida corridor, just minutes from Boca Grande, marinas, golf courses, bike paths, and world-class fishing and boating. With its recent price improvement, this exceptional property presents outstanding value in one of Southwest Florida’s most sought-after communities. Is an outstanding Airbnb property with potential guests already booked for several months in 2027.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,390

Sqft

0.04 ac

Lot size

4

Garage

2019

Year built

Three Or More

Levels

$213

Per sqft

WaterfrontTurnkeyPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

RoofMetal
ConstructionHardiPlank Type
FoundationSlab
FacesSouth
ExteriorBalcony

Community & fees

HOA fee$43/mo
Taxes (2025)$8,405/yr
PetsYes
CommunityClubhouse · Fitness Center · Gated Community - No Guard · Golf Carts OK · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,125 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,996
FHA mortgage insurance (est.)$225
Property tax — 2025 actual bill$700
HOA fee — from the listing$43
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,815Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,815
Interest rate6.00%
Loan term

Estimated payment

$4,125/mo

Principal & interest$2,996
FHA mortgage insurance (est.)$225
Property taxes (actual bill)$700
HOA / condo fee$43
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $509K
$459KedgeAI estimate $496,815 · range $478K$543K$565K

vs edgeAI estimate

+2.5%

$/sqft vs Placida actives

$213 vs $355

Days on market

128 vs 105 typical

Where $213/sqft sits among the 151 Placida actives

63 · this home
32
17
14
14
11
$180–319$319–457$457–595$595–734$734–872$872+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Landings at Coral Creek

Map of 10420 CORAL LANDINGS LANE UNIT 115

Get to know Placida. See the full Placida guide →

The Landings at Coral Creek — neighborhood snapshot

Population

230

Median age

64

Median income

$79,331

Median home value

$465,200

Avg household

2

Households w/ children

10%

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Placida market

Seller’s marketLeans buyer9.0 months of inventoryBuyer’s market

$475K$535K

Placida median sold, yr/yr

92.4%

Sale-to-list ratio (12 mo)

65 of 151

Placida actives have cut their price

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1354% above the PLACIDA 33946 median. See the full Placida market guide →

Paper trail

This home's history

CurrentPrice reduced to $509,000 $10K
Apr 6, 2026Listed at $519,000 · 128 days on market since
2019Built · LANDINGS CORAL CRK

Reality check

What actually sold near 10420 CORAL LANDINGS LANE UNIT 115

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10309 CORAL LANDINGS COURT UNIT 100Sold · May ’26

$468,000

10309 CORAL LANDINGS COURT UNIT 100 · same community

3 bd · 3 ba · 2,390 sqft · $196/sqft · 69 DOM

10310 LANDS END CIRCLE UNIT 39Sold · Jun ’26

$500,000

10310 LANDS END CIRCLE UNIT 39 · same community

4 bd · 3.5 ba · 2,400 sqft · $208/sqft · 179 DOM

10325 LONGSHORE ROAD UNIT 17Sold · Jan ’26

$525,000

10325 LONGSHORE ROAD UNIT 17 · same community

4 bd · 3.5 ba · 2,432 sqft · $216/sqft · 363 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10420 CORAL LANDINGS LANE UNIT 115 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10420 CORAL LANDINGS LANE UNIT 115 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

10420 CORAL LANDINGS LANE UNIT 115 FAQs

What would the monthly payment be for 10420 CORAL LANDINGS LANE UNIT 115?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,125/mo — principal and interest, the actual property-tax bill, the $43/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10420 CORAL LANDINGS LANE UNIT 115?+

The association fee works out to $43 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10420 CORAL LANDINGS LANE UNIT 115?+

The most recent tax bill on record (2025) was $8,405. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10420 CORAL LANDINGS LANE UNIT 115?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Placida?+

At $509,000, this home is listed about 22% below the Placida median of $649,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10420 CORAL LANDINGS LANE UNIT 115?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$509,000 runs 1354% above the PLACIDA 33946 median — but at 2,390 sqft it's also 41% larger than the typical Placida listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $519,000, now $509,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of FLORIDA DREAMIN' REALTY GROUP INC · Bill Williams. MLS #A4688932.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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