David Ramirez
$290,000$300,0002 bd2 ba1,154 sqft$251 /sqft$2,117 /mo all-in ↓

650 LEACH STREET, ENGLEWOOD, FL, 34223

Active93 days on marketListed May 1, 2026MLS #D6147272

Priced 25% below the ENGLEWOOD 34223 medianReduced $10KSingle Family ResidenceBAY VISTA BLVD ADD 03

About this home

650 LEACH STREET

Start your day with coffee on Dearborn Street, then make the easy drive after dinner to catch sunset on Manasota Key Beach. This North Englewood concrete block home offers 2 bedrooms, 2 bathrooms, a 1 car garage, and a circular driveway, all set on an oversized lot in the X flood zone just under 1.5 miles to Historic Dearborn Street and about 5 miles to the beach. Inside, the home feels light and inviting with an open floor plan, wood look plank tile flooring throughout, and crown molding that ties it all together. It can even be purchased furnished, making your move simple. The kitchen has been tastefully updated with white shaker cabinetry, granite countertops, a glass tile backsplash, breakfast bar, pantry, and easy access to both the dining area and outdoors. French doors from the dining space open to a spacious paver patio, perfect for grilling and evenings under the stars. The primary suite features a large walk-in closet and an updated bathroom with an oversized granite vanity and a fully tiled walk-in shower with built-in bench. The guest bedroom and bathroom offer comfortable accommodations, with a tiled tub and shower combination. The garage includes an epoxy coated floor and a dedicated laundry area with built-in storage. Out back, a large oak tree anchors the yard and creates a great setting for a future pool or garden. Additional highlights include impact windows and accordion shutters for the doors to provide hurricane protection for all openings, a 2022 roof, 2023 hot water heater, and a repipe of supply lines in 2015. You are just minutes from Dearborn’s shops, restaurants, and weekly Farmers Market, along with Englewood Beach, boat ramps, golf, pickleball, and parks. Wellen Park, home to Atlanta Braves Spring Training, dining, and entertainment, is also a short drive away. Whether you are looking for a seasonal escape or an investment opportunity, 650 Leach Street puts you right in the middle of everything that makes this area so easy to enjoy.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,154

Sqft

0.34 ac

Lot size

1

Garage

1978

Year built

One

Levels

$251

Per sqft

NegotiablePets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · Open Floorplan · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingCircular Driveway · Driveway · Garage Door Opener
ExteriorFrench Doors · Hurricane Shutters · Lighting

Community & fees

Taxes (2025)$1,454/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,117 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property tax — 2025 actual bill$121
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,150Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,150
Interest rate6.00%
Loan term

Estimated payment

$2,117/mo

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property taxes (actual bill)$121
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $290K
$278KedgeAI estimate $375,517 · range $344K$388K$404K

vs edgeAI estimate

−22.8%

$/sqft vs Englewood actives

$251 vs $240

Days on market

93 vs 59 typical

Where $251/sqft sits among the 400 Englewood actives

174
107 · this home
64
16
10
29
$115–222$222–328$328–435$435–541$541–648$648+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Old Englewood Village

Map of 650 LEACH STREET inside its neighborhood boundary

Get to know Englewood. See the full Englewood guide →

Old Englewood Village — neighborhood snapshot

Population

3,260

Median age

64

Median income

$60,523

Median home value

$320,216

Avg household

2

Households w/ children

124

For the school run

Sarasota County School District

ElementaryEnglewood Elementary School★★★★
HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$320K$333K

Englewood median sold, yr/yr

94.5%

Sale-to-list ratio (12 mo)

179 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% below the ENGLEWOOD 34223 median. See the full Englewood market guide →

Paper trail

This home's history

CurrentPrice reduced to $290,000 $10K
May 1, 2026Listed at $300,000 · 93 days on market since
1978Built · BAY VISTA BLVD ADD 03

Reality check

What actually sold near 650 LEACH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

480 LEACH STREETSold · Nov ’25

$155,000

480 LEACH STREET · same community

2 bd · 1.5 ba · 1,036 sqft · $150/sqft · 62 DOM

427 BLACKBURN STREETSold · Feb ’26

$215,000

427 BLACKBURN STREET · same community

2 bd · 2 ba · 972 sqft · $221/sqft · 5 DOM

427 BLACKBURN STREETSold · Apr ’26

$278,000

427 BLACKBURN STREET · same community

2 bd · 2 ba · 972 sqft · $286/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 650 LEACH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 650 LEACH STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

650 LEACH STREET FAQs

What would the monthly payment be for 650 LEACH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,117/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 650 LEACH STREET?+

The most recent tax bill on record (2025) was $1,454. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 650 LEACH STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $290,000, this home is listed about 21% below the Englewood median of $369,302. The market section on this page shows how the area is trending.

Which schools are assigned to 650 LEACH STREET?+

Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ENGLEWOOD 34223 market on paper

$290,000 is 25% below the ENGLEWOOD 34223 median of $388,250, and at $251/sqft it sits under the Englewood average of $310.

02Strong assigned schools

Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $300,000, now $290,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ALLIANCE GROUP · Carla Stiver, PA. MLS #D6147272.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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