
1183 CEDAR AVENUE, ENGLEWOOD, FL, 34223
Active19 days on marketListed Jul 14, 2026MLS #A4699704
About this home
1183 CEDAR AVENUE
NEW CONSTRUCTION (2025) • NO HOA • NO CDD • NO FLOOD INSURANCE REQUIRED • MOVE-IN READY • Exceptional Value! The builder has made a significant pricing adjustment, creating one of the best opportunities to own a brand-new home in Englewood without HOA fees, CDD fees, or flood insurance requirements. Be the first to live in this beautifully crafted 2025 custom-built home, thoughtfully designed for today’s Florida lifestyle. Offering 3 bedrooms, 2 bathrooms, and a spacious 2-car garage, this move-in-ready residence combines quality construction, modern finishes, and an outstanding location just minutes from Gulf beaches, Historic Dearborn Street, shopping, dining, golf, boating, parks, and everything that makes Englewood one of Southwest Florida’s most desirable coastal communities. Inside, you’ll find approximately 1,550 square feet of thoughtfully designed living space featuring an open-concept floor plan filled with natural light, luxury vinyl plank flooring, elegant coffered ceilings, recessed LED lighting, and hurricane-impact windows, doors, and garage door for added security, energy efficiency, and peace of mind. The chef-inspired kitchen is the centerpiece of the home, showcasing granite countertops, soft-close cabinetry, stainless steel appliances, a spacious breakfast bar, walk-in pantry, and abundant workspace for everyday living and entertaining. The private primary suite offers a relaxing retreat with a generous walk-in closet and a beautifully appointed ensuite bath featuring a large walk-in shower. Two additional bedrooms provide flexibility for guests, a home office, or family living. Step outside to the covered rear lanai overlooking a private backyard setting—perfect for morning coffee, evening sunsets, or entertaining family and friends. One of this home’s greatest advantages is what you won’t have to worry about: no HOA fees, no CDD fees, and no flood insurance requirement, helping keep long-term ownership costs lower while enjoying the benefits of brand-new construction. Public water and sewer are connected, and the home includes a one-year builder warranty for additional confidence and peace of mind. Whether you’re searching for a full-time residence, seasonal retreat, or investment property, this home offers the rare opportunity to enjoy modern construction, quality craftsmanship, and outstanding value in an established Englewood neighborhood. Don’t miss this exceptional opportunity to own a brand-new home at an incredible value. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,550
Sqft
0.21 ac
Lot size
2
Garage
2025
Year built
One
Levels
$264
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,801 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,801/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.4%
$/sqft vs Englewood actives
$264 vs $240
Days on market
19 vs 59 typical
Where $264/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Englewood Village
Get to know Englewood. See the full Englewood guide →
Old Englewood Village — neighborhood snapshot
Population
3,260
Median age
64
Median income
$60,523
Median home value
$320,216
Avg household
2
Households w/ children
124
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$320K → $333K
Englewood median sold, yr/yr
94.5%
Sale-to-list ratio (12 mo)
184 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 1183 CEDAR AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$225,000
580 LEACH STREET · same community
4 bd · 2 ba · 1,473 sqft · $153/sqft · 373 DOM
Sold · Apr ’26$250,000
470 LEACH STREET · same community
3 bd · 2 ba · 1,440 sqft · $174/sqft · 386 DOM
Sold · Aug ’25$305,000
1048 IOWA AVENUE · same community
2 bd · 2 ba · 1,740 sqft · $175/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1183 CEDAR AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1183 CEDAR AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1183 CEDAR AVENUE FAQs
What would the monthly payment be for 1183 CEDAR AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,801/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1183 CEDAR AVENUE?+
The most recent tax bill on record (2025) was $562. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Englewood?+
At $409,900, this home is listed about 11% above the Englewood median of $369,302. The market section on this page shows how the area is trending.
Which schools are assigned to 1183 CEDAR AVENUE?+
Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA STYLE REALTY · John Maraia. MLS #A4699704.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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