David Ramirez
$409,9003 bd2 ba1,550 sqft$264 /sqft$2,801 /mo all-in ↓

1183 CEDAR AVENUE, ENGLEWOOD, FL, 34223

Active19 days on marketListed Jul 14, 2026MLS #A4699704

New constructionSingle Family ResidenceBAY VISTA BLVD ADD 03

About this home

1183 CEDAR AVENUE

NEW CONSTRUCTION (2025) • NO HOA • NO CDD • NO FLOOD INSURANCE REQUIRED • MOVE-IN READY • Exceptional Value! The builder has made a significant pricing adjustment, creating one of the best opportunities to own a brand-new home in Englewood without HOA fees, CDD fees, or flood insurance requirements. Be the first to live in this beautifully crafted 2025 custom-built home, thoughtfully designed for today’s Florida lifestyle. Offering 3 bedrooms, 2 bathrooms, and a spacious 2-car garage, this move-in-ready residence combines quality construction, modern finishes, and an outstanding location just minutes from Gulf beaches, Historic Dearborn Street, shopping, dining, golf, boating, parks, and everything that makes Englewood one of Southwest Florida’s most desirable coastal communities. Inside, you’ll find approximately 1,550 square feet of thoughtfully designed living space featuring an open-concept floor plan filled with natural light, luxury vinyl plank flooring, elegant coffered ceilings, recessed LED lighting, and hurricane-impact windows, doors, and garage door for added security, energy efficiency, and peace of mind. The chef-inspired kitchen is the centerpiece of the home, showcasing granite countertops, soft-close cabinetry, stainless steel appliances, a spacious breakfast bar, walk-in pantry, and abundant workspace for everyday living and entertaining. The private primary suite offers a relaxing retreat with a generous walk-in closet and a beautifully appointed ensuite bath featuring a large walk-in shower. Two additional bedrooms provide flexibility for guests, a home office, or family living. Step outside to the covered rear lanai overlooking a private backyard setting—perfect for morning coffee, evening sunsets, or entertaining family and friends. One of this home’s greatest advantages is what you won’t have to worry about: no HOA fees, no CDD fees, and no flood insurance requirement, helping keep long-term ownership costs lower while enjoying the benefits of brand-new construction. Public water and sewer are connected, and the home includes a one-year builder warranty for additional confidence and peace of mind. Whether you’re searching for a full-time residence, seasonal retreat, or investment property, this home offers the rare opportunity to enjoy modern construction, quality craftsmanship, and outstanding value in an established Englewood neighborhood. Don’t miss this exceptional opportunity to own a brand-new home at an incredible value. Schedule your private showing today.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,550

Sqft

0.21 ac

Lot size

2

Garage

2025

Year built

One

Levels

$264

Per sqft

Park/Greenbelt & Trees/Woods view

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPark/Greenbelt · Trees/Woods
FacesWest
ExteriorPrivate Yard · Sliding Doors

Community & fees

Taxes (2025)$562/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,801 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,413
FHA mortgage insurance (est.)$181
Property tax — 2025 actual bill$47
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,347Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,347
Interest rate6.00%
Loan term

Estimated payment

$2,801/mo

Principal & interest$2,413
FHA mortgage insurance (est.)$181
Property taxes (actual bill)$47
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $410K
$315KedgeAI estimate $358,267 · range $328K$409K$426K

vs edgeAI estimate

+14.4%

$/sqft vs Englewood actives

$264 vs $240

Days on market

19 vs 59 typical

Where $264/sqft sits among the 400 Englewood actives

173
105 · this home
67
17
10
28
$116–222$222–329$329–435$435–542$542–648$648+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Old Englewood Village

Map of 1183 CEDAR AVENUE inside its neighborhood boundary

Get to know Englewood. See the full Englewood guide →

Old Englewood Village — neighborhood snapshot

Population

3,260

Median age

64

Median income

$60,523

Median home value

$320,216

Avg household

2

Households w/ children

124

For the school run

Sarasota County School District

ElementaryEnglewood Elementary School★★★★
HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$320K$333K

Englewood median sold, yr/yr

94.5%

Sale-to-list ratio (12 mo)

184 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% above the ENGLEWOOD 34223 median. See the full Englewood market guide →

Paper trail

This home's history

Jul 14, 2026Listed at $409,900 · 19 days on market since
2025Built · BAY VISTA BLVD ADD 03

Reality check

What actually sold near 1183 CEDAR AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

580 LEACH STREETSold · Sep ’25

$225,000

580 LEACH STREET · same community

4 bd · 2 ba · 1,473 sqft · $153/sqft · 373 DOM

470 LEACH STREETSold · Apr ’26

$250,000

470 LEACH STREET · same community

3 bd · 2 ba · 1,440 sqft · $174/sqft · 386 DOM

1048 IOWA AVENUESold · Aug ’25

$305,000

1048 IOWA AVENUE · same community

2 bd · 2 ba · 1,740 sqft · $175/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1183 CEDAR AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1183 CEDAR AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1183 CEDAR AVENUE FAQs

What would the monthly payment be for 1183 CEDAR AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,801/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1183 CEDAR AVENUE?+

The most recent tax bill on record (2025) was $562. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Englewood?+

At $409,900, this home is listed about 11% above the Englewood median of $369,302. The market section on this page shows how the area is trending.

Which schools are assigned to 1183 CEDAR AVENUE?+

Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FLORIDA STYLE REALTY · John Maraia. MLS #A4699704.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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