David Ramirez

489 BOUNDARY, ROTONDA WEST, FL, 33947

Active183 days on marketListed Jan 23, 2026MLS #D6145734

ROTONDA PINEHURST

About this home

489 BOUNDARY

Build your dream home and embrace the ultimate Florida lifestyle in the highly sought-after community of Rotonda West. This oversized, build-ready vacant lot offers the perfect opportunity to create a custom home surrounded by beautifully maintained landscapes, scenic canals, and a relaxed coastal atmosphere. Residents enjoy access to five championship golf courses, a community park and playground, clubhouse, and convenient boat and RV storage, all while benefiting from a low HOA fee of just $190 per year. Ideally located near shopping, dining, schools, and only a short drive to the pristine beaches of the Gulf Coast, this property offers both everyday convenience and endless recreation. Not in a flood zone or scrub jay area, this lot provides peace of mind and long-term value—whether you’re ready to build now or planning for the future. Don’t miss this chance to invest in one of Southwest Florida’s most desirable deed-restricted communities.

Facts & features

The home at a glance

0.33 ac

Lot size

Pets allowed

Inside

Outside & construction

FacesSoutheast

Community & fees

HOA fee$16/mo
Taxes (2025)$921/yr
PetsYes
CommunityDeed Restrictions · Park · Playground · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Capable · Electricity Available · Public · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$664 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$383
FHA mortgage insurance (est.)$29
Property tax — 2025 actual bill$77
HOA fee — from the listing$16
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,275
Interest rate6.00%
Loan term

Estimated payment

$664/mo

Principal & interest$383
FHA mortgage insurance (est.)$29
Property taxes (actual bill)$77
HOA / condo fee$16
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Rotonda Wheel

Map of 489 BOUNDARY inside its neighborhood boundary

Get to know Rotonda West. See the full Rotonda West guide →

Rotonda Wheel — neighborhood snapshot

Population

8,029

Median age

65

Median income

$71,441

Median home value

$351,013

Avg household

2

Households w/ children

283

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryMyakka River Elementary School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Rotonda West market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$382K$376K

Rotonda West median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

Median sold price, Rotonda West, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% above the ROTONDA WEST 33947 median. See the full Rotonda West market guide →

Paper trail

This home's history

Jan 23, 2026Listed at $65,000 · 183 days on market since

Reality check

What actually sold near 489 BOUNDARY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

256 MARINER LANESold · Aug ’25

$515,000

256 MARINER LANE · same community

3 bd · 2 ba · 1,901 sqft · $271/sqft · 329 DOM

255 BOUNDARY BOULEVARD UNIT 104Sold · Apr ’26

$109,000

255 BOUNDARY BOULEVARD UNIT 104

2 bd · 1.5 ba · 972 sqft · $112/sqft · 3 DOM

220 BOUNDARY BOULEVARD W UNIT 220RSold · Apr ’26

$220,000

220 BOUNDARY BOULEVARD W UNIT 220R

2 bd · 2 ba · 1,188 sqft · $185/sqft · 115 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 489 BOUNDARY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 489 BOUNDARY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

489 BOUNDARY FAQs

What would the monthly payment be for 489 BOUNDARY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $664/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 489 BOUNDARY?+

The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 489 BOUNDARY?+

The most recent tax bill on record (2025) was $921. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 489 BOUNDARY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Rotonda West?+

At $65,000, this home is listed about 84% below the Rotonda West median of $400,000. The market section on this page shows how the area is trending.

Which schools are assigned to 489 BOUNDARY?+

L. A. Ainger Middle School (middle), Myakka River Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Kendal Canonico. MLS #D6145734.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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