8092 LITTLE GASPARILLA ISLAND, PLACIDA, FL, 33946
Active208 days on marketListed Jan 12, 2026MLS #D6145485
About this home
8092 LITTLE GASPARILLA ISLAND
Situated on the north end of Little Gasparilla Island just steps from the Gulf, this property enjoys soft white sand, open Gulf views, and the constant presence of coastal breezes and surf. Imagine sunrise and sunset walks along uncrowded beaches, shelling, or sight-casting for snook; swimming or snorkeling in the Gulf; or unhurried days spent relaxing on the sand, with immediate beach access just outside your door. The property includes bay-to-Gulf access and the option to join the Dock 6 association, providing additional boating convenience (membership subject to association terms). Little Gasparilla Island is a bridgeless barrier island, accessible only by private boat or water taxi, providing a quieter, more intentional coastal lifestyle. Boating provides access to the Gulf as well as easy day trips throughout Charlotte Harbor, Pine Island, and surrounding waters, with renowned inshore and offshore fishing opportunities. Financing may be available; terms subject to approval.
Facts & features
The home at a glance
0.2 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,717 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,717/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $535K
Placida median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 583% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 8092 LITTLE GASPARILLA ISLAND
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$449,000
8714 KING STREET · same community
2 bd · 1 ba · 720 sqft · $624/sqft · 48 DOM
Sold · Dec ’25$443,000
8472 GRAND AVENUE · same community
2 bd · 1.5 ba · 832 sqft · $532/sqft · 188 DOM
Sold · Oct ’25$465,000
8694 MARSH STREET · same community
2 bd · 1 ba · 960 sqft · $484/sqft · 199 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8092 LITTLE GASPARILLA ISLAND — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8092 LITTLE GASPARILLA ISLAND — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8092 LITTLE GASPARILLA ISLAND FAQs
What would the monthly payment be for 8092 LITTLE GASPARILLA ISLAND?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,717/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8092 LITTLE GASPARILLA ISLAND?+
The most recent tax bill on record (2025) was $537. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8092 LITTLE GASPARILLA ISLAND?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $239,000, this home is listed about 63% below the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8092 LITTLE GASPARILLA ISLAND?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & CO. - BOCA · Mike Nabers. MLS #D6145485.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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