8146 LITTLE GASPARILLA ISLAND, PLACIDA, FL, 33946
Active269 days on marketListed Nov 16, 2025MLS #D6144795
About this home
8146 LITTLE GASPARILLA ISLAND
This 50’ x 75’ bay front lot, complete with its own dock, provides a rare opportunity to create the island cottage you have always envisioned. Electricity and water connections are conveniently located nearby. The property also includes a deeded easement, granting direct access from the bay to the Gulf of America. Nestled on Little Gasparilla Island—a tranquil, bridgeless barrier island just off the coast of the Cape Haze Peninsula—this lot offers a peaceful retreat away from the hustle and bustle. The island is celebrated for its friendly community and serene atmosphere, featuring no shops, restaurants, or car traffic. Residents meander along sandy trails shaded by lush tropical foliage and enjoy 3½ miles of unspoiled beaches, ideal for collecting seashells and hunting for sharks’ teeth. The adjacent home, currently for sale under listing D6144794, has permission to use the dock situated on this bay lot. By purchasing both parcels, you can reside in the existing home while building your dream residence on the bay front property.
Facts & features
The home at a glance
0.09 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,118 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,118/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $535K
Placida median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 729% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 8146 LITTLE GASPARILLA ISLAND
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$443,000
8472 GRAND AVENUE · same community
2 bd · 1.5 ba · 832 sqft · $532/sqft · 188 DOM
Sold · Oct ’25$465,000
8694 MARSH STREET · same community
2 bd · 1 ba · 960 sqft · $484/sqft · 199 DOM
Sold · Nov ’25$1,200,000
8770 KING STREET · same community
3 bd · 2 ba · 1,586 sqft · $757/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8146 LITTLE GASPARILLA ISLAND — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8146 LITTLE GASPARILLA ISLAND — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8146 LITTLE GASPARILLA ISLAND FAQs
What would the monthly payment be for 8146 LITTLE GASPARILLA ISLAND?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,118/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8146 LITTLE GASPARILLA ISLAND?+
The most recent tax bill on record (2024) was $1,470. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Placida?+
At $290,000, this home is listed about 55% below the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8146 LITTLE GASPARILLA ISLAND?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$290,000 runs 729% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
269 days on market against a Placida median of 105 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of TARPON REAL ESTATE, INC. · Barbara Jo Pendergrass. MLS #D6144795.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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