David Ramirez
$7,5003 bd2.5 ba1,078 sqft$7 /sqft$214 /mo all-in ↓

8144 LITTLE GASPARILLA ISLAND, PLACIDA, FL, 33946

Active1021 days on marketListed Oct 19, 2023MLS #D6132902

Priced 79% below the PLACIDA 33946 medianWaterfrontFully furnishedSingle Family ResidenceSEABOARD

About this home

8144 LITTLE GASPARILLA ISLAND

Renovations after the Hurricane have been completed. Isn't it time for DOCKTAILS??? You bet it is...enjoy a refreshing beverage while taking in the calm Bay views. This home offers 3 bedrooms, 3 full bathrooms and a screened-in front porch right on the water. The tree lined decks lead you to the private dock with room for your 23 or less foot boat. The home and bungalow are the prefect beach/boating cottage located on the North end of Little G. The main house offers an open living room, dining area and kitchen as well as 2 bedrooms. The larger bedroom offers a king bed, and the guest room has 2 twins. There is also a separate bungalow as a third bedroom directly behind the main house. Enjoy peaceful walks along the most pristine sandy beaches. Little Gasparilla is a PRIVATE island with no public access, Transportation to and from the island is by private boat or water taxi. There are no commercial stores, high rises or automobile traffic. Sand paths are for golf carts or wandering the island. Come watch the dolphins and the manatees...unwind, unplug and sip your favorite DOCKTAIL. Accommodates: 6 guests maximum SUNDAY check ins must be approved. PETS require OWNER APPROVAL. size and breed limits apply. Addition pet fee of $150 per pet, plus tax. Beds: 1 King, 1 Queen, 2 Twin. Amenities include: Air-conditioning, propane grill, washer/dryer, linens included, dishwasher, microwave, toaster, coffeemaker, blender, dishes/utensils provided Extras: High Speed Internet and Dish TV Kayaks and Paddle Boards to be used at the guests own risk. Life jackets available on site. Beach chairs also on site. **Reservations booked for less than 5 nights constitutes a higher nightly rate** Sorry, No Smoking. Pets are permitted upon owner approval and require a $150 non-refundable pet fee. **Daily rates may be available. Contact us for details. Please note rates are subject to 12% tax, cleaning and reservation fee. $500.00 Refundable Security Deposit also required. Located directly in between Sarasota and Ft. Myers on Southwest Florida's Gulf Coast, Little Gasparilla is as close as you can get to Old Florida! There are no paved roads or commercial establishments on the island, only miles of sandy trails flanked by tropical foliage. Take long leisurely walks or travel by golf cart down these paths to explore the beauty of the island. The peaceful, uncrowded beach provides plenty of room for you to bathe in the sun all day, enjoy outstanding shelling, bird watching, swimming, playing with your children, and beautiful water views, but best of all, the brilliant sunsets at the end of each perfect day. There is great fishing to be had in Placida Harbor for Snook, Trout, Redfish, Snapper and more, and in the world famous Boca Grande Pass you can try your hand at Tarpon fishing. Little Gasparilla Island is the ideal place to get away from the mainland madness. Come relax and unwind in a secluded tropical paradise. LGI is for those seeking a respite from the hectic pace of the mainland and the hassles of everyday life. Escape to Little Gasparilla Island where you can Stay a Week or a Lifetime! **PLEASE NOTE: This is a bridgeless, barrier island that is accessed by water taxi or private boat. Call us for details! **NO BOOKING IS CONFIRMED/FINALIZED UNTIL you have been contacted by Tarpon Rental Services staff!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,078

Sqft

0.09 ac

Lot size

1966

Year built

One

Levels

$7

Per sqft

WaterfrontFurnishedPets allowed

Inside

AppliancesDishwasher · Dryer · Electric Water Heater · Kitchen Reverse Osmosis System · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Thermostat · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

Community & fees

PetsYes

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$214 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$44
FHA mortgage insurance (est.)$3
Est. property taxes (1.1%/yr)$7
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $263Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $263
Interest rate6.00%
Loan term

Estimated payment

$214/mo

Principal & interest$44
FHA mortgage insurance (est.)$3
Est. property taxes$7
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Placida actives

$7 vs $365

Days on market

1021 vs 99 typical

Where $7/sqft sits among the 152 Placida actives

4 · this home
69
32
13
20
14
$7–174$174–341$341–509$509–676$676–843$843+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Placida

Map of 8144 LITTLE GASPARILLA ISLAND

Get to know Placida. See the full Placida guide →

PLACIDA 33946 — neighborhood snapshot

Population

2,745

Median age

63.2

Median income

$93,466

Median home value

$626,500

Avg household

2.02

Households w/ children

86%

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Placida market

Seller’s marketLeans buyer9.0 months of inventoryBuyer’s market

$475K$595K

Placida median sold, yr/yr

92.4%

Sale-to-list ratio (12 mo)

64 of 152

Placida actives have cut their price

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 79% below the PLACIDA 33946 median. See the full Placida market guide →

Paper trail

This home's history

Oct 19, 2023Listed at $7,500 · 1021 days on market since
1966Built · SEABOARD

Reality check

What actually sold near 8144 LITTLE GASPARILLA ISLAND

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8694 MARSH STREETSold · Oct ’25

$465,000

8694 MARSH STREET · same community

2 bd · 1 ba · 960 sqft · $484/sqft · 199 DOM

8472 GRAND AVENUESold · Dec ’25

$443,000

8472 GRAND AVENUE · same community

2 bd · 1.5 ba · 832 sqft · $532/sqft · 188 DOM

8714 KING STREETSold · Aug ’25

$449,000

8714 KING STREET · same community

2 bd · 1 ba · 720 sqft · $624/sqft · 48 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8144 LITTLE GASPARILLA ISLAND — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8144 LITTLE GASPARILLA ISLAND — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

8144 LITTLE GASPARILLA ISLAND FAQs

What would the monthly payment be for 8144 LITTLE GASPARILLA ISLAND?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $214/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 8144 LITTLE GASPARILLA ISLAND?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Placida?+

At $7,500, this home is listed about 99% below the Placida median of $649,900. The market section on this page shows how the area is trending.

Which schools are assigned to 8144 LITTLE GASPARILLA ISLAND?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PLACIDA 33946 market on paper

$7,500 is 79% below the PLACIDA 33946 median of $34,990, and at $7/sqft it sits under the Placida average of $470.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

1021 days on market against a Placida median of 99 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of TARPON REAL ESTATE, INC. · Stephinie Futch. MLS #D6132902.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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