105 COUSLEY DRIVE SE, PORT CHARLOTTE, FL, 33952
Active236 days on marketListed Dec 15, 2025MLS #D6144973
About this home
105 COUSLEY DRIVE SE
Waterfront Paradise Just Minutes from Charlotte Harbor. Welcome to your dream retreat on sailwater, just five minutes from the open waters of Charlotte Harbor. This beautifully designed three-bedroom, two-bath home offers over 2,000 sq. ft. of living space and a total of 3,168 sq. ft., blending comfort, style, and coastal charm.From the moment you arrive, you’ll appreciate the large basin turn-around at the canal entrance—an exceptional feature that makes boating access smooth and effortless. Inside, the home showcases a thoughtful, open layout with a family room, dining area, and living room, all designed for both relaxed living and easy entertaining. The eat-in breakfast bar, solid countertops throughout, and a walk-in pantry enhance the home’s functionality and appeal. Step outside to the expansive screened pool area overlooking the Morgan Waterway, where serene views and coastal breezes create the perfect backdrop for outdoor living. With 134 feet of waterfront, a seawall, and three private docks, this property is truly a boater’s paradise. Additional upgrades include a durable metal roof, solar panels for electricity, solar hot water, and solar pool heating, offering exceptional energy efficiency and long-term savings. The home is also equipped with fiber-optic internet, ideal for remote work, streaming, or smart-home connectivity. For buyers seeking convenience, the home can be sold fully furnished, making it an effortless turn-key opportunity.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,020
Sqft
0.41 ac
Lot size
2
Garage
1972
Year built
One
Levels
$297
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,179 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,179/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.1%
$/sqft vs PORT CHARLOTTE SEC 040
$297 vs $313
Days on market
236 vs 60 typical
Where $297/sqft sits among the 8 homes for sale in PORT CHARLOTTE SEC 040
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grassy Point
Get to know Port Charlotte. See the full Port Charlotte guide →
Grassy Point — neighborhood snapshot
Population
1,115
Median age
56
Median income
$99,920
Median home value
$638,200
Avg household
3
Households w/ children
62%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
6 of 8
PORT CHARLOTTE SEC 040 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 314% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 105 COUSLEY DRIVE SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$450,000
104 FREE COURT SE · same community
3 bd · 2 ba · 2,027 sqft · $222/sqft · 55 DOM
Sold · Oct ’25$350,000
21535 EDGEWATER DRIVE · same community
2 bd · 2 ba · 1,986 sqft · $176/sqft · 216 DOM
Sold · Oct ’25$247,000
203 FIELDS TERRACE SE · same community
3 bd · 2 ba · 2,067 sqft · $119/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 105 COUSLEY DRIVE SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 105 COUSLEY DRIVE SE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
105 COUSLEY DRIVE SE FAQs
What would the monthly payment be for 105 COUSLEY DRIVE SE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,179/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 105 COUSLEY DRIVE SE?+
The most recent tax bill on record (2025) was $6,673. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 105 COUSLEY DRIVE SE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $599,999, this home is listed about 81% above the Port Charlotte median of $330,880. The market section on this page shows how the area is trending.
Which schools are assigned to 105 COUSLEY DRIVE SE?+
Peace River Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$599,999 runs 314% above the PORT CHARLOTTE 33952 median — but at 2,020 sqft it's also 23% larger than the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
236 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $650,000, now $599,999 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Pamela Civitillo. MLS #D6144973.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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