238 FRY TERRACE SE, PORT CHARLOTTE, FL, 33952
Active134 days on marketListed Apr 2, 2026MLS #C7524195
About this home
238 FRY TERRACE SE
Virtually Staged. This stunning waterfront pool home offers the perfect blend of comfort, functionality, and Florida lifestyle living. Featuring three bedrooms and three bathrooms, the home welcomes you with a spacious layout designed for both everyday living and entertaining. A versatile living room with a built-in bar creates the ideal setting for hosting guests and can easily double as a formal dining space. The expansive family room provides plenty of room to relax, while the kitchen is equipped with a breakfast bar that easily seats 6-8 stools, a pantry with convenient pull outs and a convenient pass-through window to the lanai, perfect for seamless indoor-outdoor entertaining. The split floor plan ensures privacy, with two guest bedrooms separated by a well-appointed bathroom. The guest bathroom has a linen closet and there is a storage closet in the hall along with a safe that stays with the property. Bedroom three features a built-in Murphy bed, maximizing flexibility for guests or a home office. Enjoy true indoor-outdoor living with three sets of sliding glass doors leading to the enormous lanai, complete with a third full bathroom for easy pool access. Additional sliders open directly to the pool area, where you’ll find a beautiful pool featuring a built-in cocktail table with a bench, perfect for relaxing or enjoy the spa that's attached to the pool. Whether you’re unwinding or hosting, the space is perfectly positioned to take in breathtaking sunset views. Outside, a charming gazebo ( 11x10 ) enhances the outdoor experience, while the U-shaped driveway and extended rear driveway provide ample parking for guests, boats, or recreational vehicles. With 100 feet of waterfront, the property includes an 84 foot dock with two boat lifts (10,000 lb and 8,000 lb), a fish cleaning station, and both water and electric—making it a boater’s paradise with quick access to Charlotte Harbor and out to the Gulf of America. Additional highlights include NEW AC (2026), a steel tile roof (2023), Electrical sub panel (2023 ) whole-house Generac generator (2022), and a storage shed for added convenience. Don’t miss the opportunity to own this exceptional waterfront retreat—schedule your private showing today and experience it for yourself.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,743
Sqft
0.29 ac
Lot size
2
Garage
1981
Year built
One
Levels
$313
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,945 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,945/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.7%
$/sqft vs PORT CHARLOTTE SEC 040
$313 vs $303
Days on market
134 vs 59 typical
Where $313/sqft sits among the 8 homes for sale in PORT CHARLOTTE SEC 040
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grassy Point
Get to know Port Charlotte. See the full Port Charlotte guide →
Grassy Point — neighborhood snapshot
Population
1,115
Median age
56
Median income
$99,920
Median home value
$638,200
Avg household
3
Households w/ children
62%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
6 of 8
PORT CHARLOTTE SEC 040 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 276% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 238 FRY TERRACE SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$426,800
219 TAIT TERRACE SE · same community
3 bd · 2 ba · 1,775 sqft · $240/sqft · 25 DOM
Sold · Aug ’26$580,000
250 BANGSBERG ROAD SE · same community
3 bd · 2 ba · 1,679 sqft · $345/sqft · 117 DOM
Sold · Dec ’25$699,000
150 COUSLEY DRIVE SE · same community
3 bd · 2 ba · 1,835 sqft · $381/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 238 FRY TERRACE SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 238 FRY TERRACE SE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
238 FRY TERRACE SE FAQs
What would the monthly payment be for 238 FRY TERRACE SE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,945/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 238 FRY TERRACE SE?+
The most recent tax bill on record (2025) was $4,030. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 238 FRY TERRACE SE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $545,000, this home is listed about 65% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 238 FRY TERRACE SE?+
Peace River Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$545,000 runs 276% above the PORT CHARLOTTE 33952 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
134 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $585,000, now $545,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Denise Galloway, Pa. MLS #C7524195.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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