David Ramirez
$525,000$550,0003 bd2 ba1,732 sqft$303 /sqft$3,866 /mo all-in ↓

235 TAIT TERRACE SE, PORT CHARLOTTE, FL, 33952

Active34 days on marketListed Jul 6, 2026MLS #C7527205

Reduced $25KWaterfrontPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 040

About this home

235 TAIT TERRACE SE

Virtually Staged. ELEVATED WATERFRONT SAILBOAT ACCESS POOL HOME WITH 4 CAR GARAGE AND OVER 11 FOOT HOME ELEVATION! Discover the perfect combination of boating lifestyle, peace of mind, and exceptional functionality at 235 Tait Ter SE in Port Charlotte. Situated on a wide sailboat access canal with INSTANT SAILBOAT WATER ACCESS WITH QUICK GULF and BAY ACCESSIBILITY, this beautifully maintained 3 bedroom, 2 bath residence offers everything waterfront buyers are searching for. One of the most impressive features of this property is its approximate 11.3 FOOT ELEVATION, providing a significant advantage for flood zones. HIGHER ELEVATION AND WATERFRONT LIVING ARE A RARE COMBINATION IN SOUTHWEST FLORIDA. As you arrive, you’ll immediately notice the expansive dual driveways and rare four car garage setup, creating abundant space for vehicles, boats, RVs, trailers, golf carts, and storage. The exterior is enhanced by a NEW 100 YR STANDING SEAM METAL ROOF 2023, offering durability, longevity, and outstanding curb appeal. Step inside to find a spacious floor plan featuring multiple living and entertaining areas, including a large living room, family room, dining room, and additional bonus space overlooking the water. The open kitchen features a breakfast bar, ample cabinetry, generous counter space, and water views that make every meal feel like a waterfront getaway. The primary suite offers beautiful canal views, two closets, and a private en suite bath. Guest bedrooms are thoughtfully positioned to provide privacy for family and visitors. Peace of mind comes standard with numerous improvements, including HURRICANE IMPACT RATED WINDOWS AND DOORS THROUGHOUT, NEW GARAGE DOOR 2022, NEW AIR CONDITIONING 2017, NEW HOT WATER HEATER 2016, and NEW DOCK 2009. Outdoor living is where this home truly shines. The expansive screened pool enclosure features a resurfaced pool and spa, covered entertaining areas, and stunning long-water canal views. Whether you’re relaxing by the pool, enjoying sunset cocktails, or hosting family gatherings, this outdoor space was designed to take full advantage of Florida waterfront living. Boating enthusiasts will appreciate the private dock and direct access to open water. INSTANT SAILBOAT WATER ACCESS WITH QUICK GULF and BAY ACCESSIBILITY means no bridge restrictions and easy access to Charlotte Harbor, Boca Grande, the Gulf of Mexico, waterfront restaurants, and world-class fishing. Additional features include public water, public sewer, and the freedom of NO HOA, NO DEED RESTRICTIONS. Combined with the oversized lot, four garage spaces, elevated construction, UNDERGROUND UTILITIES and premier boating access, this property presents a rare opportunity in today’s waterfront market. WATERFRONT. SAILBOAT ACCESS. 11.3 FOOT ELEVATION. 4 CAR GARAGE. DON’T MISS YOUR OPPORTUNITY. SCHEDULE YOUR PRIVATE SHOWING TODAY BEFORE THIS ONE OF A KIND WATERFRONT PROPERTY IS GONE!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,732

Sqft

0.29 ac

Lot size

4

Garage

1979

Year built

One

Levels

$303

Per sqft

Private poolWaterfrontWater viewNegotiablePets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionStucco · Wood Frame
FoundationSlab
ViewWater
FacesWest
ParkingDriveway · Split Garage · Tandem
ExteriorRain Gutters

Community & fees

Taxes (2025)$4,603/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,866 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property tax — 2025 actual bill$384
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,375
Interest rate6.00%
Loan term

Estimated payment

$3,866/mo

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property taxes (actual bill)$384
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $525K
$392KedgeAI estimate $507,092 · range $408K$644K$669K

vs edgeAI estimate

+3.5%

$/sqft vs PORT CHARLOTTE SEC 040

$303 vs $313

Days on market

34 vs 60 typical

Where $303/sqft sits among the 8 homes for sale in PORT CHARLOTTE SEC 040

2
1
3 · this home
0
0
2
$228–259$259–289$289–320$320–350$350–380$380+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Grassy Point

Map of 235 TAIT TERRACE SE

Get to know Port Charlotte. See the full Port Charlotte guide →

Grassy Point — neighborhood snapshot

Population

1,115

Median age

56

Median income

$99,920

Median home value

$638,200

Avg household

3

Households w/ children

62%

For the school run

Charlotte County School District

ElementaryPeace River Elementary School★★★★
MiddlePort Charlotte Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

6 of 8

PORT CHARLOTTE SEC 040 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 262% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $525,000 $25K
Jul 6, 2026Listed at $550,000 · 34 days on market since
1979Built · PORT CHARLOTTE SEC 040

Reality check

What actually sold near 235 TAIT TERRACE SE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

219 TAIT TERRACE SESold · Aug ’25

$426,800

219 TAIT TERRACE SE · same community

3 bd · 2 ba · 1,775 sqft · $240/sqft · 25 DOM

250 BANGSBERG ROAD SESold · Aug ’26

$580,000

250 BANGSBERG ROAD SE · same community

3 bd · 2 ba · 1,679 sqft · $345/sqft · 117 DOM

150 COUSLEY DRIVE SESold · Dec ’25

$699,000

150 COUSLEY DRIVE SE · same community

3 bd · 2 ba · 1,835 sqft · $381/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 235 TAIT TERRACE SE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 235 TAIT TERRACE SE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

235 TAIT TERRACE SE FAQs

What would the monthly payment be for 235 TAIT TERRACE SE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,866/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 235 TAIT TERRACE SE?+

The most recent tax bill on record (2025) was $4,603. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 235 TAIT TERRACE SE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $525,000, this home is listed about 59% above the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.

Which schools are assigned to 235 TAIT TERRACE SE?+

Peace River Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$525,000 runs 262% above the PORT CHARLOTTE 33952 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $550,000, now $525,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of RE/MAX PALM REALTY · Nick Demers. MLS #C7527205.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Port Charlotte homes, in your inbox

Like 235 TAIT TERRACE SE but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 9, 2026 at 10:44 AM UTC. The listing information on this page last changed on August 9, 2026 at 10:44 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 9, 2026 at 10:44 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 9, 2026 at 10:44 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.