
235 TAIT TERRACE SE, PORT CHARLOTTE, FL, 33952
Active34 days on marketListed Jul 6, 2026MLS #C7527205
About this home
235 TAIT TERRACE SE
Virtually Staged. ELEVATED WATERFRONT SAILBOAT ACCESS POOL HOME WITH 4 CAR GARAGE AND OVER 11 FOOT HOME ELEVATION! Discover the perfect combination of boating lifestyle, peace of mind, and exceptional functionality at 235 Tait Ter SE in Port Charlotte. Situated on a wide sailboat access canal with INSTANT SAILBOAT WATER ACCESS WITH QUICK GULF and BAY ACCESSIBILITY, this beautifully maintained 3 bedroom, 2 bath residence offers everything waterfront buyers are searching for. One of the most impressive features of this property is its approximate 11.3 FOOT ELEVATION, providing a significant advantage for flood zones. HIGHER ELEVATION AND WATERFRONT LIVING ARE A RARE COMBINATION IN SOUTHWEST FLORIDA. As you arrive, you’ll immediately notice the expansive dual driveways and rare four car garage setup, creating abundant space for vehicles, boats, RVs, trailers, golf carts, and storage. The exterior is enhanced by a NEW 100 YR STANDING SEAM METAL ROOF 2023, offering durability, longevity, and outstanding curb appeal. Step inside to find a spacious floor plan featuring multiple living and entertaining areas, including a large living room, family room, dining room, and additional bonus space overlooking the water. The open kitchen features a breakfast bar, ample cabinetry, generous counter space, and water views that make every meal feel like a waterfront getaway. The primary suite offers beautiful canal views, two closets, and a private en suite bath. Guest bedrooms are thoughtfully positioned to provide privacy for family and visitors. Peace of mind comes standard with numerous improvements, including HURRICANE IMPACT RATED WINDOWS AND DOORS THROUGHOUT, NEW GARAGE DOOR 2022, NEW AIR CONDITIONING 2017, NEW HOT WATER HEATER 2016, and NEW DOCK 2009. Outdoor living is where this home truly shines. The expansive screened pool enclosure features a resurfaced pool and spa, covered entertaining areas, and stunning long-water canal views. Whether you’re relaxing by the pool, enjoying sunset cocktails, or hosting family gatherings, this outdoor space was designed to take full advantage of Florida waterfront living. Boating enthusiasts will appreciate the private dock and direct access to open water. INSTANT SAILBOAT WATER ACCESS WITH QUICK GULF and BAY ACCESSIBILITY means no bridge restrictions and easy access to Charlotte Harbor, Boca Grande, the Gulf of Mexico, waterfront restaurants, and world-class fishing. Additional features include public water, public sewer, and the freedom of NO HOA, NO DEED RESTRICTIONS. Combined with the oversized lot, four garage spaces, elevated construction, UNDERGROUND UTILITIES and premier boating access, this property presents a rare opportunity in today’s waterfront market. WATERFRONT. SAILBOAT ACCESS. 11.3 FOOT ELEVATION. 4 CAR GARAGE. DON’T MISS YOUR OPPORTUNITY. SCHEDULE YOUR PRIVATE SHOWING TODAY BEFORE THIS ONE OF A KIND WATERFRONT PROPERTY IS GONE!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,732
Sqft
0.29 ac
Lot size
4
Garage
1979
Year built
One
Levels
$303
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,866 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,866/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.5%
$/sqft vs PORT CHARLOTTE SEC 040
$303 vs $313
Days on market
34 vs 60 typical
Where $303/sqft sits among the 8 homes for sale in PORT CHARLOTTE SEC 040
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grassy Point
Get to know Port Charlotte. See the full Port Charlotte guide →
Grassy Point — neighborhood snapshot
Population
1,115
Median age
56
Median income
$99,920
Median home value
$638,200
Avg household
3
Households w/ children
62%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
6 of 8
PORT CHARLOTTE SEC 040 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 262% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 235 TAIT TERRACE SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$426,800
219 TAIT TERRACE SE · same community
3 bd · 2 ba · 1,775 sqft · $240/sqft · 25 DOM
Sold · Aug ’26$580,000
250 BANGSBERG ROAD SE · same community
3 bd · 2 ba · 1,679 sqft · $345/sqft · 117 DOM
Sold · Dec ’25$699,000
150 COUSLEY DRIVE SE · same community
3 bd · 2 ba · 1,835 sqft · $381/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 235 TAIT TERRACE SE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 235 TAIT TERRACE SE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
235 TAIT TERRACE SE FAQs
What would the monthly payment be for 235 TAIT TERRACE SE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,866/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 235 TAIT TERRACE SE?+
The most recent tax bill on record (2025) was $4,603. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 235 TAIT TERRACE SE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $525,000, this home is listed about 59% above the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.
Which schools are assigned to 235 TAIT TERRACE SE?+
Peace River Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$525,000 runs 262% above the PORT CHARLOTTE 33952 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $550,000, now $525,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Nick Demers. MLS #C7527205.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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