David Ramirez

234 BEENEY ROAD SE, PORT CHARLOTTE, FL, 33952

Active297 days on marketListed Oct 12, 2025MLS #C7516081

WaterfrontPORT CHARLOTTE SEC 040

About this home

234 BEENEY ROAD SE

LOCATION, LOCATION, LOCATION! Just four lots from the open waters of Charlotte Harbor, this 100’ x 125’ (.29-acre) sailboat-access waterfront lot with no bridges is a boater’s dream and a rare opportunity to build your perfect Florida retreat or secure a premium waterfront investment. The property features a wide 140 ft. canal and a new 100 ft. concrete seawall installed in 2021, designed with 110’ of 5’x12’ sections—including a 5’ setback on each end to protect against potential adjoining seawall issues. You’ll also find a 60’ x 7’ reinforced concrete dock supported by concrete pilings, with ten 8” pilings spaced along the dock and four 10” pilings set in place for a future boat lift. This setup offers a strong, durable, and ready-to-use waterfront infrastructure ideal for sailboats, powerboats, or kayaks. Enjoy partial views of Charlotte Harbor from your future backyard and quick access to open water—perfect for fishing, cruising, or sunset sails. The lot is located among beautiful estate homes and includes public water, sewer, sidewalks, and utilities in place, allowing you to start building immediately. You’ll love the convenient location—just 1.5 miles from shopping, 2 miles from the Port Charlotte Beach Complex, and minutes from the new Sunseeker Resort by Hilton and historic downtown Punta Gorda, offering waterfront dining, boutique shops, entertainment, and year-round events. Whether you’re seeking the ultimate boating property, planning your custom waterfront estate, or making a smart investment in Southwest Florida’s coastal lifestyle, this Beeney Road homesite delivers the best of location, access, and quality construction. Don’t miss this rare opportunity to own a premier waterfront property with everything already in place!

Facts & features

The home at a glance

0.29 ac

Lot size

Waterfront

Inside

Outside & construction

Community & fees

Taxes (2024)$4,788/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,310 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2024 actual bill$399
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,000
Interest rate6.00%
Loan term

Estimated payment

$4,310/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$399
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Grassy Point

Map of 234 BEENEY ROAD SE

Get to know Port Charlotte. See the full Port Charlotte guide →

Grassy Point — neighborhood snapshot

Population

1,115

Median age

56

Median income

$99,920

Median home value

$638,200

Avg household

3

Households w/ children

62%

For the school run

Charlotte County School District

ElementaryPeace River Elementary School★★★★
MiddlePort Charlotte Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 348% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Oct 12, 2025Listed at $650,000 · 297 days on market since

Reality check

What actually sold near 234 BEENEY ROAD SE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

219 TAIT TERRACE SESold · Aug ’25

$426,800

219 TAIT TERRACE SE · same community

3 bd · 2 ba · 1,775 sqft · $240/sqft · 25 DOM

150 COUSLEY DRIVE SESold · Dec ’25

$699,000

150 COUSLEY DRIVE SE · same community

3 bd · 2 ba · 1,835 sqft · $381/sqft · 1 DOM

262 SE FRY TERRACE TERRACE SESold · Jul ’26

$497,000

262 SE FRY TERRACE TERRACE SE · same community

3 bd · 2 ba · 1,877 sqft · $265/sqft · 340 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 234 BEENEY ROAD SE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 234 BEENEY ROAD SE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

234 BEENEY ROAD SE FAQs

What would the monthly payment be for 234 BEENEY ROAD SE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,310/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 234 BEENEY ROAD SE?+

The most recent tax bill on record (2024) was $4,788. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Charlotte?+

At $650,000, this home is listed about 97% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 234 BEENEY ROAD SE?+

Peace River Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$650,000 runs 348% above the PORT CHARLOTTE 33952 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

297 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.

Listing courtesy of RE/MAX PALM REALTY · Tricia DeClue. MLS #C7516081.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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