7450 PALM ISLAND DRIVE UNIT 3411, PLACIDA, FL, 33946
Active888 days on marketListed Feb 26, 2024MLS #D6135224
About this home
7450 PALM ISLAND DRIVE UNIT 3411
Beautiful one bedroom villa at Palm Island Resort. Become a part of this community with a vibrant tennis program, pickle ball and a full calendar of activities to enjoy or choose to just start your shell collection from the 7 miles of beach. This gem has been freshened up for sale with new window coverings and new carpet in the bedroom. The first-floor location gives you access to the gulf side and relaxing pool area. This lovely Beach Villa features two grill areas and is located in proximity to the restaurant, also Coconuts Cafe for ice cream and coffee or provisions you may need. This cozy villa would be a perfect addition for the resorts rental inventory, your seasonal residence or even to stay year round. Palm Island (Knight) is accessible only by car ferry or boat and no vehicles are allowed. Get around by golf cart, bicycle or strolling. From the screened porch enjoy sunset and keep your eye out for the green flash. Come find yourself in this unique location.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
668
Sqft
0.02 ac
Lot size
1985
Year built
One
Levels
$262
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,674 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,674/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−28.3%
$/sqft vs Placida actives
$262 vs $355
Days on market
888 vs 91 typical
Where $262/sqft sits among the 152 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
63 of 152
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 400% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 7450 PALM ISLAND DRIVE UNIT 3411
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$82,500
7446 PALM ISLAND DRIVE UNIT 3514
1 bd · 1 ba · 668 sqft · $124/sqft · 831 DOM
Sold · Jul ’26$65,000
8321 BAYSIDE AVENUE
2 bd · 1 ba · 672 sqft · $97/sqft · 12 DOM
Sold · Jun ’26$252,500
7070 PLACIDA ROAD UNIT 1121
1 bd · 1 ba · 648 sqft · $390/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7450 PALM ISLAND DRIVE UNIT 3411 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7450 PALM ISLAND DRIVE UNIT 3411 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7450 PALM ISLAND DRIVE UNIT 3411 FAQs
What would the monthly payment be for 7450 PALM ISLAND DRIVE UNIT 3411?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,674/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7450 PALM ISLAND DRIVE UNIT 3411?+
The most recent tax bill on record (2023) was $4,874. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7450 PALM ISLAND DRIVE UNIT 3411?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $175,000, this home is listed about 73% below the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7450 PALM ISLAND DRIVE UNIT 3411?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$175,000 runs 400% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
888 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $360,000, now $175,000 — a $185K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PALM ISLAND PROPERTIES INC · Lisa Halpin. MLS #D6135224.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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