
170 SPYGLASS ALLEY, PLACIDA, FL, 33946
Active104 days on marketListed Apr 25, 2026MLS #D6147202
About this home
170 SPYGLASS ALLEY
Nestled in the heart of historic Placida, this spacious 0.57-acre lot offers a rare opportunity to build your dream home in one of Southwest Florida’s most charming and timeless coastal communities. Located within a quiet, well-established neighborhood that borders the Intracoastal Waterway, the property combines natural beauty, historical character, and relaxed coastal living. Although the lot itself is not directly on the water, it enjoys close proximity to marinas, public boat ramps, and stunning Intracoastal views, placing world-class boating, fishing, and island-hopping adventures right at your fingertips. The neighborhood is known for its canopy of mature oaks, palms and iconic banyan trees, creating a lush, shaded setting that reflects the authentic spirit of Old Florida. Classic cottages, winding streets, and native landscaping make this a truly unique place to call home. With 0.57 acres of land, there's plenty of space to design a custom home, tropical garden, pool, or even a detached garage or guest suite. The property is located in a community with a voluntary HOA, offering the benefits of a well-kept neighborhood without the burden of mandatory fees. Just minutes away, you’ll find Boca Grande, Gasparilla Island, golf courses, beaches, nature preserves, and local restaurants—all contributing to the area’s laid-back, coastal lifestyle. This is a rare opportunity to own land in one of Placida’s most sought-after and storied neighborhoods. Build your legacy beneath the banyan trees, where history, nature, and the Intracoastal come together in perfect harmony. We can provide builder references as well.
Facts & features
The home at a glance
0.57 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,464 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,464/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Cape Haze
Get to know Placida. See the full Placida guide →
Cape Haze — neighborhood snapshot
Population
216
Median age
62
Median income
$81,528
Median home value
$811,600
Avg household
2
Households w/ children
1%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $595K
Placida median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 383% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 170 SPYGLASS ALLEY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$305,000
310 GREEN DOLPHIN DRIVE · same community
2 bd · 2 ba · 1,391 sqft · $219/sqft · 278 DOM
Sold · Mar ’26$460,000
4636 ARLINGTON DRIVE · same community
3 bd · 2 ba · 1,706 sqft · $270/sqft · 101 DOM
Sold · Feb ’26$753,000
530 SPANIARDS ROAD · same community
3 bd · 2 ba · 1,934 sqft · $389/sqft · 210 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 170 SPYGLASS ALLEY — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 170 SPYGLASS ALLEY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
170 SPYGLASS ALLEY FAQs
What would the monthly payment be for 170 SPYGLASS ALLEY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,464/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 170 SPYGLASS ALLEY?+
The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 170 SPYGLASS ALLEY?+
The most recent tax bill on record (2025) was $2,303. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 170 SPYGLASS ALLEY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $169,000, this home is listed about 74% below the Placida median of $649,450. The market section on this page shows how the area is trending.
Which schools are assigned to 170 SPYGLASS ALLEY?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Chris Lee. MLS #D6147202.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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