14 BAYSHORE CIRCLE, PLACIDA, FL, 33946
Active1203 days on marketListed Apr 5, 2023MLS #D6129989
About this home
14 BAYSHORE CIRCLE
Dreaming of Island Life in The Sunshine State!? This ideally located lot will offer both canal/bay & gulf views once you build your new island home. A quick golf cart ride will lead you to 7 miles of pristine beaches where you can enjoy the day in the sunshine. “Palm Island” is a tropical paradise along the Gulf of Mexico, reminiscent of “Old Florida” where nature and tranquility abound. This bridgeless barrier island is accessible only by boat or car ferry (approx. 3-minute ride!) and offers all the modern conveniences you expect and deserve. Rum Bay Restaurant and a small resort shop are located on the Island at the Palm Island Resort that islanders may enjoy. World class fishing, boating, shelling, and gorgeous sunsets are enjoyed & appreciated on a daily basis…a life that feels like a vacation all year round. Plus, transportation by golf cart or bicycle is the norm. The Island includes: Knight Island (the most northern island bordered to the north by Stump Pass), Don Pedro island (the “middle” island), and Little Gasparilla island, the most southern island. Don Pedro Island State Park which is approximately 135 acres of natural pristine land is accessible by boat or beach walk (restrooms available).
Facts & features
The home at a glance
0.26 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,421 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,421/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 400% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 14 BAYSHORE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,240,000
62 TARPON WAY · same community
3 bd · 2.5 ba · 2,000 sqft · $620/sqft · 216 DOM
Sold · Aug ’25$1,210,000
79 PALM DRIVE · same community
4 bd · 3 ba · 2,286 sqft · $529/sqft · 159 DOM
Sold · Jun ’26$252,500
7070 PLACIDA ROAD UNIT 1121
1 bd · 1 ba · 648 sqft · $390/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14 BAYSHORE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14 BAYSHORE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14 BAYSHORE CIRCLE FAQs
What would the monthly payment be for 14 BAYSHORE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,421/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14 BAYSHORE CIRCLE?+
The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14 BAYSHORE CIRCLE?+
The most recent tax bill on record (2022) was $1,792. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14 BAYSHORE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $175,000, this home is listed about 73% below the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14 BAYSHORE CIRCLE?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$175,000 runs 400% above the PLACIDA 33946 median.
02Time on market is leverage
1203 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $199,000, now $175,000 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Courtney DeFilippis. MLS #D6129989.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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