21551 EDGEWATER DRIVE, PORT CHARLOTTE, FL, 33952
Active7 days on marketListed Jul 28, 2026MLS #C7528840
About this home
21551 EDGEWATER DRIVE
Charlotte County’s Most Desired Sailboat Waterfront Home Is Now Available! From the amazing 180 degrees open water view on a protected harbor to executive level appointments throughout! This is true luxury living with a New Chef Inspired Kitchen Remodel, new appliances, new roof (2023) and impeccably maintained. A 3 bedroom, 2 bath home with a true 3-car garage boasting an enormous lanai, heated pool with spa all overlooking a deep water harbor with immediate access to Charlotte Harbor and the Gulf. Desirable South Facing Lanai provides spectacular sunsets on this oversize lot 81.6’x150 deep. Upon arriving you are greeted with a custom designed flagstone circular driveway and a stunning etched glass double door entranceway! Inside the expansive water views set the stage in the Great Room and Breakfast Nook. Moving to the master bedroom suite you will experience the definition of luxury with an award winning double entrance walk-in shower! Wow! This unique location offers shimmering sunsets and with 8-11 feet in Edgewater harbor there is a daily wildlife show of dolphins, manatees, tropical birds with fishing right off your dock! Extensive features and updates of this home include: 1) High impact doors, windows and sliders providing safety and sound isolation 2) New A/C in 2019 3) New Shaker Style Cabinets/Quartz Counters 2026 4) New kitchen appliances 2026 5) Interior & Exterior painted in 2026 6) Oversize crown molding, casings, tray ceilings 7) Plantation Shutters throughout 8) Central Vacuum System, 15 KW house generator 9) Ornamental exterior aluminum fencing, SimpliSafe Security 10) Newly screened lanai, sealed pavers 11) Huge dock, 12,000# boat lift, shore power, lights, out pilings 13) Huge Royal and Foxtail Palms, mature landscaping 14) Oversize yard, perfect for pets Important to know that this home boasts modest insurance costs: At 11' feet of elevation it exceeds the FEMA requirement of 9' living floor elevation. Never damaged in any hurricanes or floods, this home sets the standard for a custom built home! Come experience the ultimate in waterfront living!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,956
Sqft
0.28 ac
Lot size
3
Garage
2006
Year built
One
Levels
$408
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,249 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,249/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+51.7%
$/sqft vs PORT CHARLOTTE SEC 040
$408 vs $297
Days on market
7 vs 59 typical
Where $408/sqft sits among the 7 homes for sale in PORT CHARLOTTE SEC 040
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grassy Point
Get to know Port Charlotte. See the full Port Charlotte guide →
Grassy Point — neighborhood snapshot
Population
1,115
Median age
56
Median income
$99,920
Median home value
$638,200
Avg household
3
Households w/ children
62%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
5 of 7
PORT CHARLOTTE SEC 040 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 435% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 21551 EDGEWATER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$350,000
21535 EDGEWATER DRIVE · same community
2 bd · 2 ba · 1,986 sqft · $176/sqft · 216 DOM
Sold · Jul ’26$450,000
104 FREE COURT SE · same community
3 bd · 2 ba · 2,027 sqft · $222/sqft · 55 DOM
Sold · Jul ’26$497,000
262 SE FRY TERRACE TERRACE SE · same community
3 bd · 2 ba · 1,877 sqft · $265/sqft · 340 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 21551 EDGEWATER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21551 EDGEWATER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
21551 EDGEWATER DRIVE FAQs
What would the monthly payment be for 21551 EDGEWATER DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,249/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 21551 EDGEWATER DRIVE?+
The most recent tax bill on record (2025) was $5,736. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21551 EDGEWATER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $799,000, this home is listed about 142% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 21551 EDGEWATER DRIVE?+
Peace River Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$799,000 runs 435% above the PORT CHARLOTTE 33952 median — but at 1,956 sqft it's also 19% larger than the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 7 days on market in a Port Charlotte market that averages 59 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of SUN REALTY · Charles Eichner. MLS #C7528840.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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