523 SAINT GIRONS COURT, PUNTA GORDA, FL, 33950
Active31 days on marketListed Jul 8, 2026MLS #C7528129
About this home
523 SAINT GIRONS COURT
Waterfront Elegance with Desirable SOUTHERN EXPOSURE! Welcome to this beautifully maintained, custom-built HEATED POOL HOME with over 2,200 SQUARE FEET of living space, PARTIALLY FURNISHED with a 3-CAR GARAGE, 80 Feet of CITY MAINTAINED SEAWALL, 2024 ROOF, and its located in the exclusive deed-restricted, golf and waterfront community of Burnt Store Isles. This sailboat-access retreat offers the ultimate Florida lifestyle with DIRECT ACCESS TO CHARLOTTE HARBOR AND THE GULF—a true paradise for boating and water enthusiasts. Entire home has Hurricane Protection including impact glass on the front facing windows. From the moment you arrive, you're greeted by impressive curb appeal featuring majestic palm trees. Inside, the expansive GREAT ROOM boasts soaring ceilings and large sliders that create a seamless flow between indoor and outdoor living. At the heart of the home is a COMPLETELY REMODELED CHEF'S KITCHEN that has a mess free clean up area for oversized cookware. It also features shaker wood, soft-close cabinetry, stainless steel appliances, stone countertops, tiled backsplash, a large counter-height breakfast bar, a built-in desk, and a cozy dinette with aquarium windows overlooking the pool. The luxurious PRIMARY SUITE offers private ACCESS TO THE POOL through elegant French and sliding glass doors, all framed with plantation shutters. It features a generous walk-in closet and a spa-like bath with a jetted soaking tub, walk-in shower, and dual vanities. A split floor plan ensures privacy for both owners and guests. The guest quarters include spacious bedrooms, with the main guest room offering direct pool access. The upgraded guest bathroom is beautifully finished with dual sinks and a walk-in shower and is conveniently located between the two guest rooms. Step outside to a sprawling screened lanai with a HEATED POOL and SPA, all overlooking the water and bathed in southern sun exposure. The covered lanai provides the perfect setting for dining, lounging, or entertaining in style. Boaters will appreciate the 15 FOOT DOCK, equipped with water and electric hook-ups, and a 10,000-POUND BOAT LIFT—ready for your next coastal adventure. Additional highlights include: • Motorized hurricane shutters on all doors and Impact glass on the front facing windows. • Fresh interior and exterior paint • Epoxy-finished garage floor • Newly resurfaced Pebble Tec pool • New pool pumps and heater • Plantation shutters throughout • Updated lighting fixtures. Located in a vibrant, active community centered around Twin Isles Country Club, enjoy access to golf, tennis, and social events (membership optional). Conveniently close to I-75, Fishermen’s Village, and historic downtown Punta Gorda, this immaculate home is ready and waiting for you to make it your own!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,235
Sqft
0.23 ac
Lot size
3
Garage
2000
Year built
One
Levels
$432
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,652 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,652/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+40.9%
$/sqft vs Punta Gorda actives
$432 vs $208
Days on market
31 vs 61 typical
Where $432/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
193 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 264% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 523 SAINT GIRONS COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$910,000
3112 TRIPOLI BOULEVARD · same community
3 bd · 2 ba · 2,101 sqft · $433/sqft · 534 DOM
Sold · Sep ’25$865,000
3629 LICATA COURT · same community
3 bd · 3.5 ba · 2,681 sqft · $323/sqft · 116 DOM
Sold · Jan ’26$449,000
26165 FEATHERSOUND DRIVE
3 bd · 2 ba · 2,214 sqft · $203/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 523 SAINT GIRONS COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 523 SAINT GIRONS COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
523 SAINT GIRONS COURT FAQs
What would the monthly payment be for 523 SAINT GIRONS COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,652/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 523 SAINT GIRONS COURT?+
The most recent tax bill on record (2024) was $11,080. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 523 SAINT GIRONS COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $965,000, this home is listed about 184% above the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.
Which schools are assigned to 523 SAINT GIRONS COURT?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Terry Morrison. MLS #C7528129.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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