
4460 NORTHSHORE DRIVE, PUNTA GORDA, FL, 33980
Active33 days on marketListed Jun 24, 2026MLS #C7527143
About this home
4460 NORTHSHORE DRIVE
Virtually Staged. Experience exceptional waterfront living in this stunning Peace River Estate, offering 100 feet of direct waterfront frontage, breathtaking panoramic views of the Peace River and Charlotte Harbor, and a brand-new dock with electric and water service. Situated on nearly half an acre in the desirable Charlotte Shores community, this two-story residence combines luxury, comfort, and an unparalleled coastal lifestyle. Boasting over 3,000 square feet of living space, this meticulously maintained home features 3 bedrooms, 3 bathrooms, a 2-car garage, formal living and dining rooms, and a spacious family room designed to maximize the spectacular water views. Large windows and sliding glass doors throughout fill the home with natural light while showcasing the ever-changing waterfront scenery. The gourmet kitchen is a chef's dream, offering granite countertops, solid wood cabinetry, stainless steel appliances, a built-in oven, gas range with indoor grill, tile backsplash, center island with storage, breakfast bar, closet pantry, and a wet bar complete with a wine refrigerator—perfect for entertaining family and friends. Privately located on the second floor, the expansive primary suite encompasses over 500 square feet and serves as a true retreat. Enjoy stunning water views, dual walk-in closets, and a luxurious ensuite bath featuring dual vanities, a makeup station, bidet, private water closet, and an oversized walk-in shower with built-in seating. Two generously sized guest suites on the main floor each feature their own private bathrooms, ensuring comfort and privacy for visitors. Designed for year-round enjoyment, the outdoor living spaces are equally impressive. Relax on the screened lanai, take a swim in the heated saltwater pool, or unwind in the charming, screened poolside cabana. The fully fenced backyard provides privacy while offering endless opportunities to enjoy the Florida sunshine, launch a kayak or a boat, fish from your private dock, or simply take in the tranquil waterfront setting. Additional features include a 2022 metal roof, 2024 dock, whole-house water filtration system, 23KW whole-house generator with propane tanks, two gas fireplaces, 3-zone air conditioning, pool auto-fill and cover system, separate water meter for irrigation, dock and pool use, vinyl fencing, elegant tile and parquet flooring, and an irrigation system for easy maintenance. Ideally located just minutes from downtown Punta Gorda, Fishermen's Village, waterfront parks, walking and biking trails, shopping, dining, entertainment, and easy access to US-41 and I-75, this rare waterfront offering delivers the ultimate Southwest Florida lifestyle. Welcome home to your private coastal sanctuary.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
3,133
Sqft
0.45 ac
Lot size
2
Garage
1994
Year built
Two
Levels
$318
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,319 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,319/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−28.2%
$/sqft vs Punta Gorda actives
$318 vs $207
Days on market
33 vs 59 typical
Where $318/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33980 — neighborhood snapshot
Population
13,235
Median age
63.4
Median income
$61,871
Median home value
$221,200
Avg household
2.09
Households w/ children
956
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
179 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 637% above the PUNTA GORDA 33980 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 4460 NORTHSHORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$220,000
23442 HARPER AVENUE · same community
4 bd · 2 ba · 1,804 sqft · $122/sqft · 17 DOM
Sold · Nov ’25$282,000
22498 WESTCHESTER BOULEVARD
3 bd · 2 ba · 1,970 sqft · $143/sqft · 135 DOM
Sold · Jan ’26$320,000
22402 WESTCHESTER BOULEVARD
3 bd · 2 ba · 1,942 sqft · $165/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4460 NORTHSHORE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4460 NORTHSHORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4460 NORTHSHORE DRIVE FAQs
What would the monthly payment be for 4460 NORTHSHORE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,319/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4460 NORTHSHORE DRIVE?+
The most recent tax bill on record (2024) was $5,008. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $995,000, this home is listed about 189% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 4460 NORTHSHORE DRIVE?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Terry Morrison. MLS #C7527143.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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