David Ramirez
$315,000$320,000$2,582 /mo all-in ↓

3628 LICATA COURT, PUNTA GORDA, FL, 33950

Active656 days on marketListed Oct 16, 2024MLS #C7499074

Reduced $5KWaterfrontBURNT STORE ISLES SEC 15

About this home

3628 LICATA COURT

VACANT LOT IN BURNT STORE ISLES - Rare opportunity to have the best of everything with this lot...expansive view of a large canal basin, oversized dimensions & sailboat access. Lot is located on a quiet street & is surrounded by beautiful, custom-built homes. Build your dream home here & be welcomed by all of the wonderful neighbors. Catch a glimpse of the manatee that are often found in the canals. 127ft of road frontage allows you to build a home w/a large, 3-car garage. 96ft of seawall & a large turning basin provide easy access to your future dock. Burnt Store Isles is a deed-restricted, waterfront & golf community. Easy access to US41, I-75 & Burnt Store Rd allow you to reach Ft Myers, Cape Coral & Sarasota effortlessly. Enjoy boating from your backyard & golf right around the corner. Twin Isles Country Club is located in the center of the community. Practice your short & long game, brush up on your tennis strokes or simply enjoy the social setting. Burnt Store Marketplace anchors BSI offering a Publix, Home Depot & several other shops & restaurants. Get all our shopping done without leaving the neighborhood! Take advantage of the active lifestyle available here in Punta Gorda by enjoying the numerous walking & biking trails as well as the many waterfront parks offering everything from playgrounds to pickle ball courts.

Facts & features

The home at a glance

0.26 ac

Lot size

WaterfrontWater viewPets allowed

Inside

Outside & construction

ViewWater
FacesWest

Community & fees

Taxes (2023)$5,136/yr
PetsYes
CommunityDeed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Sewer Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,582 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property tax — 2023 actual bill$428
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,025
Interest rate6.00%
Loan term

Estimated payment

$2,582/mo

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property taxes (actual bill)$428
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Punta Gorda

Map of 3628 LICATA COURT

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33950 — neighborhood snapshot

Population

24,492

Median age

64.6

Median income

$74,484

Median home value

$393,500

Avg household

1.98

Households w/ children

1,614

For the school run

Charlotte County School District

MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★
ElementaryEast Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $315,000 $5K
Oct 16, 2024Listed at $320,000 · 656 days on market since

Reality check

What actually sold near 3628 LICATA COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3112 TRIPOLI BOULEVARDSold · Jun ’26

$910,000

3112 TRIPOLI BOULEVARD · same community

3 bd · 2 ba · 2,101 sqft · $433/sqft · 534 DOM

3629 LICATA COURTSold · Sep ’25

$865,000

3629 LICATA COURT · same community

3 bd · 3.5 ba · 2,681 sqft · $323/sqft · 116 DOM

10303 BURNT STORE ROAD UNIT 80Sold · Mar ’26

$68,500

10303 BURNT STORE ROAD UNIT 80

1 bd · 1 ba · 624 sqft · $110/sqft · 286 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3628 LICATA COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3628 LICATA COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3628 LICATA COURT FAQs

What would the monthly payment be for 3628 LICATA COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,582/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3628 LICATA COURT?+

The most recent tax bill on record (2023) was $5,136. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3628 LICATA COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $315,000, this home is listed about 9% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 3628 LICATA COURT?+

Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$315,000 runs 18% above the PUNTA GORDA 33950 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

656 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $320,000, now $315,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of RE/MAX HARBOR REALTY · Luke Andreae. MLS #C7499074.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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