1018 RED BAY TERRACE NW, PORT CHARLOTTE, FL, 33948
Active47 days on marketListed Jun 26, 2026MLS #C7527247
About this home
1018 RED BAY TERRACE NW
Virtually Staged. Welcome to 1018 Red Bay Terrace in Port Charlotte, Florida—a spacious single-story home situated on an oversized lot in a desirable residential neighborhood. From the moment you arrive, you'll appreciate the expansive front yard, extended driveway, and inviting curb appeal that create a warm first impression. Inside, the open-concept living and dining areas provide a comfortable setting for everyday living and entertaining, with tile flooring throughout for easy maintenance. The kitchen offers abundant cabinet storage, generous counter space, and stainless-steel appliances, making meal preparation both convenient and enjoyable. Multiple bedrooms provide flexibility for growing households, guests, a home office, or hobby space, while the primary bedroom offers a relaxing retreat with plenty of room to unwind. Large windows throughout the home bring in natural light, creating a bright and welcoming atmosphere. Step outside to discover a covered patio overlooking the spacious backyard, ideal for outdoor dining, weekend gatherings, gardening, or simply enjoying Florida’s year-round sunshine. The expansive lot provides endless possibilities for future enhancements, recreational activities, or additional outdoor living space. Conveniently located near shopping, dining, schools, medical facilities, parks, golf courses, and the beautiful Gulf Coast beaches, this Port Charlotte home combines comfort, space, and accessibility. Whether you're searching for a primary residence, seasonal getaway, or investment opportunity, this property presents exceptional value in a growing Southwest Florida market. Schedule your private showing today and experience everything 1018 Red Bay Terrace has to offer.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,200
Sqft
0.23 ac
Lot size
2
Garage
1987
Year built
One
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,796 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,796/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.2%
$/sqft vs PORT CHARLOTTE SEC 023
$188 vs $200
Days on market
47 vs 60 typical
Where $188/sqft sits among the 18 homes for sale in PORT CHARLOTTE SEC 023
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33948 — neighborhood snapshot
Population
18,732
Median age
59.4
Median income
$60,788
Median home value
$279,500
Avg household
2.32
Households w/ children
1,261
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
8 of 18
PORT CHARLOTTE SEC 023 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 650% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 1018 RED BAY TERRACE NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$200,000
2109 LAKE VIEW BOULEVARD · same community
2 bd · 2 ba · 1,164 sqft · $172/sqft · 6 DOM
Sold · Nov ’25$215,000
917 GREAT FALLS TERRACE NW · same community
3 bd · 2 ba · 1,248 sqft · $172/sqft · 3 DOM
Sold · Dec ’25$265,000
732 HALEYBURY STREET · same community
2 bd · 2 ba · 1,269 sqft · $209/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1018 RED BAY TERRACE NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1018 RED BAY TERRACE NW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1018 RED BAY TERRACE NW FAQs
What would the monthly payment be for 1018 RED BAY TERRACE NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,796/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1018 RED BAY TERRACE NW?+
The most recent tax bill on record (2025) was $2,539. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $225,000, this home is listed about 32% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1018 RED BAY TERRACE NW?+
Liberty Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Heidi Schrock. MLS #C7527247.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 1018 RED BAY TERRACE NW but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →