1181 SEACREST DRIVE NW, PORT CHARLOTTE, FL, 33948
Active328 days on marketListed Sep 18, 2025MLS #N6140445
About this home
1181 SEACREST DRIVE NW
Virtually Staged. Fantastic price improvement! Tenant-occupied—great opportunity for investors or future homeowners. Welcome to this spacious ranch-style home, thoughtfully updated and offering plenty of room to grow. With a new roof and fresh interior and exterior paint, this property is move-in ready and designed for comfort and functionality. Step inside to find cathedral ceilings, ceiling fans, and a desirable split floor plan that provides added privacy. An ADT alarm system is already installed and ready for activation. Additional upgrades include a newer electrical panel and updated plumbing beneath all sinks in both the kitchen and bathrooms. Situated on an oversized 14,788 sq. ft. corner lot, this property offers exceptional outdoor space with no HOA and no CDD fees. Bring your RV, boat, and recreational vehicles—there’s plenty of room for it all! The home also includes rain gutters, hurricane shutters, and a 4-point inspection for added peace of mind. The two-car garage provides generous storage, while the home’s layout is perfect for both everyday living and entertaining. The kitchen features an L-shaped design with granite tile countertops, a natural stone backsplash, ample cabinetry, and a full appliance package including the stove, refrigerator, microwave, and dishwasher. Just off the kitchen, you’ll appreciate the indoor utility room under air—a convenient and comfortable space for laundry. Relax or entertain year-round in the enclosed lanai, offering additional flexible living space. Conveniently located near shopping, dining, and everything Port Charlotte has to offer, this home delivers the perfect blend of space, updates, and location. Schedule your private showing today and take advantage of this incredible value!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,745
Sqft
0.34 ac
Lot size
2
Garage
1981
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,348 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,348/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.8%
$/sqft vs PORT CHARLOTTE SEC 023
$163 vs $200
Days on market
328 vs 60 typical
Where $163/sqft sits among the 18 homes for sale in PORT CHARLOTTE SEC 023
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33948 — neighborhood snapshot
Population
18,732
Median age
59.4
Median income
$60,788
Median home value
$279,500
Avg household
2.32
Households w/ children
1,261
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
7 of 18
PORT CHARLOTTE SEC 023 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 850% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 1181 SEACREST DRIVE NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$262,500
2192 HYATT DRIVE · same community
3 bd · 2 ba · 1,763 sqft · $149/sqft · 102 DOM
Sold · Jan ’26$265,000
2335 BROAD RANCH DRIVE · same community
3 bd · 2 ba · 1,816 sqft · $146/sqft · 85 DOM
Sold · Jan ’26$325,000
2220 BROAD RANCH DR · same community
3 bd · 2 ba · 1,908 sqft · $170/sqft · 143 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1181 SEACREST DRIVE NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1181 SEACREST DRIVE NW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1181 SEACREST DRIVE NW FAQs
What would the monthly payment be for 1181 SEACREST DRIVE NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,348/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1181 SEACREST DRIVE NW?+
The most recent tax bill on record (2024) was $4,614. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1181 SEACREST DRIVE NW?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $285,000, this home is listed about 14% below the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 1181 SEACREST DRIVE NW?+
Liberty Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$285,000 runs 850% above the PORT CHARLOTTE 33948 median.
02Time on market is leverage
328 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $349,000, now $285,000 — a $64K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AMERICAN REALTY OF VENICE, INC · Holli Bryant. MLS #N6140445.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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