745 COLUMBIA STREET, PORT CHARLOTTE, FL, 33948
Active337 days on marketListed Sep 10, 2025MLS #C7514569
About this home
745 COLUMBIA STREET
MOVE-IN READY * FULLY FURNISHED * POOL HOME * Experience the ultimate Florida indoor-outdoor lifestyle in this beautifully maintained 3-bedroom, 2-bath pool home featuring a spacious screened lanai and heated pool—perfect for entertaining, relaxing, or soaking up the sunshine year-round. With seamless access from the main living areas to the lanai, this home is designed for easy, breezy Florida living. This fully furnished home offers peace of mind with a new roof (2023), along with numerous upgrades throughout. The open-concept layout connects the living room and kitchen, creating a bright, inviting space ideal for gatherings. The primary suite features a walk-in closet and updated en-suite bath with dual sinks and modern finishes. Two additional bedrooms provide flexibility for guests or a home office—one with direct access to the lanai, enhancing that indoor-outdoor flow buyers are looking for. Step outside to your private oasis—heated pool, outdoor shower, and a large covered lanai with plenty of room to entertain or unwind. The oversized garage includes a laundry area with washer, dryer, sink, and extra storage for all your Florida lifestyle needs. Whether you're searching for a full-time residence, vacation home, or investment property, this one checks all the boxes. Don’t miss this opportunity—schedule your private showing today and start living the Florida lifestyle!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,373
Sqft
0.23 ac
Lot size
2
Garage
1984
Year built
One
Levels
$240
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,604 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,604/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.8%
$/sqft vs PORT CHARLOTTE SEC 023
$240 vs $189
Days on market
337 vs 60 typical
Where $240/sqft sits among the 18 homes for sale in PORT CHARLOTTE SEC 023
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33948 — neighborhood snapshot
Population
18,732
Median age
59.4
Median income
$60,788
Median home value
$279,500
Avg household
2.32
Households w/ children
1,261
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
9 of 18
PORT CHARLOTTE SEC 023 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1000% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 745 COLUMBIA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$249,000
947 SILVER SPRINGS TERRACE NW · same community
3 bd · 2 ba · 1,360 sqft · $183/sqft · 7 DOM
Sold · Mar ’26$224,900
1063 ROBAT TERRACE NW · same community
3 bd · 2 ba · 1,337 sqft · $168/sqft · 39 DOM
Sold · Aug ’26$229,000
1223 AMPLE AVENUE · same community
2 bd · 2 ba · 1,336 sqft · $171/sqft · 144 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 745 COLUMBIA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 745 COLUMBIA STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
745 COLUMBIA STREET FAQs
What would the monthly payment be for 745 COLUMBIA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,604/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 745 COLUMBIA STREET?+
The most recent tax bill on record (2024) was $4,262. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $330,000, this home is priced right at the Port Charlotte median.
Which schools are assigned to 745 COLUMBIA STREET?+
Liberty Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$330,000 runs 1000% above the PORT CHARLOTTE 33948 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
337 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $364,000, now $330,000 — a $34K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Adrienne Andreae. MLS #C7514569.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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