1109 AMPLE AVENUE, PORT CHARLOTTE, FL, 33948
Active138 days on marketListed Mar 19, 2026MLS #C7523467
About this home
1109 AMPLE AVENUE
Never flooded and no history of water damage—this turnkey move-in ready home is a must-see, so hurry because it won’t last long! This inviting 3-bedroom, 2-bath Florida home offers nearly 2,000 sq ft of comfortable living space with a highly desirable split-bedroom floor plan designed for privacy and easy everyday living. Step inside to a bright and spacious layout featuring a formal living and dining area plus a large family room, creating the perfect flow for entertaining family and friends. The kitchen is the heart of the home with a breakfast bar, cozy breakfast nook, and easy access to the family room, making gatherings effortless. Skylights add beautiful natural light throughout, giving the home an open and airy feel. The primary suite offers a relaxing retreat with dual sinks, a walk-in shower, and dual walk-in closets, while the additional bedrooms are generously sized and provide ample storage. Enjoy Florida living on the covered and screened lanai, perfect for morning coffee or evening relaxation. The home sits on a ¼-acre lot with mature landscaping, a storage shed, and plenty of space to enjoy the outdoors or design your own backyard oasis. The lot next door is also available for purchase, offering a rare opportunity for extra privacy, expansion, or future investment. Recent updates include a roof only 3 years old, new water heater, new garbage disposal, and new dishwasher, giving buyers added peace of mind. A 2-car garage provides additional storage and convenience. Beautiful, well cared for, and truly move-in ready—schedule your showing today before this one is gone!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,118
Sqft
0.25 ac
Lot size
2
Garage
1986
Year built
One
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,766 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,766/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.9%
$/sqft vs PORT CHARLOTTE SEC 023
$164 vs $194
Days on market
138 vs 59 typical
Where $164/sqft sits among the 18 homes for sale in PORT CHARLOTTE SEC 023
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33948 — neighborhood snapshot
Population
18,732
Median age
59.4
Median income
$60,788
Median home value
$279,500
Avg household
2.32
Households w/ children
1,261
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
9 of 18
PORT CHARLOTTE SEC 023 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1060% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 1109 AMPLE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$278,000
711 FOREST HILL LANE NW · same community
4 bd · 3 ba · 2,151 sqft · $129/sqft · 58 DOM
Sold · Oct ’25$340,000
705 CHEVY CHASE STREET NW · same community
3 bd · 2 ba · 2,082 sqft · $163/sqft · 303 DOM
Sold · Jan ’26$399,600
840 PHYLLIS STREET · same community
4 bd · 3 ba · 2,265 sqft · $176/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1109 AMPLE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1109 AMPLE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1109 AMPLE AVENUE FAQs
What would the monthly payment be for 1109 AMPLE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,766/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1109 AMPLE AVENUE?+
The most recent tax bill on record (2025) was $4,842. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $348,000, this home is listed about 5% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1109 AMPLE AVENUE?+
Liberty Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$348,000 runs 1060% above the PORT CHARLOTTE 33948 median — but at 2,118 sqft it's also 29% larger than the typical Port Charlotte listing.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
138 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Tracy Hile. MLS #C7523467.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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