924 PHYLLIS TERRACE, PORT CHARLOTTE, FL, 33948
Active20 days on marketListed Jul 14, 2026MLS #C7528322
About this home
924 PHYLLIS TERRACE
Welcome home to this charming, beautifully updated, furnished 2-bedroom, 2-bath residence offering comfort, character, and plenty of extra living space. Featuring a recently replaced septic system, leased solar panels, and numerous updates throughout, this move-in-ready home is perfect as a full-time residence, winter retreat, or investment opportunity.Step inside to find attractive tile flooring throughout, a new front entry door, and an inviting split-bedroom floor plan designed for privacy. The spacious great room showcases a stunning floor-to-ceiling stone fireplace, creating a warm focal point for family gatherings and holiday celebrations.The bright and cheerful kitchen features granite countertops, newer appliances, and a convenient pass-through window to the expansive 10' x 21' air-conditioned, screened sunroom. This enclosed bonus room provides valuable additional living space for entertaining, relaxing, or enjoying your morning coffee and is not included in the square footage reflected on the tax records.French doors from both the dining area and the primary bedroom open to the sunroom, creating seamless indoor-outdoor living and filling the home with natural light. The primary suite features an updated bathroom with a stylish new vanity and walk-in shower. Most of the home's windows have been upgraded to impact-resistant windows for added storm protection, energy efficiency, and peace of mind.The guest bedroom and bath are privately located on the opposite side of the home, making family and guests feel right at home. A separate inside laundry room with washer and dryer leads to the attached garage for added convenience.Outside, you'll appreciate the extra-wide driveway with ample parking, striking stone chimney, matching stone mailbox, raised stone flower beds, and screened front entry that enhance the home's unique curb appeal. The spacious backyard offers plenty of room to add a pool, and with no deed restrictions, you'll have space to park your boat, RV, or other recreational toys.Being offered furnished, this home allows you to move right in and immediately begin enjoying the Southwest Florida lifestyle. Conveniently located near beautiful Gulf beaches, boating, fishing, golf courses, parks, bike trails, shopping, restaurants, movie theaters, and boat ramps, this home truly has it all.Schedule your private showing.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,257
Sqft
0.23 ac
Lot size
1
Garage
1984
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,955 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,955/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.1%
$/sqft vs PORT CHARLOTTE SEC 023
$182 vs $194
Days on market
20 vs 56 typical
Where $182/sqft sits among the 20 homes for sale in PORT CHARLOTTE SEC 023
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33948 — neighborhood snapshot
Population
18,732
Median age
59.4
Median income
$60,788
Median home value
$279,500
Avg household
2.32
Households w/ children
1,261
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $301K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
10 of 20
PORT CHARLOTTE SEC 023 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 663% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 924 PHYLLIS TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$215,000
917 GREAT FALLS TERRACE NW · same community
3 bd · 2 ba · 1,248 sqft · $172/sqft · 3 DOM
Sold · Dec ’25$265,000
732 HALEYBURY STREET · same community
2 bd · 2 ba · 1,269 sqft · $209/sqft · 65 DOM
Sold · May ’26$185,000
948 TROPICAL AVENUE NW · same community
2 bd · 1.5 ba · 1,242 sqft · $149/sqft · 168 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 924 PHYLLIS TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 924 PHYLLIS TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
924 PHYLLIS TERRACE FAQs
What would the monthly payment be for 924 PHYLLIS TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,955/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 924 PHYLLIS TERRACE?+
The most recent tax bill on record (2025) was $4,142. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $229,000, this home is listed about 32% below the Port Charlotte median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 924 PHYLLIS TERRACE?+
Liberty Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Deborah Randazzo. MLS #C7528322.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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