45012 PIPEVINE CIRCLE, PUNTA GORDA, FL, 33982
Active40 days on marketListed Jun 12, 2026MLS #C7527114
About this home
45012 PIPEVINE CIRCLE
BE ONE OF THE FIRST TO LIVE IN MIDTOWN AT BABCOCK RANCH! Welcome to this stunning 4-bedroom + DEN, 3 full bathroom POOL & SPA home offered at an incredible $499,000! This BRAND NEW home combines modern luxury, smart-home technology, and resort-style living in one of the most exciting new neighborhoods in Babcock Ranch. From the moment you arrive, you'll love the charming front porch and beautiful curb appeal. Inside, the open-concept floor plan is filled with natural light and showcases the upgraded Signature Package featuring elevated finishes and designer details throughout. The gorgeous kitchen is the heart of the home, offering white quartz countertops, stainless steel appliances, abundant cabinetry, and plenty of space for entertaining. Quartz countertops continue throughout all bathrooms, creating a fresh and elegant feel. Upstairs you'll find a spacious loft, a huge laundry room, and generously sized bedrooms with EXTRA LARGE CLOSETS IN EVERY BEDROOM. The owner's suite is enhanced with custom California Closets, providing exceptional organization and storage. Step outside to your private backyard oasis featuring a screened-in pool and spa, plus a large covered lanai under truss—perfect for relaxing, entertaining, and enjoying Florida's beautiful weather year-round. Additional upgrades include: • Smart Home Connected Technology • All window blinds included • Ceiling fans in the living room and all four bedrooms • Ring Doorbell System • Epoxy-coated garage floor • Video garage keypad entry system • Stainless steel appliance package • California Closets in the primary suite The value continues with low HOA fees that include lawn mowing, edging, fertilizer, and irrigation maintenance, giving you more time to enjoy everything Babcock Ranch has to offer. Residents enjoy access to incredible amenities including resort-style pools, parks, playgrounds, walking and biking trails, pickleball and tennis courts, community events, restaurants, shopping, and so much more. This is an incredible opportunity to own a beautiful pool home in Midtown at one of the best values available. Schedule your private showing today and discover why so many people are choosing to call Babcock Ranch home! Enjoy living in Babcock Ranch, America's first entirely solar-powered town, with access to multiple community pools, nature trails, with shopping and dining. Come enjoy the convenience living with festivals, farmer's markets, Concerts, Health gym and just a golf cart ride to the grocery store. There is so much to do with hundreds of clubs and activities planned every month. There is a K-12 neighborhood school with a brand new sports complex, including football, soccer and baseball fields. There are many playgrounds and parks, including multiple dog parks and six new parks along the nature trails. Beautiful parks and amenities let you experience SW Florida at its finest! Come live a better life at Babcock Ranch!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,391
Sqft
0.19 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,079 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,079/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−48%
$/sqft vs Punta Gorda actives
$209 vs $209
Days on market
40 vs 59 typical
Where $209/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
180 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 270% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 45012 PIPEVINE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$269,985
9482 SUNBEAM CIRCLE
3 bd · 2 ba · 1,564 sqft · $173/sqft · 0 DOM
Sold · Apr ’26$250,000
9470 SUNBEAM CIRCLE
3 bd · 2 ba · 1,564 sqft · $160/sqft · 38 DOM
Sold · Jun ’26$255,000
9507 SUNBEAM CIRCLE
3 bd · 2 ba · 1,543 sqft · $165/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 45012 PIPEVINE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 45012 PIPEVINE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
45012 PIPEVINE CIRCLE FAQs
What would the monthly payment be for 45012 PIPEVINE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,079/mo — principal and interest, the actual property-tax bill, the $177/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 45012 PIPEVINE CIRCLE?+
The association fee works out to $177 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 45012 PIPEVINE CIRCLE?+
The most recent tax bill on record (2025) was $7,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 45012 PIPEVINE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $499,000, this home is listed about 45% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 45012 PIPEVINE CIRCLE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NICKLAUS VANCE · Wendy Riha. MLS #C7527114.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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