David Ramirez
$449,900$489,9006 bd3.5 ba3,489 sqft$129 /sqft$3,564 /mo all-in ↓

3360 PEACE RIVER DRIVE, PUNTA GORDA, FL, 33983

Active135 days on marketListed Mar 11, 2026MLS #O6389705

Reduced $40KWaterfrontSingle Family ResidenceHARBOUR HEIGHTS

About this home

3360 PEACE RIVER DRIVE

HEAVY-HANDYMAN SPECIAL!!! LOCATED ON THE CHARLOTTE HARBOR/PEACE RIVER. THIS IS A COMPLETE RENOVATION TO MAKE THIS HOME LIVABLE. SELLER WILL PROVIDE PLANS/DRAWINGS UPON REQUEST. CALL WITH ANY QUESTIONS.

Facts & features

The home at a glance

6

Bedrooms

3.5

Bathrooms

3,489

Sqft

0.41 ac

Lot size

2

Garage

1975

Year built

One

Levels

$129

Per sqft

Waterfront

Inside

FlooringConcrete
AppliancesNone
InteriorNinguno · Open Floorplan · Primary Bedroom Main Floor
LaundryLaundry Room
CoolingCentral Air · Other
HeatingCentral · Electric · Other

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSoutheast
ExteriorSliding Doors

Community & fees

Taxes (2024)$6,675/yr

Utilities & systems

UtilitiesElectricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,564 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2024 actual bill$556
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,747Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,747
Interest rate6.00%
Loan term

Estimated payment

$3,564/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$556
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Punta Gorda actives

$129 vs $209

Days on market

135 vs 59 typical

Where $129/sqft sits among the 400 Punta Gorda actives

89 · this home
121
80
53
21
36
$114–163$163–211$211–260$260–309$309–357$357+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 3360 PEACE RIVER DRIVE

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33983 — neighborhood snapshot

Population

18,230

Median age

56.6

Median income

$67,705

Median home value

$324,100

Avg household

2.31

Households w/ children

1,552

For the school run

Charlotte County School District

ElementaryDeep Creek Elementary School★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

179 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 521% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $449,900 $40K
Mar 11, 2026Listed at $489,900 · 135 days on market since
1975Built · HARBOUR HEIGHTS

Reality check

What actually sold near 3360 PEACE RIVER DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2024 Harbourview Drive, Fort Lauderdale FL 33316Sold · Mar ’26

$2,995,000

2024 Harbourview Drive, Fort Lauderdale FL 33316 · same community

5 bd · 5.5 ba · 4,621 sqft · $648/sqft · 175 DOM

27318 SAN CARLOS DRIVESold · Apr ’26

$615,000

27318 SAN CARLOS DRIVE · same community

3 bd · 2 ba · 2,157 sqft · $285/sqft · 226 DOM

27102 HARBOUR OAKS BOULEVARDSold · Feb ’26

$370,000

27102 HARBOUR OAKS BOULEVARD · same community

3 bd · 2 ba · 2,115 sqft · $175/sqft · 184 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3360 PEACE RIVER DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3360 PEACE RIVER DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3360 PEACE RIVER DRIVE FAQs

What would the monthly payment be for 3360 PEACE RIVER DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,564/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3360 PEACE RIVER DRIVE?+

The most recent tax bill on record (2024) was $6,675. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Punta Gorda?+

At $449,900, this home is listed about 30% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 3360 PEACE RIVER DRIVE?+

Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$449,900 runs 521% above the PUNTA GORDA 33983 median — but at 3,489 sqft it's also nearly twice the size of the typical Punta Gorda listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

135 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $489,900, now $449,900 — a $40K cut. The full history is in the market section below.

Listing courtesy of HOLLOMAN GORDON REALTY, INC. · Ronnie Holloman. MLS #O6389705.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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