25188 MARION AVENUE UNIT D308, PUNTA GORDA, FL, 33950
Active114 days on marketListed Apr 16, 2026MLS #N6143941
About this home
25188 MARION AVENUE UNIT D308
MOTIVATED SELLER! SELLER FINANCE AVAILABLE with 20% down. Welcome to waterfront living at its finest in Emerald Pointe, one of Punta Gorda's most sought-after gated communities on Charlotte Harbor. This stunning 3-bedroom, 2-bath third-floor condo delivers breathtaking panoramic harbor views from an expansive wraparound balcony accessible from every room in the residence. Wake up to sunrises over the water, watch sailboats glide through the harbor, and unwind each evening in a setting that feels more like a private resort than a home. Inside, the open layout is anchored by a wood-burning fireplace in the family room, creating a warm gathering space for everyday living and entertaining alike. The eat-in kitchen features a breakfast nook overlooking the bay, while a formal dining area provides space for elegant evenings with guests. A dedicated sitting area offers yet another vantage point to take in the marina views and watch the boats come and go. The oversized primary suite is a true retreat with private balcony access, a large walk-in closet, and a luxurious ensuite bath featuring dual vanities and a jetted garden tub. Spacious guest bedrooms round out the living space, each with balcony access of their own. Emerald Pointe offers an unmatched lifestyle with resort-caliber amenities including a yacht club, clubhouse, multiple pools, tennis courts, pickleball, a fitness center, putting green, game room, and a seasonal on-site restaurant. Boaters will love the private community boat ramp, assigned dock space, and direct access to Charlotte Harbor and the Gulf of Mexico. This is a vibrant, social community with regular events and activities year-round, all within a secure gated setting with 24-hour guard service. Covered ground-level parking beneath the building, a welcoming lobby, and elevator access add everyday convenience. Located just minutes from historic downtown Punta Gorda, you will enjoy world-class dining, boutique shopping, farmers markets, and waterfront nightlife all within a short drive. Whether you are seeking a full-time residence or a seasonal retreat, this is coastal living at its best. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,191
Sqft
0.06 ac
Lot size
1981
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,259 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,259/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.9%
$/sqft vs Punta Gorda actives
$217 vs $208
Days on market
114 vs 61 typical
Where $217/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
192 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 79% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 25188 MARION AVENUE UNIT D308
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$280,000
25188 MARION AVENUE UNIT D112 · same community
3 bd · 2 ba · 2,191 sqft · $128/sqft · 12 DOM
Sold · Sep ’25$105,000
25188 MARION AVENUE UNIT D303 · same community
2 bd · 1 ba · 1,037 sqft · $101/sqft · 174 DOM
Sold · Apr ’26$157,000
25188 MARION AVENUE UNIT D103 · same community
2 bd · 1 ba · 1,037 sqft · $151/sqft · 115 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 25188 MARION AVENUE UNIT D308 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 25188 MARION AVENUE UNIT D308 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
25188 MARION AVENUE UNIT D308 FAQs
What would the monthly payment be for 25188 MARION AVENUE UNIT D308?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,259/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 25188 MARION AVENUE UNIT D308?+
The most recent tax bill on record (2025) was $1,110. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 25188 MARION AVENUE UNIT D308?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $475,000, this home is listed about 40% above the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.
Which schools are assigned to 25188 MARION AVENUE UNIT D308?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$475,000 runs 79% above the PUNTA GORDA 33950 median — but at 2,191 sqft it's also 30% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $499,900, now $475,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Cole Murray. MLS #N6143941.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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