David Ramirez
$294,9002 bd2 ba1,912 sqft$154 /sqft$3,120 /mo all-in ↓

25188 MARION AVENUE UNIT D101, PUNTA GORDA, FL, 33950

Active33 days on marketListed Jul 7, 2026MLS #C7527999

WaterfrontCondominiumEMERALD POINTE PH 04

About this home

25188 MARION AVENUE UNIT D101

Experience waterfront living at its finest in this rarely available corner-unit condo in the highly sought-after Emerald Pointe community. Offering 1,912 square feet of beautifully updated living space, this spacious 2-bedroom, 2-bathroom residence with a den (featuring a closet and easily functioning as a third bedroom) is ideally located just minutes from Charlotte Harbor with direct access to the Gulf of Mexico. A boater's dream, the community offers dock assignments and dry boat storage right in your backyard—both included in the HOA fees. Beautifully remodeled from top to bottom, this exceptional home showcases an open-concept floor plan with raised ceilings, luxury flooring throughout, and a stunning chef's kitchen featuring quartz countertops, a large center island, premium stainless steel appliances, an induction cooktop, and an under-counter microwave. The oversized primary suite offers walk-in closets, private access to the wraparound lanai, and a luxurious ensuite bathroom with dual vanities, a spacious walk-in shower, and a relaxing soaking tub. The guest bedroom also features sliding glass doors leading directly to the lanai, while the versatile den includes a closet, making it ideal as a home office, media room, or third bedroom. Sliding glass doors from the great room, primary suite, and guest bedroom fill the home with natural light and seamlessly connect the interior to the expansive wraparound screened lanai—perfect for relaxing or entertaining while enjoying Florida's year-round sunshine. Emerald Pointe offers an outstanding resort-style lifestyle with amenities including a private marina, clubhouse, seasonal waterfront restaurant, fitness center, tennis courts, pickleball courts, three swimming pools, and a vibrant social calendar with numerous clubs and activities. Located just a short walk or bike ride from historic downtown Punta Gorda, you'll enjoy waterfront parks, scenic walking and biking trails, boutique shopping, exceptional dining, farmers markets, art festivals, and year-round community events. Spend your days boating to waterfront restaurants, including the iconic Fisherman's Village, or take advantage of convenient direct flights from nearby Punta Gorda Airport via Allegiant Airlines. With the luxury Sunseeker Resort just across the bridge, this move-in-ready waterfront condo offers the perfect combination of luxury, convenience, boating access, and the Southwest Florida lifestyle.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,912

Sqft

0.05 ac

Lot size

1

Garage

1981

Year built

One

Levels

$154

Per sqft

WaterfrontPool & Tennis Court view

Inside

FlooringCarpet · Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Microwave · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMembrane · Tile
ConstructionBlock · Concrete · Stucco
FoundationBlock
ViewPool · Tennis Court
FacesWest
ParkingUnder Building
ExteriorBalcony · Lighting · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors · Storage · Tennis Court(s)

Community & fees

HOA fee$790/mo
Taxes (2025)$3,646/yr
PetsCats OK, Dogs OK, Number Limit, Size Limit
CommunityBoat Slip · Canal Front · Community Boat Ramp · Dock · Fishing · Gulf/Ocean Front · Private Boat Ramp · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Handicap Modified · Park · Pool · Racquetball · Restaurant · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,120 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,736
FHA mortgage insurance (est.)$130
Property tax — 2025 actual bill$304
Condo fee — from the listing$790
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,322Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,322
Interest rate6.00%
Loan term

Estimated payment

$3,120/mo

Principal & interest$1,736
FHA mortgage insurance (est.)$130
Property taxes (actual bill)$304
HOA / condo fee$790
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $295K
$283KedgeAI estimate $372,310 · range $324K$391K$407K

vs edgeAI estimate

−20.8%

$/sqft vs Punta Gorda actives

$154 vs $207

Days on market

33 vs 62 typical

Where $154/sqft sits among the 400 Punta Gorda actives

113 · this home
128
61
51
18
29
$120–173$173–226$226–279$279–332$332–385$385+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 25188 MARION AVENUE UNIT D101

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33950 — neighborhood snapshot

Population

24,492

Median age

64.6

Median income

$74,484

Median home value

$393,500

Avg household

1.98

Households w/ children

1,614

For the school run

Charlotte County School District

MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★
ElementaryEast Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

196 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Jul 7, 2026Listed at $294,900 · 33 days on market since
1981Built · EMERALD POINTE PH 04

Reality check

What actually sold near 25188 MARION AVENUE UNIT D101

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

25188 MARION AVENUE UNIT D112Sold · Apr ’26

$280,000

25188 MARION AVENUE UNIT D112 · same community

3 bd · 2 ba · 2,191 sqft · $128/sqft · 12 DOM

25188 MARION AVENUE UNIT D303Sold · Sep ’25

$105,000

25188 MARION AVENUE UNIT D303 · same community

2 bd · 1 ba · 1,037 sqft · $101/sqft · 174 DOM

25188 MARION AVENUE UNIT D103Sold · Apr ’26

$157,000

25188 MARION AVENUE UNIT D103 · same community

2 bd · 1 ba · 1,037 sqft · $151/sqft · 115 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 25188 MARION AVENUE UNIT D101 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 25188 MARION AVENUE UNIT D101 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

25188 MARION AVENUE UNIT D101 FAQs

What would the monthly payment be for 25188 MARION AVENUE UNIT D101?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,120/mo — principal and interest, the actual property-tax bill, the $790/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 25188 MARION AVENUE UNIT D101?+

The association fee works out to $790 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 25188 MARION AVENUE UNIT D101?+

The most recent tax bill on record (2025) was $3,646. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 25188 MARION AVENUE UNIT D101?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $294,900, this home is listed about 13% below the Punta Gorda median of $339,950. The market section on this page shows how the area is trending.

Which schools are assigned to 25188 MARION AVENUE UNIT D101?+

Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$294,900 runs 11% above the PUNTA GORDA 33950 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $790/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of RE/MAX PALM REALTY · Kris White. MLS #C7527999.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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