David Ramirez
$674,900$675,0004 bd3 ba2,449 sqft$276 /sqft$4,783 /mo all-in ↓

6050 TIDEWATER ISLAND CIRCLE, FORT MYERS, FL, 33908

Active75 days on marketListed May 29, 2026MLS #C7526398

Reduced $100WaterfrontPrivate poolSingle Family ResidenceTIDEWATER ISLAND

About this home

6050 TIDEWATER ISLAND CIRCLE

Discover an exceptional coastal retreat nestled within the highly sought-after gated community of Tidewater Island. This beautifully maintained 4-bedroom residence features two full bathrooms, two half bathrooms, and 2,449 square feet of thoughtfully designed living space that seamlessly blends elegance, comfort, and timeless Florida charm. The circular paver driveway leads to a spacious 2 car garage, while the classic metal roof accented by a decorative cupola and meticulously maintained grounds reflect true pride of ownership. Mature palms and curated landscaping provide both privacy and exceptional curb appeal, perfectly complementing the upscale character of this serene community. A charming front porch spans the width of the home, creating an inviting space to relax and enjoy the tranquil surroundings. Inside, the light-filled living room welcomes you with soaring tray ceilings, intricate crown molding, a statement chandelier, and elegant neutral tile flooring that create an atmosphere of understated luxury. Expansive windows and glass doors invite in abundant natural light, enhancing the home’s bright and airy feel. The thoughtfully designed floor plan flows effortlessly for both everyday living and entertaining and includes a formal dining room ideal for gatherings and special occasions. At the heart of the home, the beautifully appointed kitchen combines style, functionality, and craftsmanship. Crisp white cabinetry pairs seamlessly with elegant quartz countertops, while a contrasting wood-tone center island adds warmth, visual interest, and generous seating for casual dining. A custom wood range hood creates a striking focal point, complemented by pendant lighting, recessed lighting, high-end stainless-steel appliances, a built-in oven and microwave, and a modern tile backsplash. Open to the main living areas, the kitchen enhances the home’s spacious open-concept design. The well-appointed bedrooms provide comfort, privacy, and flexibility for family and guests alike. The owner’s suite features a refined coastal aesthetic with tray ceiling and French doors offer direct access to the outdoor living area, creating a seamless indoor-outdoor connection. The spacious en-suite bath includes a freestanding soaking tub, dual-sink vanity w/ quartz countertop, ample cabinetry, a large, framed mirror and a glass-enclosed walk-in shower with tile detailing, built-in bench seating, and both handheld and overhead fixtures. Additional bedrooms are thoughtfully positioned and can easily serve as guest accommodations, a home office, or creative space. Designed to embrace the Florida lifestyle, the home transitions seamlessly to the expansive screened lanai, where a heated in-ground pool and spa overlook peaceful lagoon and lake views. This inviting outdoor setting is perfect for relaxing mornings, entertaining guests, or enjoying breathtaking sunsets. Additional upgrades include plantation shutters, impact-resistant windows and front doors, an electric roll-down hurricane shutter on the lanai, and a functional laundry room for added convenience. Tidewater Island is an exclusive waterfront community celebrated for its quiet natural surroundings and distinctive Old Florida and Key West-inspired architecture. This intimate gated enclave offers privacy and charm while remaining conveniently close to downtown Fort Myers, Gulf beaches, shopping, dining, and entertainment. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,449

Sqft

0.27 ac

Lot size

2

Garage

2003

Year built

One

Levels

$276

Per sqft

Private poolWaterfrontPool & Water viewPets allowed

Inside

FlooringTile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionMetal Frame · Vinyl Siding
FoundationSlab
ViewPool · Water
FacesWest
ParkingCircular Driveway · Covered · Driveway · Ground Level · Oversized
ExteriorHurricane Shutters · Irrigation System · Lighting

Community & fees

HOA fee$297/mo
Taxes (2025)$5,180/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,783 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property tax — 2025 actual bill$432
HOA fee — from the listing$297
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,490
Interest rate6.00%
Loan term

Estimated payment

$4,783/mo

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property taxes (actual bill)$432
HOA / condo fee$297
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Fort Myers actives

$276 vs $216

Days on market

75 vs 56 typical

Where $276/sqft sits among the 174 Fort Myers actives

66
60
32 · this home
4
0
12
$133–195$195–258$258–321$321–383$383–446$446+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tidewater Island

Map of 6050 TIDEWATER ISLAND CIRCLE inside its neighborhood boundary

Get to know Fort Myers. See the full Fort Myers guide →

Tidewater Island — neighborhood snapshot

Population

250

Median age

64

Median income

$97,037

Median home value

$294,100

Avg household

2

Households w/ children

3%

For the school run

Lee County School District

ElementaryRayma C. Page Elementary School★★★★
ElementarySan Carlos Park Elementary School★★★★
MiddleLexington Middle School★★★★★
MiddleThree Oaks Middle School★★★★
HighSouth Fort Myers High School★★★★
ElementaryThree Oaks Elementary School★★★★
HighCypress Lake High School★★★★★
ElementaryHeights Elementary School★★★★★
MiddleCypress Lake Middle School★★★★
HighEstero High School★★★★★
ElementaryVillas Elementary School★★★★★
ElementaryPinewoods Elementary School★★★★
ElementaryTanglewood Elementary School★★★★★
ElementarySpring Creek Elementary School★★★★★
HighBonita Springs High School★★★★★
MiddleBonita Springs Middle Center For The Arts★★★★★
HighFort Myers High School★★★★★
HighDunbar High School★★★★
ElementaryBonita Springs Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort Myers market

Seller’s marketLeans buyer8.4 months of inventoryBuyer’s market

$325K$305K

Fort Myers median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

57 of 174

Fort Myers actives have cut their price

Median sold price, Fort Myers, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 85% above the FORT MYERS 33908 median. See the full Fort Myers market guide →

Paper trail

This home's history

CurrentPrice reduced to $674,900 $100
May 29, 2026Listed at $675,000 · 75 days on market since
2003Built · TIDEWATER ISLAND

Reality check

What actually sold near 6050 TIDEWATER ISLAND CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6521 Jacobs DR, Fort Myers FL 33908Sold · Mar ’26

$1,809,000

6521 Jacobs DR, Fort Myers FL 33908 · same community

3 bd · 3.5 ba · 3,820 sqft · $474/sqft · 88 DOM

6205 DEER RUNSold · Jun ’26

$435,000

6205 DEER RUN

5 bd · 3 ba · 2,712 sqft · $160/sqft · 76 DOM

17410 GULF PRESERVE DRIVESold · Aug ’25

$395,685

17410 GULF PRESERVE DRIVE

4 bd · 2 ba · 2,127 sqft · $186/sqft · 45 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6050 TIDEWATER ISLAND CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6050 TIDEWATER ISLAND CIRCLE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

6050 TIDEWATER ISLAND CIRCLE FAQs

What would the monthly payment be for 6050 TIDEWATER ISLAND CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,783/mo — principal and interest, the actual property-tax bill, the $297/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6050 TIDEWATER ISLAND CIRCLE?+

The association fee works out to $297 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6050 TIDEWATER ISLAND CIRCLE?+

The most recent tax bill on record (2025) was $5,180. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6050 TIDEWATER ISLAND CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Fort Myers?+

At $674,900, this home is listed about 105% above the Fort Myers median of $329,500. The market section on this page shows how the area is trending.

Which schools are assigned to 6050 TIDEWATER ISLAND CIRCLE?+

Rayma C. Page Elementary School (elementary), San Carlos Park Elementary School (elementary), Lexington Middle School (middle), Three Oaks Middle School (middle), South Fort Myers High School (high), Three Oaks Elementary School (elementary), Cypress Lake High School (high), Heights Elementary School (elementary), Cypress Lake Middle School (middle), Estero High School (high), Villas Elementary School (elementary), Pinewoods Elementary School (elementary), Tanglewood Elementary School (elementary), Spring Creek Elementary School (elementary), Bonita Springs High School (high), Bonita Springs Middle Center For The Arts (middle), Fort Myers High School (high), Dunbar High School (high), Bonita Springs Elementary School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$674,900 runs 85% above the FORT MYERS 33908 median — but at 2,449 sqft it's also 47% larger than the typical Fort Myers listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Rayma C. Page Elementary School, San Carlos Park Elementary School, Lexington Middle School, Three Oaks Middle School, South Fort Myers High School, Three Oaks Elementary School, Cypress Lake High School, Heights Elementary School, Cypress Lake Middle School, Estero High School, Villas Elementary School, Pinewoods Elementary School, Tanglewood Elementary School, Spring Creek Elementary School, Bonita Springs High School, Bonita Springs Middle Center For The Arts, Fort Myers High School, Dunbar High School, Bonita Springs Elementary School — Rayma C. Page Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $675,000, now $674,900 — a $100 cut. The full history is in the market section below.

Listing courtesy of MARINA PARK REALTY LLC · Karen Brock. MLS #C7526398.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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