9240 PINE COVE DRIVE, ENGLEWOOD, FL, 34224
Active65 days on marketListed May 20, 2026MLS #C7526295
About this home
9240 PINE COVE DRIVE
BOATER’S PARADISE — Welcome to a ONE-OF-A-KIND CUSTOM WATERFRONT ESTATE perfectly positioned on a DEEP WATER CANAL with NO BRIDGES and QUICK ACCESS to the GULF, LEMON BAY, STUMP PASS, BEACHES, AND MORE! Completed in 2021, this ELEVATED CUSTOM HOME was thoughtfully designed for both LUXURY LIVING and PEACE OF MIND, featuring BLOCK CONSTRUCTION, IMPACT WINDOWS & SLIDERS, a METAL ROOF, composite trim, and quality craftsmanship throughout. Offering over 7,500 SQUARE FEET, this property combines spacious living with exceptional durability and efficiency and features a FULL HOME ELEVATOR for your convenience. SUPER LOW TRANSFERABLE FLOOD INSURANCE POLICY. Inside, you’ll immediately notice the soaring COFFERED CEILINGS, crown molding, waterproof luxury vinyl plank flooring, and expansive OPEN FLOOR PLAN built for effortless indoor/outdoor living. IMPACT POCKET SLIDERS open seamlessly to a MASSIVE WATERFRONT BALCONY overlooking the HEATED SALTWATER POOL & SPA — the perfect place for a morning coffee or sunset cocktails with breathtaking sunrise views. The CHEF’S KITCHEN features modern granite counter-tops, CUSTOM SHAKER CABINETRY with dovetail drawers, STAINLESS STEEL APPLIANCES including DOUBLE OVENS and a WINE FRIDGE, a custom WALK-IN PANTRY, over-sized island, and abundant prep space. The spacious PRIMARY SUITE offers stunning WATER VIEWS, tray ceilings, private balcony access through French doors, DUAL CALIFORNIA-STYLE WALK-IN CLOSETS, and a spa-inspired en-suite bath with a WALK-AROUND SHOWER, DOUBLE VANITIES, and SOAKING TUB. A secondary EN-SUITE BEDROOM also features balcony access and convenient private access near both the ELEVATOR and stairs — ideal for guests. The third bedroom offers generous flexibility as a large guest suite, office, or flex space. Downstairs, enjoy an OVERSIZED 4-CAR GARAGE with room for a 5TH VEHICLE, EPOXY FLOORS, additional storage rooms, a FULL BATH, and a HUGE BONUS ROOM with direct access to the pool area through two sets of sliders. Your private outdoor oasis includes a HEATED SALTWATER POOL & SPA with PEBBLETEC FINISH, TANNING SHELF, BUBBLERS, COLOR-CHANGING LIGHTS, automatic fill system, multi-level spa jets, and premium paver decking. The OUTDOOR KITCHEN features granite counters, MARINE-GRADE CABINETRY, beverage refrigerator, and stainless disposal — perfect for entertaining waterfront guests. The FULLY FENCED backyard also includes TWO PRIVATE DOCKS with electric and water service, 100 FEET OF CONCRETE SEAWALL, plus a COVERED 10,000-LB BOAT LIFT, making this a true SAILBOAT WATER retreat built for serious boaters. Additional upgrades include a WHOLE-HOUSE WATER FILTRATION SYSTEM, SOLID CORE DOORS, FULLY INSULATED INTERIOR WALLS, built-in GENERATOR SWITCH, circular driveway, and MORE. Located in Englewood’s highly sought-after coastal boating community near marinas, beaches, sandbars, golf, world-class fishing, waterfront dining, and the charm of “OLD FLORIDA” living. NO HOA and NO DEED RESTRICTIONS. Be sure to request the FEATURE SHEET and view the WALK-THROUGH VIDEO. 3D VIRTUAL TOUR is attached to Zillow Listing. This is not a home you will want to miss. Book your showing today!
Facts & features
The home at a glance
3
Bedrooms
4
Bathrooms
3,681
Sqft
0.26 ac
Lot size
5
Garage
2020
Year built
Two
Levels
$460
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$11,079 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,079/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Englewood actives
$460 vs $240
Days on market
65 vs 59 typical
Where $460/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,971
Median age
63.6
Median income
$56,862
Median home value
$262,200
Avg household
2.02
Households w/ children
795
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$320K → $333K
Englewood median sold, yr/yr
94.5%
Sale-to-list ratio (12 mo)
182 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1837% above the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 9240 PINE COVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,900,000
9300 GRIGGS ROAD · same community
3 bd · 3 ba · 2,332 sqft · $815/sqft · 35 DOM
Sold · May ’26$670,000
9211 LAKE DRIVE · same community
2 bd · 2 ba · 1,358 sqft · $493/sqft · 24 DOM
Sold · Nov ’25$258,000
780 HELEN AVENUE · same community
3 bd · 2 ba · 1,238 sqft · $208/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9240 PINE COVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9240 PINE COVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9240 PINE COVE DRIVE FAQs
What would the monthly payment be for 9240 PINE COVE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,079/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9240 PINE COVE DRIVE?+
The most recent tax bill on record (2025) was $13,643. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9240 PINE COVE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $1,695,000, this home is listed about 359% above the Englewood median of $369,302. The market section on this page shows how the area is trending.
Which schools are assigned to 9240 PINE COVE DRIVE?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Myakka River Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,695,000 runs 1837% above the ENGLEWOOD 34224 median — but at 3,681 sqft it's also nearly 2 times the size of the typical Englewood listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $1,725,000, now $1,695,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ERA ADVANTAGE REALTY, INC. · Ryan Steck. MLS #C7526295.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Englewood homes, in your inbox
Like 9240 PINE COVE DRIVE but not quite? A daily digest of every new listing in Englewood — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →