9290 PINE COVE DRIVE, ENGLEWOOD, FL, 34224
Active98 days on marketListed Apr 27, 2026MLS #D6147218
About this home
9290 PINE COVE DRIVE
Experience the ultimate waterfront lifestyle in this stunning canal-front estate, offering nearly 9000 total square footage and 100 feet of prime frontage and direct access to the Intracoastal Waterway with no bridges and quick access to Stump Pass and the Gulf. Designed for both luxury and functionality, this 4-bedroom, 3-bath residence delivers exceptional indoor-outdoor living at every turn. Step outside to your private resort-style oasis featuring a marble pool deck, sparkling pool and spa, a built-in gas fire pit and gas tiki torches, perfect for entertaining under the Florida sky. Multiple expansive lanais on every level, connected by a striking spiral staircase, create seamless spaces to relax and take in the water views. The fully equipped outdoor kitchen includes a grill, sink, ice maker, mini fridge, and ample storage, making it ideal for hosting. Boating enthusiasts will appreciate the 50-foot dock, 10,000 lb. boat lift, and jet ski dock. Inside, no detail has been overlooked. The home showcases custom wood ceiling details, rich walnut stairs, elegant moldings, and all-wood custom cabinetry throughout. Quartz countertops elevate every space, while built-in features enhance all closets, the great room, and the primary suite. A spacious walk-in pantry adds convenience, and bedrooms 2 and 4 enjoy direct lanai access. The entire third floor is dedicated to a luxurious primary retreat, complete with a private sitting area, den, lanai, and a custom walk-in closet. The spa-inspired primary bath features split vanities with vessel sinks, jetted spa tub and a walk-through shower for a true retreat experience. Modern comforts include an elevator servicing all floors, paver driveways, fenced yard, impact-rated PGT windows and sliders, a whole-house generator, propane connections for major systems, a full-home speaker system, alarm system with cameras, mosquito misting system, and irrigation. A 4-car garage with epoxy floors provides ample space for vehicles and storage. This is a rare opportunity to own a meticulously designed waterfront home that perfectly blends luxury, comfort, and boating convenience.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
4,452
Sqft
0.26 ac
Lot size
4
Garage
2019
Year built
Three Or More
Levels
$516
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$15,147 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$15,147/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Englewood actives
$516 vs $239
Days on market
98 vs 59 typical
Where $516/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,971
Median age
63.6
Median income
$56,862
Median home value
$262,200
Avg household
2.02
Households w/ children
795
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$320K → $333K
Englewood median sold, yr/yr
94.5%
Sale-to-list ratio (12 mo)
181 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2483% above the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 9290 PINE COVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,900,000
9300 GRIGGS ROAD · same community
3 bd · 3 ba · 2,332 sqft · $815/sqft · 35 DOM
Sold · May ’26$670,000
9211 LAKE DRIVE · same community
2 bd · 2 ba · 1,358 sqft · $493/sqft · 24 DOM
Sold · Nov ’25$258,000
780 HELEN AVENUE · same community
3 bd · 2 ba · 1,238 sqft · $208/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9290 PINE COVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9290 PINE COVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9290 PINE COVE DRIVE FAQs
What would the monthly payment be for 9290 PINE COVE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,147/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9290 PINE COVE DRIVE?+
The most recent tax bill on record (2025) was $20,634. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Englewood?+
At $2,299,000, this home is listed about 523% above the Englewood median of $369,302. The market section on this page shows how the area is trending.
Which schools are assigned to 9290 PINE COVE DRIVE?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,299,000 runs 2483% above the ENGLEWOOD 34224 median — but at 4,452 sqft it's also nearly 3 times the size of the typical Englewood listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BREAKWATER REALTY GROUP LLC · Samantha Pearson. MLS #D6147218.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Englewood homes, in your inbox
Like 9290 PINE COVE DRIVE but not quite? A daily digest of every new listing in Englewood — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →