9150 PINE COVE DRIVE, ENGLEWOOD, FL, 34224
Active390 days on marketListed Jul 10, 2025MLS #D6143011
About this home
9150 PINE COVE DRIVE
Where every day begins on the water and ends with open-Gulf adventures. This 2013 elevated coastal home offers direct Gulf access and the ideal blend of luxury, comfort, and the Florida lifestyle. Enjoy sparkling canal views, step onto your private dock, and reach the Gulf of America within minutes for boating, fishing, or sunset cruising. Offering 4 bedrooms and 3 bathrooms, the thoughtfully designed layout is perfect for both everyday living and hosting guests. The spacious primary suite features a private sitting area and a spa-inspired ensuite. On the opposite side of the home, two bedrooms share a versatile Jack-and-Jill bonus room ideal for a playroom, office, or media space, while a private fourth bedroom provides peaceful water views and an inviting guest retreat. The chef’s kitchen is appointed with custom wood cabinetry, stainless steel appliances, and expansive granite countertops designed for both style and functionality. The ground level is constructed of solid concrete block and provides abundant parking, storage, and private elevator access. Outdoors, a heated saltwater pool and spa are surrounded by lush tropical landscaping, creating a true backyard oasis. The private dock is equipped with boat and jet-ski lifts and offers direct deep-water access to Lemon Bay and beyond. Conveniently located near Englewood’s dining, waterfront restaurants, shopping, and beaches, this exceptional property delivers resort-style living every day. Schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,636
Sqft
0.28 ac
Lot size
3
Garage
2013
Year built
Two
Levels
$417
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,280 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,280/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+56.4%
$/sqft vs Englewood actives
$417 vs $240
Days on market
390 vs 67 typical
Where $417/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,971
Median age
63.6
Median income
$56,862
Median home value
$262,200
Avg household
2.02
Households w/ children
795
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $330K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
180 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1136% above the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 9150 PINE COVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,900,000
9300 GRIGGS ROAD · same community
3 bd · 3 ba · 2,332 sqft · $815/sqft · 35 DOM
Sold · May ’26$670,000
9211 LAKE DRIVE · same community
2 bd · 2 ba · 1,358 sqft · $493/sqft · 24 DOM
Sold · Nov ’25$258,000
780 HELEN AVENUE · same community
3 bd · 2 ba · 1,238 sqft · $208/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9150 PINE COVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9150 PINE COVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9150 PINE COVE DRIVE FAQs
What would the monthly payment be for 9150 PINE COVE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,280/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9150 PINE COVE DRIVE?+
The most recent tax bill on record (2024) was $9,267. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Englewood?+
At $1,100,000, this home is listed about 201% above the Englewood median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9150 PINE COVE DRIVE?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,100,000 runs 1136% above the ENGLEWOOD 34224 median — but at 2,636 sqft it's also nearly twice the size of the typical Englewood listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
390 days on market against a Englewood median of 67 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,250,000, now $1,100,000 — a $150K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KW COASTAL LIVING · Stephen Barboe, Jr. MLS #D6143011.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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