200 HARBOR WALK DRIVE UNIT 251, PUNTA GORDA, FL, 33950
Active80 days on marketListed May 14, 2026MLS #C7526187
About this home
200 HARBOR WALK DRIVE UNIT 251
PUNTA GORDA-HARBOR WALK CONDOS. This is a fantastic opportunity to secure one of the BEST condos in the heart of Punta Gorda. Penthouse style Top Floor End Unit! UNFURNISHED. The view of Charlotte Harbor or Peace River is amazing from every room. Marine life and wild life activity is a common occurrence. Two of the bedrooms have private balconies to watch sun rises or sun sets. There are three bedrooms. Two and one half baths. The third bedroom is the perfect guest suite. Along with the second bathroom and shower, this area can be closed off with a pocket door to create a fantastic retreat for your guests. High ceilings, tile and wood grain flooring throughout. The kitchen offers solid surface counters, stainless steel appliances, ample cabinet space and an eat in kitchen area. The formal dining room, spacious living room, and huge lanai are wonderful for entertaining and family gatherings. All windows and doors have hurricane protection! Metal roofs were installed in all buildings! Community has tennis walking path & heated swimming pool. Easy walking distance to all the fun places Punta Gorda has to offer. This end unit is 2,172 sq feet...approx 157 sq ft larger than the middle condos. Light and Bright rooms with Crown molding. You never want to leave!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,172
Sqft
0.06 ac
Lot size
1
Garage
2000
Year built
One
Levels
$276
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,245 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,245/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$276 vs $206
Days on market
80 vs 59 typical
Where $276/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
Downtown Punta Gorda — neighborhood snapshot
Population
266
Median age
62
Median income
$60,897
Median home value
$330,312
Avg household
2
Households w/ children
22%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
178 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 126% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 200 HARBOR WALK DRIVE UNIT 251
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$569,500
200 HARBOR WALK DRIVE UNIT 253 · same community
3 bd · 2 ba · 2,018 sqft · $282/sqft · 38 DOM
Sold · May ’26$560,000
1415 COLUMBIAN DRIVE
3 bd · 3 ba · 2,132 sqft · $263/sqft · 7 DOM
Sold · Mar ’26$670,000
310 CAICOS DRIVE
3 bd · 2.5 ba · 2,088 sqft · $321/sqft · 213 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 200 HARBOR WALK DRIVE UNIT 251 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 200 HARBOR WALK DRIVE UNIT 251 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
200 HARBOR WALK DRIVE UNIT 251 FAQs
What would the monthly payment be for 200 HARBOR WALK DRIVE UNIT 251?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,245/mo — principal and interest, the actual property-tax bill, the $900/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 200 HARBOR WALK DRIVE UNIT 251?+
The association fee works out to $900 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 200 HARBOR WALK DRIVE UNIT 251?+
The most recent tax bill on record (2025) was $8,744. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 200 HARBOR WALK DRIVE UNIT 251?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $599,000, this home is listed about 74% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 200 HARBOR WALK DRIVE UNIT 251?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$599,000 runs 126% above the PUNTA GORDA 33950 median — but at 2,172 sqft it's also 26% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $900/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Nancy Weber. MLS #C7526187.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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