
24240 HENRY MORGAN BLVD, PUNTA GORDA, FL, 33955
Active105 days on marketListed Apr 19, 2026MLS #A4690029
About this home
24240 HENRY MORGAN BLVD
Experience the freedom of true waterfront living in the highly desirable community of Pirate Harbor, a hidden gem known for its direct access boating, world-class fishing, and the rare benefit of no HOA or deed restrictions. Here, you can fully embrace the Southwest Florida lifestyle with the flexibility to live, boat, and enjoy your property on your terms. Set on 100 feet of sailboat/power boat canal frontage, this property features a concrete seawall, private dock, and a 10,000 lb. boat lift with new risers and motors, capable of accommodating up to a 40-foot boat, along with a new canopy, all positioned to capture long, picturesque water views. Whether you're heading out for a quick sunset cruise or a full day on the water, you’re just minutes from the open waters of Charlotte Harbor, with easy access to Boca Grande Pass and the Gulf of Mexico. This is truly a boater’s and angler’s paradise. The home has been thoughtfully renovated to reflect a relaxed coastal lifestyle, offering 2 bedrooms, 2 bathrooms, and over 1,700 square feet of comfortable living space and 2208 total sq ft including the garage. Inside, you’ll find an inviting open layout featuring sliding glass doors that lead to a spacious 29’ x 16’ air-conditioned Florida room. This versatile space features sliding glass windows that are easily removable, allowing you to enjoy the refreshing breeze and stunning waterfront views year-round. The kitchen combines function and style with wood cabinetry, abundant storage, granite countertops, a pass-through window to the Florida room, breakfast bar, and a blend of recessed lighting. Just off the kitchen, a bonus room has been beautifully converted into a bar area, complete with wood-beamed vaulted ceilings, a shiplap wall with shelving, pendant lighting, and plenty of room for entertaining guests. The primary suite is generously sized, featuring a large closet and a private ensuite bath with a tiled shower. The guest bedroom is light and bright with ample closet space, and both bedrooms are complemented with nearby linen and coat closets, providing excellent additional storage. The well-appointed main bath provides comfortable accommodations for visitors with a tub and shower combo and a larger vanity for added storage. Step outside to an additional paver patio area just off the Florida room, perfectly set up with seating and a fire pit—ideal for relaxing evenings while enjoying breathtaking water views and unforgettable sunsets. The backyard offers ample space to enjoy your outdoor oasis. Additional highlights include a 2024 metal roof, on-demand tankless water heater, new appliances, fresh interior and exterior paint, new gutters, a 12x24 workshop/shed built in 2020, and lush tropical landscaping with curbing that enhances the property’s private, island-style feel. A convenient laundry area is located within the attached 26' x 17' one-car garage. Furnishings are newer and gently used and may be negotiated, presenting an excellent opportunity for a seamless, turnkey move-in-ready experience. If you’re searching for a waterfront property that offers direct boating access, exceptional fishing, and complete freedom with no HOA restrictions, this is a rare opportunity to own in one of Southwest Florida’s most authentic and sought-after boating communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,766
Sqft
0.25 ac
Lot size
1
Garage
1970
Year built
One
Levels
$331
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,068 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,068/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$331 vs $205
Days on market
105 vs 59 typical
Where $331/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33955 — neighborhood snapshot
Population
10,503
Median age
64.4
Median income
$76,733
Median home value
$321,500
Avg household
1.98
Households w/ children
623
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
178 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1327% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 24240 HENRY MORGAN BLVD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$725,000
24377 TREASURE ISLAND BOULEVARD · same community
3 bd · 2.5 ba · 1,865 sqft · $389/sqft · 70 DOM
Sold · Jan ’26$625,000
24260 HENRY MORGAN BOULEVARD · same community
3 bd · 2 ba · 1,644 sqft · $380/sqft · 7 DOM
Sold · May ’26$450,000
24239 YACHT CLUB BOULEVARD · same community
2 bd · 2 ba · 2,010 sqft · $224/sqft · 295 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 24240 HENRY MORGAN BLVD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 24240 HENRY MORGAN BLVD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
24240 HENRY MORGAN BLVD FAQs
What would the monthly payment be for 24240 HENRY MORGAN BLVD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,068/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 24240 HENRY MORGAN BLVD?+
The most recent tax bill on record (2025) was $6,388. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 24240 HENRY MORGAN BLVD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $585,000, this home is listed about 70% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 24240 HENRY MORGAN BLVD?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ALLISON JAMES ESTATES & HOMES · Sharadan Edmonds. MLS #A4690029.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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