820 BAL HARBOR BOULEVARD, PUNTA GORDA, FL, 33950
Active219 days on marketListed Dec 17, 2025MLS #C7519109
About this home
820 BAL HARBOR BOULEVARD
Great opportunity to own a waterfront home in Florida!! This spacious 3 bedroom 2 bath homes has more than the average home in Punta Gorda Isles. It has 100' of seawall to expand or just enjoy a bit of privacy. This home has IMPACT windows and a rubber coated "barrel tile" METAL roof which gives a traditional look but can withstand most foul weather. This open concept home has a wonderful flow for entertaining. When you open those 16' sliding doors to enjoy the breezes and beautiful smell of all the exotic blossoms that surround you you'll want to live here in this home. Make an appointment to see what this home has for you! You won't be disappointed.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,983
Sqft
0.3 ac
Lot size
2
Garage
1987
Year built
One
Levels
$313
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,327 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,327/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.5%
$/sqft vs PUNTA GORDA ISLES SEC 07
$313 vs $420
Days on market
219 vs 59 typical
Where $313/sqft sits among the 6 homes for sale in PUNTA GORDA ISLES SEC 07
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
2 of 6
PUNTA GORDA ISLES SEC 07 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 126% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 820 BAL HARBOR BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$375,000
1680 VIA BIANCA · same community
3 bd · 2 ba · 1,984 sqft · $189/sqft · 35 DOM
Sold · Apr ’26$560,000
1115 LUCIA DRIVE · same community
3 bd · 2 ba · 1,954 sqft · $287/sqft · 23 DOM
Sold · Mar ’26$405,000
732 SANTA MARGERITA LANE · same community
3 bd · 2 ba · 2,017 sqft · $201/sqft · 255 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 820 BAL HARBOR BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 820 BAL HARBOR BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
820 BAL HARBOR BOULEVARD FAQs
What would the monthly payment be for 820 BAL HARBOR BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,327/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 820 BAL HARBOR BOULEVARD?+
The most recent tax bill on record (2025) was $7,064. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $620,000, this home is listed about 80% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 820 BAL HARBOR BOULEVARD?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$620,000 runs 126% above the PUNTA GORDA 33950 median — but at 1,983 sqft it's also 15% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
219 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Valerie Moore. MLS #C7519109.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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