David Ramirez
$189,000$210,0001 bd1 ba794 sqft$238 /sqft$1,547 /mo all-in ↓

4802 51ST STREET W UNIT 1916, BRADENTON, FL, 34210

Active134 days on marketListed Mar 23, 2026MLS #C7523720

Priced 52% below the Bradenton medianReduced $21KCondominiumTHE PALMS OF CORTEZ

About this home

4802 51ST STREET W UNIT 1916

Welcome to The Palms of Cortez, a secure gated community ideally located in the heart of Bradenton, where comfort, convenience, and the Florida lifestyle come together. This beautifully updated second-floor one-bedroom condo features a private balcony with both lake and pool views—an ideal setting to relax and enjoy the peaceful surroundings. Inside, the living and dining areas showcase rich cherry hardwood flooring, enhanced by elegant crown molding and cherry wood plantation shutters throughout, adding warmth, character, and timeless appeal. The thoughtfully designed floor plan offers a seamless flow for both everyday living and entertaining. The updated kitchen overlooks the living and dining areas and is tastefully appointed with solid cherrywood cabinetry, granite countertops with a matching backsplash, stainless steel appliances and a convenient breakfast bar—perfectly blending function and classic style. The spacious primary bedroom features tile flooring and a walk-in closet, providing generous storage. The attached full bath is finished with a granite-top cherry hardwood vanity and vessel sink for a touch of modern design. For added convenience, the unit includes an interior laundry closet with a washer and dryer, as well as additional storage space to keep everything organized. Step out onto your private balcony to enjoy peaceful surroundings and Florida’s beautiful year-round weather—an ideal spot for morning coffee or evening relaxation. Residents of The Palms of Cortez enjoy access to a variety of amenities, including a clubhouse with a fitness center and gathering space, a resort-style swimming pool, tennis courts, picnic areas, and a playground—offering something for everyone. The location is hard to beat, with close proximity to the Gulf beaches of Anna Maria Island and Bradenton Beach, as well as convenient access to shopping, dining and daily essentials. Downtown Bradenton and Sarasota are just a short drive away, offering waterfront attractions, restaurants, arts, and entertainment. Whether you’re searching for a primary residence, vacation getaway, or investment property, this condo presents an excellent opportunity to enjoy low-maintenance living in a highly desirable Bradenton location. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

794

Sqft

0 ac

Lot size

2002

Year built

One

Levels

$238

Per sqft

Pool & Water viewPets allowed

Inside

FlooringCeramic Tile · Tile · Hardwood
AppliancesDisposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Open Floorplan · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco · Vinyl Siding
FoundationSlab
ViewPool · Water
FacesNorth
ExteriorBalcony · Sliding Doors · Storage

Community & fees

Taxes (2025)$2,292/yr
PetsYes
CommunityFishing · Lake · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - No Guard · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,547 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,113
FHA mortgage insurance (est.)$84
Property tax — 2025 actual bill$191
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,615Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,615
Interest rate6.00%
Loan term

Estimated payment

$1,547/mo

Principal & interest$1,113
FHA mortgage insurance (est.)$84
Property taxes (actual bill)$191
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $189K
$108KedgeAI estimate $124,427 · range $112K$141K$197K

vs edgeAI estimate

+51.9%

$/sqft vs THE PALMS OF CORTEZ

$238 vs $173

Days on market

134 vs 55 typical

Where $238/sqft sits among the 13 homes for sale in THE PALMS OF CORTEZ

7
0
4
0
1
1 · this home
$159–173$173–188$188–203$203–217$217–232$232+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 4802 51ST STREET W UNIT 1916

Drive times from this address

Downtown Tampa58 min
Tampa Int’l Airport (TPA)61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

7 of 13

THE PALMS OF CORTEZ have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 52% below the Bradenton median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $189,000 $21K
Mar 23, 2026Listed at $210,000 · 134 days on market since
2002Built · THE PALMS OF CORTEZ

Reality check

What actually sold near 4802 51ST STREET W UNIT 1916

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4802 51ST STREET W UNIT 1908Sold · Nov ’25

$149,900

4802 51ST STREET W UNIT 1908 · same community

1 bd · 1 ba · 794 sqft · $189/sqft · 178 DOM

4802 51ST STREET W UNIT 1915Sold · Jul ’26

$145,000

4802 51ST STREET W UNIT 1915 · same community

1 bd · 1 ba · 794 sqft · $183/sqft · 91 DOM

4802 51ST STREET W UNIT 1917Sold · Dec ’25

$150,000

4802 51ST STREET W UNIT 1917 · same community

1 bd · 1 ba · 794 sqft · $189/sqft · 40 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4802 51ST STREET W UNIT 1916 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4802 51ST STREET W UNIT 1916 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

4802 51ST STREET W UNIT 1916 FAQs

What would the monthly payment be for 4802 51ST STREET W UNIT 1916?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,547/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4802 51ST STREET W UNIT 1916?+

The most recent tax bill on record (2025) was $2,292. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4802 51ST STREET W UNIT 1916?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $189,000, this home is listed about 52% below the Bradenton median of $389,900. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Under the Bradenton market on paper

$189,000 is 52% below the Bradenton median of $389,900, and at $238/sqft it sits under the Bradenton average of $263.

02Pool & Water views

The pool and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

134 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $210,000, now $189,000 — a $21K cut. The full history is in the market section below.

Listing courtesy of MARINA PARK REALTY LLC · Kimberly Dobson. MLS #C7523720.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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