
4802 51ST STREET W UNIT 1315, BRADENTON, FL, 34210
Active186 days on marketListed Jan 31, 2026MLS #A4680715
About this home
4802 51ST STREET W UNIT 1315
Rarely available first-floor condo in the gated, resort-style community of The Palms of Cortez. This move-in-ready unit features an open great-room floor plan with vinyl plank flooring throughout (2026), high ceilings, crown molding, ceiling fans, and neutral décor. The kitchen offers stainless steel appliances, including a refrigerator (2025) and dishwasher (2022), plus a laundry closet with shelving, full-size washer and dryer (2022). The spacious primary bedroom includes a walk-in closet, linen closet, and en-suite bath with garden tub and shower combination. Enjoy relaxing on the private screened lanai with storage closet and west-facing views, perfect for sunset watching. Major updates include a new roof (2023), water heater (2023), and A/C (2024). Community amenities include a resort-style pool overlooking a pond, tennis courts with pickleball lines, fitness center, clubhouse, grilling areas, and playground. Conveniently located near shopping, dining, IMG Academy, downtown Bradenton and Sarasota, SRQ Airport, UTC Mall, and just minutes to the Gulf beaches of Anna Maria Island. Ideal for full-time living, seasonal use, or investment.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
750
Sqft
39.01 ac
Lot size
2002
Year built
One
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,599 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,599/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+51.4%
$/sqft vs THE PALMS OF CORTEZ
$247 vs $189
Days on market
186 vs 56 typical
Where $247/sqft sits among the 14 homes for sale in THE PALMS OF CORTEZ
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$395K → $421K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
8 of 14
THE PALMS OF CORTEZ have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% below the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4802 51ST STREET W UNIT 1315
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$132,500
4802 51ST STREET W UNIT 1812 · same community
1 bd · 1 ba · 750 sqft · $177/sqft · 8 DOM
Sold · Jul ’26$108,000
4802 51ST STREET W UNIT 1313 · same community
1 bd · 1 ba · 750 sqft · $144/sqft · 69 DOM
Sold · Dec ’25$155,000
4802 51ST STREET W UNIT 2013 · same community
1 bd · 1 ba · 750 sqft · $207/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4802 51ST STREET W UNIT 1315 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4802 51ST STREET W UNIT 1315 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4802 51ST STREET W UNIT 1315 FAQs
What would the monthly payment be for 4802 51ST STREET W UNIT 1315?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,599/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4802 51ST STREET W UNIT 1315?+
The most recent tax bill on record (2024) was $3,218. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4802 51ST STREET W UNIT 1315?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $185,000, this home is listed about 53% below the Bradenton median of $389,500. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Amanda Guzman. MLS #A4680715.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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