4802 51ST STREET W UNIT 416, BRADENTON, FL, 34210
Active62 days on marketListed Jun 5, 2026MLS #A4696082
About this home
4802 51ST STREET W UNIT 416
Virtually Staged. SELLER FINANCING AVAILABLE! LIVE NEAR THE BEACH-Experience maintenance-free Florida living in the highly desirable gated community of The Palms of Cortez. This condo offers an exceptional combination of space, privacy, and value, featuring 2 bedrooms, 2 bathrooms with spacious front lanai space. Upon entering through the screened porch, you'll be welcomed by an open and airy floor plan designed for comfortable living and effortless entertaining. The spacious great room flows seamlessly into the living areas, while the desirable split-bedroom layout provides privacy for owners and guests alike. The generous primary suite features a large walk-in closet and an ensuite bath complete with a relaxing soaking tub. Additional bedroom has flexibility for family, guests, or a home office, with ample closet space and storage throughout. An in-unit laundry room, where a washer/dryer can be hooked up. Step outside to your private screened lanai, the perfect spot to enjoy morning coffee or unwind after a day at the beach. Residents enjoy an impressive array of resort-style amenities, including a newly resurfaced swimming pool, clubhouse, fitness center, tennis courts, playground, picnic and BBQ areas, dog walking stations, and an on-site car wash facility. Ideally located just minutes from the pristine Gulf beaches of Anna Maria Island, IMG Academy, State College of Florida, Sarasota-Bradenton International Airport, premier shopping, dining, and entertainment, this residence offers an outstanding opportunity for year-round living, a seasonal retreat, or an investment property. Don't miss this rare opportunity to own in The Palms of Cortez and enjoy the relaxed Florida lifestyle in a community that truly has it all. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,048
Sqft
0 ac
Lot size
2002
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,488 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,488/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.1%
$/sqft vs THE PALMS OF CORTEZ
$162 vs $190
Days on market
62 vs 55 typical
Where $162/sqft sits among the 14 homes for sale in THE PALMS OF CORTEZ
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
7 of 14
THE PALMS OF CORTEZ have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% below the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4802 51ST STREET W UNIT 416
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$140,000
4802 51ST STREET W UNIT 1014 · same community
2 bd · 2 ba · 1,048 sqft · $134/sqft · 64 DOM
Sold · Oct ’25$195,000
4802 51ST STREET W UNIT 119 · same community
2 bd · 2 ba · 1,048 sqft · $186/sqft · 51 DOM
Sold · Jun ’26$187,000
4802 51ST STREET W UNIT 1207 · same community
2 bd · 1 ba · 1,008 sqft · $186/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4802 51ST STREET W UNIT 416 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4802 51ST STREET W UNIT 416 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4802 51ST STREET W UNIT 416 FAQs
What would the monthly payment be for 4802 51ST STREET W UNIT 416?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,488/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4802 51ST STREET W UNIT 416?+
The most recent tax bill on record (2025) was $3,020. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4802 51ST STREET W UNIT 416?+
The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $169,999, this home is listed about 56% below the Bradenton median of $389,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Bradenton market on paper
$169,999 is 56% below the Bradenton median of $389,900, and at $162/sqft it sits under the Bradenton average of $263.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $189,000, now $169,999 — a $19K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ON THE WATER S · Joanna Petriccione, PLLC. MLS #A4696082.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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