David Ramirez
$110,000$129,0002 bd2 ba1,025 sqft$107 /sqft$948 /mo all-in ↓

24540 HARBORVIEW ROAD UNIT C1, PUNTA GORDA, FL, 33980

Active143 days on marketListed Mar 3, 2026MLS #C7522727

Priced 19% below the PUNTA GORDA 33980 medianReduced $19KCondominiumBIRCHWOOD 01 & 02

About this home

24540 HARBORVIEW ROAD UNIT C1

Motivated sellers. Great location! Close to I75 and 41. This is a wonderfully small condo community. Your front door faces the pool! You have your own dedicated parking space in front of your door too! Pets are welcome. The roof and exterior paint are recent. The pool is sparkling. The property was recently fenced. This 2 bedroom 2 bath unit has an 8x11 BONUS ROOM! Most of the others do not have this extra under air space. It would make a great office or guest space. There is a washer and dryer in the unit hallway closet for your convenience. Washer and dryer convey. The unit inside needs a little love, but it is a great first floor retirement, vacation or investment home! At this new price, it won't last! Furnished room photos are AI.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,025

Sqft

0 ac

Lot size

1985

Year built

One

Levels

$107

Per sqft

Inside

FlooringCeramic Tile
AppliancesDishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ParkingAssigned
ExteriorPrivate Entrance · Sliding Doors

Community & fees

Taxes (2025)$1,100/yr
PetsCats OK, Dogs OK, Number Limit
CommunityNone · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$948 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$648
FHA mortgage insurance (est.)$49
Property tax — 2025 actual bill$92
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,850Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,850
Interest rate6.00%
Loan term

Estimated payment

$948/mo

Principal & interest$648
FHA mortgage insurance (est.)$49
Property taxes (actual bill)$92
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $110K
$106KedgeAI estimate $121,213 · range $112K$132K$137K

vs edgeAI estimate

−9.3%

$/sqft vs Punta Gorda actives

$107 vs $207

Days on market

143 vs 59 typical

Where $107/sqft sits among the 400 Punta Gorda actives

74 · this home
118
97
51
24
36
$107–156$156–205$205–254$254–303$303–352$352+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 24540 HARBORVIEW ROAD UNIT C1

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33980 — neighborhood snapshot

Population

13,235

Median age

63.4

Median income

$61,871

Median home value

$221,200

Avg household

2.09

Households w/ children

956

For the school run

Charlotte County School District

ElementaryKingsway Elementary School★★★★★
MiddlePort Charlotte Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

181 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% below the PUNTA GORDA 33980 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $110,000 $19K
Mar 3, 2026Listed at $129,000 · 143 days on market since
1985Built · BIRCHWOOD 01 & 02

Reality check

What actually sold near 24540 HARBORVIEW ROAD UNIT C1

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

24540 HARBORVIEW ROAD UNIT A1Sold · Nov ’25

$60,000

24540 HARBORVIEW ROAD UNIT A1 · same community

2 bd · 2 ba · 937 sqft · $64/sqft · 29 DOM

24540 HARBORVIEW ROAD UNIT A2Sold · Apr ’26

$128,800

24540 HARBORVIEW ROAD UNIT A2 · same community

2 bd · 2 ba · 937 sqft · $137/sqft · 41 DOM

24540 HARBORVIEW ROAD UNIT A3Sold · Jun ’26

$85,000

24540 HARBORVIEW ROAD UNIT A3 · same community

2 bd · 2 ba · 937 sqft · $91/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 24540 HARBORVIEW ROAD UNIT C1 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 24540 HARBORVIEW ROAD UNIT C1 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

24540 HARBORVIEW ROAD UNIT C1 FAQs

What would the monthly payment be for 24540 HARBORVIEW ROAD UNIT C1?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $948/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 24540 HARBORVIEW ROAD UNIT C1?+

The most recent tax bill on record (2025) was $1,100. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 24540 HARBORVIEW ROAD UNIT C1?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $110,000, this home is listed about 68% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 24540 HARBORVIEW ROAD UNIT C1?+

Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PUNTA GORDA 33980 market on paper

$110,000 is 19% below the PUNTA GORDA 33980 median of $136,000, and at $107/sqft it sits under the Punta Gorda average of $233.

02Time on market is leverage

143 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $129,000, now $110,000 — a $19K cut. The full history is in the market section below.

Listing courtesy of REALTY ONE GROUP MVP · Claudia DeBruyn. MLS #C7522727.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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