24540 HARBORVIEW ROAD UNIT A3, PUNTA GORDA, FL, 33980
Active9 days on marketListed Jul 15, 2026MLS #C7528408
About this home
24540 HARBORVIEW ROAD UNIT A3
Virtually Staged. Welcome to easy Florida living in this charming, turnkey-furnished 2-bedroom, 2-bath condominium located in the desirable pet friendly Birchwood Condominiums of Punta Gorda. Offering 937 square feet of comfortable living space, this well-maintained ground-floor residence is ideal as a year-round home, seasonal retreat, or investment opportunity. Step inside to discover a functional, open-concept layout featuring a combination of tile and luxury vinyl flooring for style and easy maintenance. The bright and inviting eat-in kitchen showcases a timeless design with abundant natural light, crisp white cabinetry accented by warm wood trim, ample storage, durable granite-look countertops, and a suite of modern appliances, including a range, refrigerator, and built-in microwave. The efficient galley-style layout maximizes workspace and functionality, while the dedicated dining area provides the perfect setting for morning coffee, casual meals, or entertaining family and friends. The spacious living room is enhanced with crown molding and opens through sliding glass doors to a private screened lanai, creating a seamless indoor-outdoor living experience. The thoughtfully designed split-bedroom floor plan offers privacy and comfort for both residents and guests. Located at the front of the unit, the guest bedroom is conveniently situated near the guest bathroom, which features a tub/shower combination and an adjacent laundry closet. The generously sized primary suite serves as a peaceful retreat, offering private sliding door access to the screened lanai, a spacious walk-in closet, and an en-suite bathroom with a walk-in shower. Built in 1985 within a convenient quadraplex-style building, this condominium offers easy ground-level access and a low-maintenance lifestyle. Residents of this complex enjoy access to a sparkling community pool, perfect for relaxing and soaking up the Florida sunshine. Whether you're looking to cool off with a refreshing swim or simply unwind by the poolside, this amenity adds to the allure of condo living. The prime location is just minutes from I-75, shopping, dining, golf courses, medical facilities, historic downtown Punta Gorda, waterfront parks, and Charlotte Harbor. Whether you're looking for a permanent residence, winter escape, or income-producing property, this delightful condo delivers the perfect blend of comfort, convenience, and Florida charm. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
937
Sqft
0.02 ac
Lot size
1985
Year built
One
Levels
$144
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,216 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,216/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.9%
$/sqft vs Punta Gorda actives
$144 vs $207
Days on market
9 vs 59 typical
Where $144/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33980 — neighborhood snapshot
Population
13,235
Median age
63.4
Median income
$61,871
Median home value
$221,200
Avg household
2.09
Households w/ children
956
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
180 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the PUNTA GORDA 33980 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 24540 HARBORVIEW ROAD UNIT A3
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$60,000
24540 HARBORVIEW ROAD UNIT A1 · same community
2 bd · 2 ba · 937 sqft · $64/sqft · 29 DOM
Sold · Apr ’26$128,800
24540 HARBORVIEW ROAD UNIT A2 · same community
2 bd · 2 ba · 937 sqft · $137/sqft · 41 DOM
Sold · Jun ’26$85,000
24540 HARBORVIEW ROAD UNIT A3 · same community
2 bd · 2 ba · 937 sqft · $91/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 24540 HARBORVIEW ROAD UNIT A3 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 24540 HARBORVIEW ROAD UNIT A3 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
24540 HARBORVIEW ROAD UNIT A3 FAQs
What would the monthly payment be for 24540 HARBORVIEW ROAD UNIT A3?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,216/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 24540 HARBORVIEW ROAD UNIT A3?+
The most recent tax bill on record (2025) was $2,422. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 24540 HARBORVIEW ROAD UNIT A3?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $135,000, this home is listed about 61% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 24540 HARBORVIEW ROAD UNIT A3?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARINA PARK REALTY LLC · Travis Wanzeck. MLS #C7528408.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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