150 HARBORSIDE AVENUE UNIT 209, PUNTA GORDA, FL, 33950
Active179 days on marketListed Feb 4, 2026MLS #C7521465
About this home
150 HARBORSIDE AVENUE UNIT 209
Discover the joy of relaxed waterfront living in one of Punta Gorda’s most beloved 55+ communities. Set along the shores of Charlotte Harbor, this second-floor corner residence in the Charlevoi Condominiums offers an unbeatable location paired with a welcoming, active lifestyle. Designed for comfort and ease, this 2-bedroom, 2-bath condo features a light-filled layout and an inviting east-facing screened-in lanai, the perfect place to unwind in the evening. The home has new floors and both bathrooms have been completely redone! The kitchen is both functional and social, offering a pantry, appliances, and a breakfast bar that keeps you connected to the living and dining areas. The primary suite provides a comfortable retreat with dual closets, including a walk-in, and a private bath. The home has a generously sized guest bedroom with its own full bath ensures visitors enjoy both space and privacy. Beyond your front door, Charlevoi delivers true resort-style living with a heated pool, fitness room, card room, covered outdoor patio, and a large community space for events and meetings. Best of all, you’re just a short stroll from downtown Punta Gorda’s dining, activities, and a 2.5-mile path that showcases the beauty of the harbor. Book a showing and come see your new home today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,077
Sqft
0.03 ac
Lot size
1974
Year built
Three Or More
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,990 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,990/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.2%
$/sqft vs Punta Gorda actives
$231 vs $206
Days on market
179 vs 59 typical
Where $231/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
Downtown Punta Gorda — neighborhood snapshot
Population
266
Median age
62
Median income
$60,897
Median home value
$330,312
Avg household
2
Households w/ children
22%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
177 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 150 HARBORSIDE AVENUE UNIT 209
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$160,000
150 HARBORSIDE AVENUE UNIT 124 · same community
2 bd · 2 ba · 1,077 sqft · $149/sqft · 182 DOM
Sold · Sep ’25$170,000
150 HARBORSIDE AVENUE UNIT 304 · same community
2 bd · 2 ba · 1,077 sqft · $158/sqft · 163 DOM
Sold · May ’26$165,000
150 HARBORSIDE AVENUE UNIT 203 · same community
2 bd · 2 ba · 1,077 sqft · $153/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 150 HARBORSIDE AVENUE UNIT 209 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 150 HARBORSIDE AVENUE UNIT 209 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
150 HARBORSIDE AVENUE UNIT 209 FAQs
What would the monthly payment be for 150 HARBORSIDE AVENUE UNIT 209?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,990/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 150 HARBORSIDE AVENUE UNIT 209?+
The most recent tax bill on record (2025) was $3,046. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 150 HARBORSIDE AVENUE UNIT 209?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $249,000, this home is listed about 28% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 150 HARBORSIDE AVENUE UNIT 209?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PUNTA GORDA 33950 market on paper
$249,000 is 6% below the PUNTA GORDA 33950 median of $265,000, and at $231/sqft it sits under the Punta Gorda average of $233.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
179 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SELLSTATE VISION REALTY · Meeghan Armstrong. MLS #C7521465.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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