150 HARBORSIDE AVENUE UNIT 307, PUNTA GORDA, FL, 33950
Active146 days on marketListed Mar 9, 2026MLS #A4685373
About this home
150 HARBORSIDE AVENUE UNIT 307
Prime Location in Downtown, Historic Punta Gorda, just steps away from Charlotte Harbor. This 55+ Community offers resort style living right outside your front door. Located on the Harbor Walk, which is a 2.5 mile path running along Charlotte Harbor and connects Laishley and Gilchrest Parks, as well as providing a path to Fisherman’s Village. Move right in to this modern, 2 Bedroom, 2 Full Bathroom TURNKEY condo. Enjoy the views of the pool, the Harbor and the sinking sunset from the top floor. Charlevoi has an elevator for easy coming and going. Luxury Vinyl Plank flooring throughout. The modern kitchen has QUARTZ counters w/a breakfast bar, white, soft close cabinetry, tile/stone backsplash, an Aqua Pure Water Filtration System, Stainless Steel Appliances, Slide out pantry cupboard and tons of storage. Roomy bedrooms, with attached bathrooms in each. Tile showers and quartz cabinetry in both bathrooms. Guest bath has a tub. Open living space with dining area. Large closets (Walk in AND Built in closets in Primary Bedroom) in all areas of the condo. In unit laundry comes with washer and dryer. Triple slider takes you out to the enclosed lanai with floor to ceiling windows. IMPACT windows and slider provide storm protection. Condo comes with a assigned/numbered parking spot. Charlevoi offers a range of amenities for its residents…Heated Pool, Fitness Rooms, Shuffleboard, Community Room, Library and a host of activities. Find yourself surrounded by restaurants (TT’s Tiki Bar is right outside on the north end of Charlevoi-cocktails, live entertainment, food and sunsets!) shops, boutiques, fishing, boating, entertainment (just across the Harbor from the Sunseeker Resort) and all of the other bonuses of being in the heart of downtown Punta Gorda!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,077
Sqft
0 ac
Lot size
1974
Year built
One
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,645 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,645/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.7%
$/sqft vs Punta Gorda actives
$232 vs $206
Days on market
146 vs 59 typical
Where $232/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
Downtown Punta Gorda — neighborhood snapshot
Population
266
Median age
62
Median income
$60,897
Median home value
$330,312
Avg household
2
Households w/ children
22%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
178 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 150 HARBORSIDE AVENUE UNIT 307
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$160,000
150 HARBORSIDE AVENUE UNIT 124 · same community
2 bd · 2 ba · 1,077 sqft · $149/sqft · 182 DOM
Sold · Sep ’25$170,000
150 HARBORSIDE AVENUE UNIT 304 · same community
2 bd · 2 ba · 1,077 sqft · $158/sqft · 163 DOM
Sold · May ’26$165,000
150 HARBORSIDE AVENUE UNIT 203 · same community
2 bd · 2 ba · 1,077 sqft · $153/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 150 HARBORSIDE AVENUE UNIT 307 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 150 HARBORSIDE AVENUE UNIT 307 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
150 HARBORSIDE AVENUE UNIT 307 FAQs
What would the monthly payment be for 150 HARBORSIDE AVENUE UNIT 307?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,645/mo — principal and interest, the actual property-tax bill, the $592/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 150 HARBORSIDE AVENUE UNIT 307?+
The association fee works out to $592 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 150 HARBORSIDE AVENUE UNIT 307?+
The most recent tax bill on record (2025) was $3,727. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 150 HARBORSIDE AVENUE UNIT 307?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $250,000, this home is listed about 28% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 150 HARBORSIDE AVENUE UNIT 307?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PUNTA GORDA 33950 market on paper
$250,000 is 6% below the PUNTA GORDA 33950 median of $267,250, and at $232/sqft it sits under the Punta Gorda average of $233.
02Know the monthly fee
The association fee is $592/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
146 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Kendall Rodesiler. MLS #A4685373.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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