150 HARBORSIDE AVENUE UNIT 221, PUNTA GORDA, FL, 33950
Active469 days on marketListed Apr 18, 2025MLS #A4649508
About this home
150 HARBORSIDE AVENUE UNIT 221
PUNTA GORDA - END UNIT BEAUTIFUL VIEW!!! Prime location and iconic building of the Charlevoi condo in an age restricted (55+) complex in Punta Gorda! This condo is the perfect place to spend your winters or enjoy year-round! The 2-bedroom, 2 bathroom condo has sliding glass doors leading out to your west facing lanai from the living room which is a great spot to enjoy the sunset while sipping your evening beverage or a cool spot to enjoy the Florida mornings. This condo unit is a second-floor end unit nestled in the heart of Punta Gorda right on the shores of Charlotte Harbor. This nicely maintained home has a beautiful kitchen with Kraftmade maple cabinets featuring two lazy susans and a garage nicley placed in the corner giving extra space for storage, newer vinyl flooring throughout except kitchen and baths which are tile, newer ceiling fans and offers a bright and open floor plan. The kitchen features custom cabinets, pantry closet, and granite countertops. The master bedroom has two closets one of which is a walk-in and also has a private bathroom with vanity area, walk-in shower and an additional closet. The guest bedroom, also with a private full bath, is roomy and bright with plenty of closet space. The 19x8 lanai area has a tiled floor, storage closet. Charlevoi is a highly desirable community with numerous resort-style amenities, including large heated pool, covered patio area, card and fitness rooms, banquet/meeting room. This is an active 55+ community with many social activities year-round. You can walk to so many downtown establishments and activities such as restaurants, art galleries, farmer's markets, festivals, the tiki bar and the beautiful 2.5 mile Harborwalk path, just to name a few. Please Note: No pets and owners must own unit for 2 years before renting. All new paint, new water heater, just needs a new owner.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,077
Sqft
0.03 ac
Lot size
1973
Year built
One
Levels
$274
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,090 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,090/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+51.2%
$/sqft vs Punta Gorda actives
$274 vs $208
Days on market
469 vs 59 typical
Where $274/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
Downtown Punta Gorda — neighborhood snapshot
Population
266
Median age
62
Median income
$60,897
Median home value
$330,312
Avg household
2
Households w/ children
22%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
180 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 150 HARBORSIDE AVENUE UNIT 221
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$160,000
150 HARBORSIDE AVENUE UNIT 124 · same community
2 bd · 2 ba · 1,077 sqft · $149/sqft · 182 DOM
Sold · Sep ’25$170,000
150 HARBORSIDE AVENUE UNIT 304 · same community
2 bd · 2 ba · 1,077 sqft · $158/sqft · 163 DOM
Sold · May ’26$165,000
150 HARBORSIDE AVENUE UNIT 203 · same community
2 bd · 2 ba · 1,077 sqft · $153/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 150 HARBORSIDE AVENUE UNIT 221 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 150 HARBORSIDE AVENUE UNIT 221 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
150 HARBORSIDE AVENUE UNIT 221 FAQs
What would the monthly payment be for 150 HARBORSIDE AVENUE UNIT 221?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,090/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 150 HARBORSIDE AVENUE UNIT 221?+
The most recent tax bill on record (2024) was $721. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 150 HARBORSIDE AVENUE UNIT 221?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $295,500, this home is listed about 14% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 150 HARBORSIDE AVENUE UNIT 221?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TRIDENT PROPERTY CONSULTANTS LLC · Matt Cracchiola. MLS #A4649508.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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