David Ramirez
$799,000$819,0003 bd3 ba3,606 sqft$222 /sqft$5,827 /mo all-in ↓

21370 HARBORSIDE BOULEVARD, PORT CHARLOTTE, FL, 33952

Active197 days on marketListed Jan 14, 2026MLS #C7520177

Reduced $20KSingle Family ResidenceGRASSY POINT ESTS

About this home

21370 HARBORSIDE BOULEVARD

Stunning home with 3 Bedrooms, 3 Bathrooms, office/den and 3 Car Garage located in the upscale WATERFRONT gated community of GRASSY POINT. This home has a DEEDED DOCK in the community Marina. IMMEDIATE ACCESS TO CHARLOTTE HARBOR and on to the Gulf of Mexico. Beautiful high end design features throughout the home. This light and bright home offers a true open concept and split bedroom floor plan with Great Room, Dining Room, Living Room, well appointed Kitchen, Inside Laundry Room, Office and Bonus Room. Expansive Great Room with tile floor, high ceiling, crown molding, large arched windows and plantation shutters is perfect for entertaining. Off of the Great Room there is a separate Dining Room and separate Living Room offering a wonderful flow for guests. Both rooms have great natural light through large arched windows. French doors lead to a large Office/Den with closet and 2 large arched windows which could also be used as a bedroom. The Kitchen features wood cabinets (some with a glass front), granite counters, dining area, island with additional storage, double sink and stainless dishwasher. There is a stainless French door refrigerator and stainless oven with 6 burner gas range and hood. Good cabinet and counter space. A short staircase leads from the kitchen to a Bonus Room which could be a bedroom, craft room, office, man cave. The Inside Laundry has a washer, dryer, cabinets, sink, two windows, exterior door and long folding counter. The spacious Master Bedroom suite has a tray ceiling, crown molding, exterior door, two large windows and private bathroom. The bathroom features large glass walk in shower, dual sinks, vanity area. One guest bathroom has a unique decorative vanity and large walk in shower. The other guest bathroom has a tub/shower combination and glass sink. Per Owner: NEW METAL ROOF 2023....2 NEW A/C UNITS 2020, exterior painted 2023. THE DOCK SPACE IN THE MARINA IS #C15. Utilities are public water and sewer. Other features include: Double door entry with beautiful arched wood doors, open porch in the front, patio in the rear, tile floor and plantation shutters throughout, hurricane shutters, irrigation system, rain gutters, arched doorways, large arched windows. GRASSY POINT ESTATES is a deed restricted community with clubhouse, marina, lush tropical landscaping, full time manager and 24 hour security guard at the entrance. This home is beautifully appointed and is perfect for a family or those who enjoy entertaining!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

3,606

Sqft

0.46 ac

Lot size

3

Garage

2001

Year built

One

Levels

$222

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab · Stem Wall
FacesWest
ParkingCircular Driveway · Covered · Garage Door Opener · Garage Faces Rear · Garage Faces Side · Oversized
ExteriorHurricane Shutters · Irrigation System · Lighting · Rain Gutters

Community & fees

HOA fee$575/mo
Taxes (2025)$5,770/yr
PetsBreed Restrictions, Yes
CommunityBoat Slip · Dock · Marina · Water Access · Waterfront · Clubhouse · Deed Restrictions · Gated Community - Guard

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,827 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,311
PMI (est., until 20% equity)$300
Property tax — 2025 actual bill$481
HOA fee — from the listing$575
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,900
Interest rate6.00%
Loan term

Estimated payment

$5,827/mo

Principal & interest$4,311
PMI (est., until 20% equity)$300
Property taxes (actual bill)$481
HOA / condo fee$575
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Port Charlotte actives

$222 vs $206

Days on market

197 vs 56 typical

Where $222/sqft sits among the 400 Port Charlotte actives

112
130
68 · this home
33
20
37
$130–176$176–221$221–266$266–311$311–356$356+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Map of 21370 HARBORSIDE BOULEVARD

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33952 — neighborhood snapshot

Population

33,991

Median age

53.7

Median income

$56,117

Median home value

$224,900

Avg household

2.3

Households w/ children

2,952

For the school run

Charlotte County School District

ElementaryNeil Armstrong Elementary School★★★★★
MiddlePort Charlotte Middle School★★★★★
HighPort Charlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$289K$301K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

170 of 400

Port Charlotte actives have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 433% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $799,000 $20K
Jan 14, 2026Listed at $819,000 · 197 days on market since
2001Built · GRASSY POINT ESTS

Reality check

What actually sold near 21370 HARBORSIDE BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4531 GRASSY POINT BOULEVARDSold · May ’26

$1,790,000

4531 GRASSY POINT BOULEVARD · same community

4 bd · 4.5 ba · 4,752 sqft · $377/sqft · 265 DOM

119 CREEK DRIVE SESold · Mar ’26

$1,400,000

119 CREEK DRIVE SE

3 bd · 2.5 ba · 3,444 sqft · $407/sqft · 239 DOM

107 FREE COURT SESold · Jun ’26

$1,202,000

107 FREE COURT SE

4 bd · 4 ba · 3,392 sqft · $354/sqft · 134 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 21370 HARBORSIDE BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 21370 HARBORSIDE BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

21370 HARBORSIDE BOULEVARD FAQs

What would the monthly payment be for 21370 HARBORSIDE BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,827/mo — principal and interest, the actual property-tax bill, the $575/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 21370 HARBORSIDE BOULEVARD?+

The association fee works out to $575 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 21370 HARBORSIDE BOULEVARD?+

The most recent tax bill on record (2025) was $5,770. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 21370 HARBORSIDE BOULEVARD?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $799,000, this home is listed about 139% above the Port Charlotte median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 21370 HARBORSIDE BOULEVARD?+

Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$799,000 runs 433% above the PORT CHARLOTTE 33952 median — but at 3,606 sqft it's also nearly twice the size of the typical Port Charlotte listing.

02Know the monthly fee

The association fee is $575/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Time on market is leverage

197 days on market against a Port Charlotte median of 56 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $819,000, now $799,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ALLIANCE GROUP · Gerald Hayes. MLS #C7520177.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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