
14500 PONCE DE LEON TRAIL, PORT CHARLOTTE, FL, 33981
Active107 days on marketListed Apr 20, 2026MLS #A4690688
About this home
14500 PONCE DE LEON TRAIL
One or more photo(s) has been virtually staged. PRICE REDUCED by over $100,000! Now offering $6000 in seller concessions for closing costs or to buy down the rate! Stunning 2021-built Canal-front home with 2.5 miles from Myakka & Peace River leading to Charlotte Harbor, 9ft deep sail boat water in a no wake zone, and NO bridges—a true boater’s dream. Offering 2,647 sqft under air, this beautifully designed residence features 3 bedrooms, 3 bathrooms, and a versatile den/office, or fourth bedroom, all located in a charming gated community of just 165 homes. From the moment you enter, you are greeted with breathtaking canal views from the spacious family room, highlighted by the brand new laminate flooring, high tray ceilings and hurricane impact resistant windows and sliding glass doors that open to the screened lanai for seamless indoor-outdoor living. The well-appointed kitchen is the heart of the home, featuring a large granite island, designer backsplash, double oven/microwave, stainless steel appliances, and abundant cabinetry. It flows effortlessly into both the formal dining and dinette areas while overlooking the main living space, making it ideal for entertaining or everyday living. The popular split-bedroom floor plan provides privacy, while the den/office with double doors offers flexibility for a home office, hobby room, or potential fourth bedroom. Built for peace of mind, the home includes hurricane impact windows, front door, and sliders, and is situated on a well-elevated, oversized lot with a berm behind the property. The home's floor elevation is 9.7ft, while the property's flood zone code is AE, meaning your home is safe because the base flood elevation for a 100-year flood event would likely only rise to about 8 feet, and the community has remained dry through recent major storms. Additional highlights include a paver driveway and a rare 3-car Air Conditioned Garage with attic stairs and a complete floor in the attic for storage. Low HOA fees cover gate access, lawn care, and landscaping. Outdoor living is what Florida is all about, and this home delivers with a screened and pavered lanai overlooking the deep canal. With no bridges, you are just minutes to Charlotte Harbor and have easy boating access to Punta Gorda, the Myakka River, the Intracoastal Waterway, Boca Grande, Cabbage Key, and more. Conveniently located in the desirable Port Charlotte/Englewood area, you are close to Gulf beaches, Wellen Park, spring training facilities, Dearborn Street, golf courses, shopping, dining, and have quick access to I-75. This fast-growing area continues to offer small-town charm with endless opportunities to enjoy the Florida lifestyle.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,647
Sqft
0.36 ac
Lot size
3
Garage
2021
Year built
One
Levels
$281
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,577 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,577/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs HARBOR WEST
$281 vs $340
Days on market
107 vs 59 typical
Where $281/sqft sits among the 10 homes for sale in HARBOR WEST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
5 of 10
HARBOR WEST have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1810% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 14500 PONCE DE LEON TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$975,000
14564 GASPAR LOOP · same community
3 bd · 3 ba · 2,650 sqft · $368/sqft · 90 DOM
Sold · Sep ’25$950,000
15176 SPANISH POINT DRIVE · same community
4 bd · 2.5 ba · 2,360 sqft · $403/sqft · 107 DOM
Sold · Jul ’26$860,000
14556 GASPAR LOOP · same community
3 bd · 2.5 ba · 2,357 sqft · $365/sqft · 408 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14500 PONCE DE LEON TRAIL — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14500 PONCE DE LEON TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14500 PONCE DE LEON TRAIL FAQs
What would the monthly payment be for 14500 PONCE DE LEON TRAIL?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,577/mo — principal and interest, the actual property-tax bill, the $272/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14500 PONCE DE LEON TRAIL?+
The association fee works out to $272 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14500 PONCE DE LEON TRAIL?+
The most recent tax bill on record (2025) was $10,150. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14500 PONCE DE LEON TRAIL?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $745,000, this home is listed about 126% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14500 PONCE DE LEON TRAIL?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$745,000 runs 1810% above the PORT CHARLOTTE 33981 median — but at 2,647 sqft it's also 61% larger than the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $849,000, now $745,000 — a $104K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICE · Michael Zuppardo. MLS #A4690688.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 14500 PONCE DE LEON TRAIL but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →


